MAGNIFI FINANCIAL CREDIT UNION - Moorhead, MN

Welcome to Magnifi Financial, your trusted partner in achieving financial wellness. Located at 1002 Main Ave, Moorhead, MN 56560, our branch has been serving the community since 1939. With a rich history and a commitment to our members, we take pride in being a member-focused credit union that understands your unique needs. At Magnifi Financial, we believe that banking should be more than just transactions; it should be about building relationships. That's why we currently serve 85,210 members who trust us with their financial journeys. With total assets of $2,493,084,264 and total deposits reaching $276,731,853, you can feel secure knowing your money is in good hands. Our strong net worth of $272,083,942 further underscores our stability and commitment to our members. Our dedicated team of 401 employees, led by CEO Charles Friederichs and Board President Steven Danzl, is here to assist you with everything from personal banking services like checking and savings accounts to auto loans, mortgages, and business banking solutions. We understand the importance of accessibility, which is why we offer convenient services such as online and mobile banking along with an ATM for easy cash access. While members can visit us at our Moorhead branch for all their banking needs, official correspondence should be sent to the same address: 1002 Main Ave, Moorhead, MN 56560. Are you ready to take the next step toward your financial goals? Visit us online at http://www.mymagnifi.org or give us a call at 218-236-5191. Let's work together to build a brighter financial future!

At Magnifi Financial, we take pride in our rich history and commitment to serving the community of Moorhead, MN. Established in 1939, our branch has grown alongside the community, evolving to meet the ever-changing financial needs of our members. Located at 1002 Main Ave, Moorhead, MN 56560, we are positioned to be a cornerstone for financial support and guidance in the area. Over the years, Magnifi Financial has built a strong legacy of trust and reliability. With a total membership exceeding 85,210 and assets amounting to an impressive $2,493,084,264, we have become a vital part of many lives here in Moorhead. Our dedicated team is always ready to assist members with a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our mission is simple yet powerful: to empower individuals and families by providing them with accessible financial services while fostering a strong sense of community. We strive to make banking easy and efficient through digital advancements like online banking and mobile payments. Our facilities are ADA compliant to ensure that everyone can access our services comfortably. At Magnifi Financial, we believe that being part of the community means more than just offering financial products. We actively engage in partnerships with local organizations and participate in outreach programs aimed at supporting those in need. Whether it's sponsoring local events or providing educational resources about financial literacy, we're committed to making a positive impact beyond our branch walls. While members can visit us at 1002 Main Ave, official correspondence should be sent to the same address as our mailing address for convenience. We invite you to experience the difference that comes from being part of Magnifi Financial. With operating hours designed for your convenience Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 8 AM to 12 PM we are here when you need us most. Plus, enjoy the ease of our ATM availability and drive-thru banking services. Join us today and discover how Magnifi Financial can help you achieve your financial goals while being part of a caring community focused on growth and support. For more information or assistance, don't hesitate to call us at 218-236-5191 or visit our website at http://www.mymagnifi.org . Let's build a brighter financial future together!

Becoming a member of Magnifi Financial is like stepping into a welcoming community where your financial needs are prioritized. If you live, work, or attend school in the area, you're likely eligible to join us! We believe in making banking accessible and personal, so if you have family members who are already part of our credit union, they can help you qualify too. Joining means you'll enjoy exclusive benefits like lower loan rates and higher savings returns, all while being part of a cooperative that values its members. For detailed eligibility criteria, feel free to check out our website at https://mymagnifi.org/membership/index.html . When you're ready to take the next step, opening an account is simple! Just visit https://mymagnifi.org/apply/index .html or give us a call at (218) 236-5191, and let's get you started on your journey with Magnifi Financial at 1002 Main Ave, Moorhead, MN 56560.

At Magnifi Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to be part of a financial institution that is strong and reliable, and we are proud to showcase our robust financial health. With a net worth of $272,083,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $743,832,296 in share certificates and $523,095,080 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $90,292,408, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $244,269,902 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,159 in used auto loans and a total of $1,840,291,835 in loans and leases. Our operational efficiency shines through with a net income of $6,286,885, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 398 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $13,451,924. Total Share Accounts amount to 263,613, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Magnifi Financial is your trusted partner. Visit us at 1002 Main Ave Moorhead MN 56560 or call us at 218-236-5191 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.