MAGNIFI FINANCIAL CREDIT UNION - Albany, MN

Welcome to Magnifi Financial, where your financial well-being is our top priority! Located at 641 Railroad Ave, Albany, MN 56307, our branch has been a trusted part of the community since 1939. With over 85,210 members and total assets exceeding $2.49 billion, we are dedicated to providing exceptional banking services tailored to meet the unique needs of individuals and businesses alike. At Magnifi Financial, we believe in building strong relationships. Our team of 401 employees, led by CEO Charles Friederichs and Board President Steven Danzl, is committed to serving you with integrity and care. Whether you are looking for personal banking options like checking and savings accounts or more specialized services such as auto loans, mortgages, or business financing, we have solutions designed just for you. We take pride in our robust financial standing, featuring total deposits of $276,731,853 and a net worth of $272,083,942. Our focus on responsible lending has resulted in a healthy loan portfolio with over 46,615 loans and leases currently active. While members can visit us at our Albany branch for all their banking needs, official correspondence should be sent to the same address: 641 Railroad Ave, Albany, MN 56307. Feel free to reach out to us at (320) 845-4784 or explore our website at www.mymagnifi.org for more information about our services. Join us today as we continue to support our community's financial goals and foster a brighter future together!

Welcome to the Magnifi Financial Albany Branch, your local financial partner located conveniently at 641 Railroad Ave in Albany, MN. Nestled in the heart of Stearns County, our branch is easily accessible and close to several well-known landmarks, making it a perfect stop for all your banking needs. Whether you're visiting us after a trip to the nearby parks or heading back home from shopping downtown, we're here to serve you. While members can visit us at 641 Railroad Ave, official correspondence should be sent to the same address. We prioritize accessibility for all our members, featuring ADA-compliant entrances and ample parking for your convenience. Plus, our drive-thru service ensures that you can complete simple transactions without leaving your vehicle. We understand that life can be busy! That's why our operating hours are designed with you in mind: we're open Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 8:00 AM to 12:00 PM. Whether you need personal banking services like checking and savings accounts or are looking for auto loans and mortgage options, we've got you covered. For those on the go, we also provide ATM access right here at our branch. If you have any questions or need assistance, don't hesitate to give us a call at 320-845-4784. Our friendly team is ready and eager to help you navigate your financial journey. We invite you to stop by and discover how Magnifi Financial can support your goals today!

At Magnifi Financial, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is not just about opening an account; it's about joining a family that supports your financial journey. If you're interested in joining us, you'll be glad to know that eligibility is straightforward! Generally, anyone who lives, works, worships, or attends school in the area can become a member. This means you have access to our wide range of services designed to help you thrive financially. To get the full scoop on membership criteria, feel free to visit our detailed guide at https://mymagnifi.org/membership/index.html . Ready to take the next step? Opening an account with us is simple and can be done online! Just head over to https://mymagnifi.org/apply/index .html to begin your application. If you have any questions or need assistance, don't hesitate to reach out at (320) 845-4784. We're excited to welcome you into the Magnifi Financial family!

At Magnifi Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our robust financial health, which reflects our commitment to serving you with confidence and reliability. With a net worth of $272,083,942, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $743,832,296 in share certificates and $523,095,080 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $90,292,408, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $244,269,902 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,159 in used auto loans and a total of $1,840,291,835 in loans and leases available. Our operational efficiency is reflected in our net income of $6,286,885, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 398 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $13,451,924. Total Share Accounts: 263,613, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Magnifi Financial is your trusted partner. Visit us at 641 Railroad Ave Albany Mn 56307 or call 320-845-4784 to learn more about how we can help you achieve your financial goals.

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