Magnifi Financial Sartell MN Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Magnifi Financial, your trusted credit union located at 300 Pine Cone Rd, Sartell, MN 56377. Since our establishment in 1939, we have proudly served our community with a commitment to providing exceptional financial services and support. With a total membership of over 85,210 members, we are dedicated to helping individuals and families achieve their financial goals. At Magnifi Financial, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our online and mobile banking platforms make it easier than ever for you to manage your finances from anywhere. With total assets exceeding $2.49 billion and deposits reaching $276,731,853, we are well-positioned to help our members succeed financially. Our net worth stands at an impressive $272,083,942, reflecting our strong financial health and stability. As a member-focused institution, we prioritize your needs above all else. Led by our CEO Charles Friederichs and Board President Steven Danzl, our team of over 401 employees is here to provide you with personalized service and expert advice. Whether you're looking for assistance with loans or simply have questions about your account, don't hesitate to reach out we're just a phone call away at 888-330-8482. While members can visit us at our Sartell location, official correspondence should be sent to the same address: 300 Pine Cone Rd, Sartell, MN 56377-3001. Join us today and discover how Magnifi Financial can help you navigate your financial journey with confidence! Visit our website at http://www.mymagnifi.org or stop by for more information on how we can assist you. Your financial future starts here!

Branch History & Mission

Welcome to Magnifi Financial, a pillar of community support and financial empowerment in Sartell, MN. Established in 1939, our branch has a rich history that reflects our commitment to the people we serve. Over the decades, we have grown alongside our members, adapting to their needs and providing them with essential financial services. Today, we proudly serve over 85,000 members, helping them achieve their financial goals while fostering a sense of community. Located at 300 Pine Cone Rd, Sartell, MN 56377, our branch is not just a place for transactions; it is a hub where relationships are built. We understand that banking is about more than numbers; it's about people. Our mission is to provide exceptional financial services while actively contributing to the well-being of our community. Whether you're looking for personal banking solutions or business financing options, we are here to guide you every step of the way. At Magnifi Financial, we believe in the power of collaboration. We partner with local organizations and participate in community outreach programs that enrich lives and strengthen our neighborhood ties. Our commitment extends beyond traditional banking; we strive to make a positive impact through various initiatives aimed at supporting education and financial literacy. Our mission statement embodies this spirit: "To empower individuals and families through accessible financial services and community engagement." This isn't just a slogan; it's a promise we live by every day. With total assets exceeding $2.49 billion, we ensure that our members have access to a wide range of products designed for their unique needs be it checking accounts, auto loans, mortgages, or credit cards with rewards. While members can visit us at our physical location on Pine Cone Rd for face-to-face service including drive-thru banking options we also embrace modern technology. Our online and mobile banking platforms offer convenience and accessibility so that you can manage your finances anytime, anywhere. For any official correspondence, please note that you can reach us at our mailing address: 300 Pine Cone Rd, Sartell, MN 56377-3001. As we continue to grow and evolve, we invite you to join the Magnifi Financial family. Experience firsthand how our dedication to service can make a difference in your life and your community. Let's build a brighter future together! If you're ready to take the next step towards better financial health or want more information about membership options, don't hesitate to contact us at 888-330-8482 or visit us online at Magnifi Financial.

Branch Location & Accessibility

Accessibility Features

At Magnifi Financial, we strive to create an inviting environment for all our members. Our branch is fully ADA compliant, featuring ramps and accessible parking spaces to ensure that everyone can visit us comfortably. With ample parking available, you won't have to worry about finding a spot when you come by.

Connect With Us

If you have any questions or want more information about our services, don't hesitate to reach out! You can give us a call at 888-330-8482. We invite you to stop by Magnifi Financial at the Sartell Financial Center and discover how we can support your financial journey. We look forward to welcoming you soon!

Operating Hours

We understand that life can get busy. That's why we offer flexible operating hours to accommodate your schedule. While our exact hours are currently being finalized, rest assured that we will be here for you throughout the week to assist with all your banking needs.

Services Offered

Whether you're looking to open a new checking account or explore options for auto loans and mortgages, our dedicated team is ready to help. We also offer personal loans, credit cards with rewards, and business banking services all designed to meet your financial goals. For those on the go, our ATM is available for quick withdrawals and balance checks anytime you need it. Plus, take advantage of our drive-thru banking for easy deposits and withdrawals without leaving your car!

Member Eligibility

At Magnifi Financial, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you're residing or working in the areas we serve, or if you have family members who are already part of our credit union, you're likely eligible for membership. Our doors are open to individuals who appreciate personalized service and community-focused banking. With membership at Magnifi Financial, you gain access to a variety of financial products designed to help you achieve your goals whether that's saving for a dream vacation or financing your first home. To learn more about our specific eligibility criteria, feel free to check out our detailed information at https://mymagnifi.org/membership/index.html. When you're ready to join us, the account opening process is straightforward and welcoming. You can easily apply online by visiting https://mymagnifi.org/apply/index.html or give us a call at (888) 330-8482 for any questions. We're excited to welcome you to the Magnifi Financial family at 300 Pine Cone Rd Sartell Mn 56377!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,686 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $28 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,035,815,009, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that help streamline your operations. Imagine receiving payments seamlessly from customers, managing transactions easily, and having access to real-time insights about your sales all at your fingertips. This allows you to focus on what truly matters: running and growing your business. Located at 300 Pine Cone Rd Sartell Mn 56377 in Sartell, MN, we're here to assist you every step of the way. Reach out to us at (888) 330-8482 to learn how we can support your business banking needs!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without straining your budget. We understand that reliable transportation is essential, so we work hard to provide competitive rates that make car ownership accessible.

Business Banking Services

For our local businesses in Sartell, we offer business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team can help you navigate financing options that suit your business goals.

Convenient Access and Support

We pride ourselves on accessibility. With ATM services available for quick cash withdrawals and basic drive-thru banking for deposits and simple transactions, getting what you need is hassle-free. Plus, if you ever have questions or need assistance, feel free to call us at 888-330-8482. Our friendly staff is always ready to help! At Magnifi Financial, we believe that strong financial health starts with the right tools and support. Explore all these services today and see how we can assist you in reaching your financial aspirations. For more information about membership or to open an account, visit us online at http://www.mymagnifi.org. Your journey towards better financial management begins here!

Credit Cards with Rewards

Our credit cards come with rewards that make everyday spending more rewarding! Imagine earning points or cash back on purchases you already make. This way, you not only enjoy the convenience of credit but also get rewarded for it.

Home Financing Made Easy

For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with personalized service and guidance. We know that securing a mortgage can feel overwhelming, but our experienced team is here to simplify the process and help you find the best solution for your family.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of checking and savings accounts designed for every lifestyle. Whether you're saving for a vacation or just need a safe place for your money, we have options that fit your needs perfectly. Our members often appreciate the ease of online and mobile banking, which lets them manage their finances from anywhere. Imagine paying bills or transferring funds with just a few taps on your smartphone!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you manage any financial surprises. Whether it's for home repairs or medical bills, our flexible loan options can provide the support you need.

Digital & Online Banking

Key Services

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. We also offer e-statements, so you can keep track of your finances without the clutter of paper statements. Plus, our mobile application makes it even easier to manage your accounts on the go. Need to send money quickly? Our person-to-person transfer feature lets you send money to friends or family instantly no hassle involved. And if you're looking for convenience at checkout, take advantage of our mobile payments option, which allows you to pay directly from your smartphone.

Security and Convenience

Security is a top priority at Magnifi Financial. With electronic signature authorization, signing documents online is not only quick but also safe. You can trust that your sensitive information is protected as you manage your accounts digitally. Whether you're checking your balance while waiting in line or making a transfer during lunch break, our user-friendly platform ensures that managing your finances is straightforward and efficient. You have the control to monitor your accounts in real time, making it easier than ever to stay on top of your financial goals. Join us at Magnifi Financial today and discover how our digital and online banking services can simplify your life! For more information, visit us at http://www.mymagnifi.org or give us a call at (888) 330-8482.

Financial Strength

Commitment to Growth

With $244,269,902 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $9,159 in used auto loans and $1,840,291,835 in total loans and leases supporting members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 263,613, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,451,924 further illustrate our commitment to fostering a healthy economic environment for our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Magnifi Financial is your trusted partner. Visit us at 300 Pine Cone Rd Sartell Mn 56377 or call (888) 330-8482 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Security

Members' savings are secured through $743,832,296 in share certificates and $523,095,080 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $90,292,408, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,286,885 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 398 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $272,083,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $13,448,7353 in used vehicle loans and $27,202,920 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a new or used vehicle, we provide flexible terms to fit your budget.

Business Loans

For business owners looking to expand their operations or invest in new opportunities, our outstanding commercial loans totaling $1,035,815,009 provide the necessary capital for growth. At Magnifi Financial, we also understand the importance of refinancing options to help you save money or adjust your financial commitments as needed. If you're considering refinancing any existing loans or checking your eligibility for our products, don't hesitate to reach out! You can contact us at 888-330-8482 for more information about our loan offerings or visit us in person at our Sartell branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $44,971,626, ensuring that you have access to the capital needed for your dream home.

Unsecured Credit Card Loans

We also recognize that managing finances can sometimes require a little extra help. That's why we offer flexible terms on unsecured credit card loans, with a total of $12,543,897 in loans helping members effectively manage their spending while enjoying rewards.

Loan Aggregator

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