Magnifi Financial Blaine MN Credit Union | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Magnifi Financial, your trusted partner in financial wellness, located at 10210 Baltimore St Ne, Blaine, MN 55449. Established in 1939, we have been dedicated to serving our community for over eight decades. With a robust membership of 85,210, we pride ourselves on being more than just a financial institution; we are a community hub committed to helping our members thrive. At Magnifi Financial, we understand that your financial needs are unique. That's why we offer a diverse range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total assets exceed an impressive $2.49 billion, ensuring that we have the resources to support you in achieving your financial goals. Our team is led by CEO Charles Friederichs and Board President Steven Danzl, who embody our commitment to transparency and member service. Whether you're looking to open a new account or explore loan options totaling 46,615 loans and leases available for our members, you can count on us for personalized guidance tailored to your needs. While members can visit us at our branch location, official correspondence should be sent to the same address for convenience. We also maintain a strong online presence through our website at mymagnifi.org, where you can access online banking and various financial tools. With total deposits of $276.73 million and net worth of $272.08 million, Magnifi Financial remains solidly positioned to serve our members effectively. If you're ready to take the next step in managing your finances or if you have any questions, don't hesitate to reach out! Call us at 888-330-8482 or visit us during our lobby hours from Monday to Friday between 9 AM and 5 PM, and Saturdays from 9 AM to 12 PM. Join us today at Magnifi Financial where your financial journey begins with trust and community spirit!

Branch History & Mission

Join Us

We invite you to become part of the Magnifi Financial family. Experience firsthand how we prioritize your financial health while making meaningful contributions to our community. Stop by during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM or give us a call at 888-330-8482. Discover how together we can achieve your financial goals!

Our Mission

At Magnifi Financial, our mission is clear: to enhance the financial well-being of our members and the communities we serve. We believe that financial services should be accessible and tailored to meet the unique needs of each individual. This is why we offer various tools like online and mobile banking for convenience and accessibility. Community engagement is at the heart of everything we do. We take pride in supporting local initiatives and organizations that make a positive impact in Blaine and beyond. Whether it's through educational programs or financial literacy workshops, we strive to uplift those around us. While members can visit us at 10210 Baltimore St NE, official correspondence should be sent to 10210 Baltimore Street NE, Blaine, MN 55449 if needed.

Our Story

Located at 10210 Baltimore St NE, Blaine, MN 55449, our branch is easily accessible and close to key local landmarks. From our early days, we've focused on building strong relationships with our members, fostering trust and understanding. As we evolved through the years, we've embraced innovative technology while staying true to our commitment to personal service. Magnifi Financial has seen remarkable growth since its inception. We pride ourselves on being a member-driven organization where everyone's voice matters. With the support of our dedicated team, led by CEO Charles Friederichs and Board President Steven Danzl, we've expanded our offerings significantly. Today, we provide a wide array of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions.

Branch Location & Accessibility

Accessibility Features

At Magnifi Financial, we prioritize accessibility. Our branch is designed to accommodate everyone, with features like ramps and ADA-compliant entrances. You'll find ample parking available right outside the building, making it convenient for you to pop in for a quick transaction or a longer visit.

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. This means you can easily find a time that works for you, whether it's a lunch break during the week or a Saturday morning errand run.

Services Offered

Our Blaine branch is fully equipped with an ATM and offers drive-thru banking services for your convenience. Whether you need assistance with personal banking like checking and savings accounts or you're looking into auto loans and mortgage refinancing options, our friendly staff is ready to help. We also provide business banking services including merchant services and business loans. Ready to take the next step? Come visit us at Magnifi Financial in Blaine or give us a call at 888-330-8482. We look forward to welcoming you and helping with all your financial needs!

Member Eligibility

Becoming a member of Magnifi Financial feels like joining a warm, welcoming family where your financial needs are truly understood. If you live, work, or worship in Anoka County or nearby areas, you're already on your way to enjoying the benefits of membership. We believe that everyone deserves access to personalized banking services designed to help them thrive. To learn more about the specific eligibility requirements, feel free to visit our website at https://mymagnifi.org/membership/index.html . Joining is simple and straightforward! You can start the process right from the comfort of your home by visiting our account opening page at https://mymagnifi.org/apply/index.html . If you have any questions or need assistance, don't hesitate to give us a call at (888) 330-8482. We're here to guide you every step of the way as you take this exciting step towards better financial health with Magnifi Financial, located at 10210 Baltimore St Ne Blaine Mn 55449.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the ability to accept payments seamlessly at your storefront or online. Our merchant services make transactions easy, allowing you to focus on what you do best running your business. From mobile payment options to point-of-sale systems, we equip you with the tools necessary to enhance customer experience and boost sales. Visit us at 10210 Baltimore St Ne Blaine Mn 55449 in Blaine, MN, or call us at (888) 330-8482 to learn how our business banking solutions can help propel your enterprise forward.

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,686 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $28 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,035,815,009, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick cash or want to handle simple transactions? Our ATM and cash withdrawal services are available around the clock for added convenience. We also have basic drive-thru banking options where you can make deposits or withdrawals without leaving your car. We invite you to visit us at 10210 Baltimore St Ne in Blaine, MN 55449 or give us a call at 888-330-8482 during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Discover how Magnifi Financial can help simplify your financial life today! For more information about our services or to open an account online, please check out our website. Your financial journey begins here!

Business Banking

For local businesses, we offer business banking solutions that include merchant services and business loans. These services are crafted to help entrepreneurs thrive by providing the financial tools necessary for success.

Credit Card Rewards

Don't forget about our credit cards with rewards! These cards not only provide purchasing power but also offer points for every dollar spent, which can be redeemed for various perks. It's a great way to make your spending work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Magnifi Financial, we prioritize digital banking features like online and mobile banking. You can easily check balances, transfer funds, and pay bills from anywhere at any time using our user-friendly mobile application. Plus, with person-to-person payment options, sending money to friends or family has never been easier.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that make it easy for you to manage your money. Our accounts come with features that help you save while giving you access to your funds whenever you need them. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms tailored to fit your budget. If homeownership is on your mind, our mortgage loans and refinancing services can help turn that dream into reality. We guide you through the process, ensuring you understand all available options. For unexpected expenses or consolidating debt, our personal loans are a convenient solution, allowing you to regain control over your finances.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign documents quickly and securely without the hassle of printing and mailing. Plus, for those who prefer to go paperless, e-statements are available, giving you instant access to your account statements while helping the environment. If you're always on the go, you'll appreciate our mobile application. It allows you to manage your finances directly from your smartphone. Want to make payments? Our mobile payments feature lets you do just that with ease. You can even send money to friends or family through person-to-person transfers perfect for splitting bills or sharing expenses.

Security and Ease-of-Use

Security is a top priority at Magnifi Financial. We ensure that all transactions are protected with advanced security measures, so you can bank with peace of mind. Our user-friendly interface makes it simple for anyone to navigate their accounts, ensuring that all members whether tech-savvy or not can enjoy the benefits of digital banking. In short, at Magnifi Financial, we're committed to providing accessible, easy-to-use digital banking solutions that empower you to manage your money on your terms. Experience the convenience today!

Financial Strength

Dedicated Team

We pride ourselves on having a dedicated workforce with 398 full-time employees and 3 part-time employees, ensuring that our branches are always ready to serve you with knowledgeable support. Our team is committed to helping you navigate your financial journey effectively.

Growing Member Base

With a total of 263,613 share accounts, it's clear that our growing member base trusts us with their finances. We also manage net shares amounting to $13,451,924, which means we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Magnifi Financial is your trusted partner. Visit us at 10210 Baltimore St Ne Blaine Mn 55449 or call 888-330-8482 to learn more about how we can help you achieve your financial goals!

Member-Centric Savings

Your savings are secure with us! Members' funds are protected through $743,832,296 in share certificates and $523,095,080 in money market shares, both offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members by focusing our resources on benefiting you evidenced by non-member deposits totaling $90,292,408.

Operational Efficiency

Our net income of $6,286,885 showcases our operational efficiency. This solid performance enables us to continue offering competitive loan rates and valuable financial products tailored to meet your needs.

Reinvestment for Better Services

With $244,269,902 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is robust; we have facilitated $9,159 in used auto loans and $1,840,291,835 in total loans and leases to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $272,083,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these main products, we also provide credit lines up to $717,849,320, which can be a great option for those who want flexibility in accessing funds as needed. If you're considering refinancing or exploring eligibility options for any of our products, please don't hesitate to ask our team is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore all our loan offerings today! Visit us online at http://www.mymagnifi.org or stop by our branch in Blaine for personalized assistance tailored just for you.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $134,487,353 in used vehicle loans and $27,202,920 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles so that you can choose the one that best suits your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,035,815,009 provide the capital needed to expand your business operations. We understand the unique needs of businesses and are committed to offering tailored solutions that drive success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,971,626, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,543,897 in loans helping members manage their finances effectively. Enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

No Sponsored Listings

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Real-Time Rate Comparisons

With real-time rate comparisons, LendMesh ensures that users have access to current loan rates from multiple institutions. This feature empowers borrowers to make decisions based on the most relevant information available at any given moment. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the reliability of this tool and its ability to facilitate significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

LendMesh takes pride in presenting verified data. All loan offers come from legitimate financial institutions, which means you can trust that the information is accurate and up-to-date. This level of transparency allows borrowers to compare options freely and fairly.

MAGNIFI FINANCIAL CREDIT UNION