MADISON EDUCATION ASSOC. CREDIT UNION - Madison, FL

Welcome to Madison Education Assoc., your trusted financial partner located at 373 Ne Sumter St, Madison, FL 32340. Established in 1963, our credit union has proudly served our community for over five decades. With a commitment to fostering strong relationships and providing exceptional service, we currently support a growing membership of 778 individuals and families who trust us with their financial needs. At Madison Education Assoc., we understand that banking is about more than just transactions; it's about building trust and empowering our members. With total assets amounting to $6,518,034 and total deposits reaching $271,008, we have the stability and resources to help you achieve your financial goals. Our dedicated team, led by CEO Gena Shiver and Board President Joseph Akerman, works tirelessly to provide personalized services that include auto loans, personal banking accounts, mortgage loans, and much more. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O Box 449, Madison, FL 32341. We invite you to explore our diverse offerings tailored to meet your unique needs whether you're looking for straightforward checking accounts or financing options for your next vehicle. Join us in making a positive impact in our community. We encourage you to call us at 850-973-3132 or visit our website at madisoncuonline.org for more information on how we can assist you today!

At Madison Education Assoc., we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you live, work, or attend school in Madison County, you can join our credit union. Our commitment to serving our members means you'll enjoy benefits like personalized financial services, lower loan rates, and better savings options. You can find all the details about eligibility on our website at this link. When you're ready to open an account, just give us a call at (850) 973-3132, and we'll guide you through the simple process. Whether you're looking for a checking account, auto loan, or other services, we're here to help you every step of the way. Join us at 373 Ne Sumter St, Madison, FL 32340, and experience the advantages of being part of Madison Education Assoc.!

At Madison Education Assoc., we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to meet your needs anytime, anywhere. You can conveniently access your accounts through our online banking platform at https://madisoncuonline.org/ . This service allows you to check your balance, view transaction history, and manage transfers from the comfort of your home or on the go. We prioritize security in everything we do, ensuring that your information is protected with advanced safety measures. While our current offerings do not include features such as electronic signatures or e-statements, we are committed to providing a user-friendly experience. Our digital services aim to simplify your banking tasks without overwhelming you with complex processes. You won't need to worry about late fees with our 24/7 online banking services because you can always keep track of your finances. We also know how important it is to send money quickly and easily. Although we currently don't offer person-to-person transfers, we're focused on enhancing our services in the future to better serve you. For those who prefer mobile convenience, while we don't have a mobile application or mobile payments right now, we're working towards expanding these features soon. At Madison Education Assoc., our goal is to provide an accessible and straightforward banking experience that fits seamlessly into your lifestyle. Whether you're at home or out and about, managing your money should never feel like a chore!

At Madison Education Assoc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $973,760, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1492 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,185,564 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $932,052 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment is reflected in our lending capacity; with $2,919,770 in total loans and leases, including 64 used auto loans, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $31,600, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Madison Education Assoc. is your trusted partner. Visit us at 373 Ne Sumter St Madison Fl 32340 or call 850-973-3132 to learn more about how we can help you achieve your financial goals.