Mac Credit Union Fairbanks AK | Reliable ATM Access & Services

Introduction

Welcome to Mac, your trusted financial partner since 1952, located at 1317 Wembley Ave, Fairbanks, AK 99701. As a proud member of the Fairbanks community, we are dedicated to providing exceptional service and support to our over 20,500 members. At Mac, we believe in building relationships that empower our members to achieve their financial goals. With total assets exceeding $188 million and deposits of about $15.5 million, our financial stability ensures that you can trust us with your banking needs. Our commitment is reflected in the robust loans we offer over 11,726 loans and leases tailored to meet the diverse needs of our community. Whether you're looking for an auto loan or a personal loan, we're here to help you every step of the way. Our CEO, Stacy Markham, along with Board President Anna Gould, leads a dedicated team of 74 employees who are passionate about serving you. They ensure that your banking experience is not only efficient but also friendly and approachable. While members can visit us at 1317 Wembley Ave, official correspondence should be sent to our mailing address at 541 10th Ave, Fairbanks, AK 99701. At Mac, we understand that your time is valuable. That's why we provide various services designed for your convenience, including ATM access for quick withdrawals and balance checks. If you have any questions or need assistance, feel free to reach out to us at 907-474-1291. Join us on this journey toward financial wellness. Explore our website at macfcu.org for more information on how we can assist you today! Your future starts here at Mac!

Branch History & Mission

Welcome to Mac, where our story is rooted in a strong commitment to serving the community of Fairbanks, AK. Since our inception in 1952, we have grown from a small credit union into a trusted financial partner for over 20,548 members, proudly holding assets of $188,146,052. Our journey reflects not only our dedication to financial excellence but also our passion for community support. Located at 1317 Wembley Ave Fairbanks Ak 99701, just a stone's throw away from local landmarks, we've created a welcoming environment where members can feel at home. While members can visit us at this location, official correspondence should be sent to 541 10th Ave, Fairbanks, AK 99701 if it differs from the branch address. Our doors are open Monday through Friday from 8 AM to 5 PM, providing convenient access to our services. At Mac, our mission is clear: we aim to empower our members by offering reliable financial services while fostering community growth and engagement. We believe in the importance of supporting not just individual financial goals but also the needs of the local community. This commitment drives us to participate in various outreach initiatives and partnerships that uplift those around us. Over the years, we've embraced technology, ensuring ADA compliance and enhancing customer experience through services such as online banking, mobile payments, and e-statements. Our focus remains on making banking accessible and straightforward for everyone. As we look back on our history, we celebrate each milestone that has shaped us each loan approved, each member served. Our dedicated team works tirelessly to create meaningful relationships with our members, ensuring that they receive personalized support tailored to their unique circumstances. We invite you to join the Mac family today! Experience firsthand how we can help you achieve your financial dreams while being part of a community-oriented organization. Together, let's build a brighter future for everyone in Fairbanks and beyond.

Branch Location & Accessibility

Accessibility Features

Accessibility is a priority for us at Mac. Our branch offers ample parking options, including designated spaces for those who need them. We comply with ADA standards, ensuring that everyone can access our services comfortably. You will find ramps and clear pathways throughout our facility, making it easy for all members to navigate.

Get in Touch!

We invite you to stop by or give us a call at 907-474-1291 if you have any questions or need assistance. At Mac, we're committed to providing you with exceptional service tailored to meet your financial needs. Come visit us today and experience the difference!

Operating Hours and Services

Our doors are open Monday through Friday from 8 AM to 5 PM, allowing you plenty of time during the week to manage your banking needs. Though we do not offer drive-thru services, we have an ATM available on-site for quick cash withdrawals and balance checks. Our ATM services are designed for your convenience, ensuring that you have access to essential banking functions even outside of lobby hours.

Member Eligibility

At Mac, we believe that everyone deserves the opportunity to be part of a supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in Fairbanks North Star Borough, or if you're related to someone who does, you're already eligible to join us at Mac. We take pride in offering our members personalized service and competitive financial products designed to help you achieve your goals. To get started, you can easily open an account by visiting us at our branch located at 1317 Wembley Ave Fairbanks Ak 99701 or by checking out our online resources for more details on account opening here. If you have any questions or need assistance along the way, feel free to call us at (907) 474-1291. For a complete overview of membership eligibility, don't forget to check out our detailed criteria at this link. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $73 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,318,676, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to lending, our merchant services make it easier for you to manage transactions efficiently. Imagine a busy Saturday at your local café; having reliable payment processing means more time serving customers and less time worrying about transactions. We provide the tools necessary for you to focus on what you do best running your business. If you're ready to take the next step, visit us at 1317 Wembley Ave Fairbanks Ak 99701 in Fairbanks, AK or call us at (907) 474-1291. Your success is our priority!

Comprehensive List Of Services

ATM Services

One of the key offerings at Mac is our reliable ATM services. With basic ATM access, members can easily make withdrawals and check their balances anytime they need. Imagine being able to grab cash on the go or verify your account balance without stepping into a branch. This level of convenience makes managing your money straightforward, allowing you to focus on what matters most in your life. Our ATM is located conveniently at 1317 Wembley Ave Fairbanks Ak 99701, ensuring you have easy access whenever you're in the area. You can always reach out to us at (907) 474-1291 if you have questions about using our ATM services or any other inquiries.

Call to Action

We invite you to visit us at 1317 Wembley Ave Fairbanks Ak 99701 in Fairbanks, AK today! Explore how our comprehensive services can help streamline your financial journey. For any questions or assistance, don't hesitate to give us a call at (907) 474-1291. Join us at Headquarters as we work together towards achieving your financial dreams!

Digital Banking Features

In addition to our ATM services, we offer a suite of digital banking features designed for ease and efficiency. Our online banking platform allows you to manage your accounts from anywhere at any time. You can pay bills, transfer funds between accounts, and even set up alerts so you're always aware of your financial situation. For those who prefer mobile banking, our app makes it simple to conduct transactions right from your phone. Whether you're making a payment or checking your balance during your lunch break, we've made banking accessible right at your fingertips.

Member-Centric Approach

At Mac, we understand that each member has unique needs. That's why we strive to create a welcoming atmosphere where you can feel comfortable discussing your financial goals with us. Our team is here to provide guidance and support tailored just for you. No matter if you're planning for a big purchase or simply looking to save more effectively, we're committed to helping you find the best solutions.

Digital & Online Banking

Key Features

With just a few clicks, you can access your accounts through our website at https://www.macfcu.org/ . Our 24/7 online banking service allows you to check balances, transfer funds, and pay bills any time of day. Plus, with our mobile application available for download, managing your finances is as simple as tapping your phone. You'll also enjoy the benefits of electronic signatures for quick and easy authorizations, making it simpler than ever to complete transactions securely from anywhere. Want to go paperless? We provide e-statements that are not only environmentally friendly but also help you keep track of your financial records effortlessly. If you're looking for a convenient way to send money to friends or family, our person-to-person transfer feature has got you covered. And if you prefer using mobile payments for everyday purchases, we've integrated that option too, allowing you to pay right from your smartphone.

Security and Support

Your security is our priority. All our online services are designed with robust security measures to protect your information. You can feel confident knowing that your transactions are safe with us. At Mac, we strive to make banking accessible and user-friendly for everyone. With real-time account management tools and support at your fingertips, staying on top of your finances has never been easier. Experience the freedom and control that comes with modern digital banking today!

Financial Strength

A Solid Foundation

With a net worth of $21,724,773, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,150 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $20,281,058 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,427 in used auto loans and a total of $148,272,324 in loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 37,541, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mac is your trusted partner. Visit us at 1317 Wembley Ave Fairbanks Ak 99701 or call (907) 474-1291 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our ability to deliver quality service is reflected in our $0, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $45,052,835 in share certificates and $15,159,821 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,024,650, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,268,588 in used vehicle loans and $8,885,499 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our financing options can make your purchase more affordable.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,318,676 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting your journey towards success. At Mac, we're dedicated to providing not just loans but solutions that fit your life. If you're interested in refinancing options or want to check eligibility for any of our products, feel free to reach out! You can contact us at (907) 474-1291 or visit us at our branch located at 1317 Wembley Ave Fairbanks Ak 99701 in Fairbanks, AK. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial wellbeing is our priority; let us help you find the right loan today!

Credit Lines

If you're looking for flexibility in your borrowing, consider our credit lines. With a total of $15,341,080 available, you can access funds when you need them without the hassle of applying for a new loan every time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,316,129, make buying or refinancing simple. We provide personalized guidance to ensure you find the right loan for your needs.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $6,623,237 in loans, our credit cards help members effectively manage their spending while enjoying competitive rates and rewards.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh prioritizes accuracy in its loan comparisons. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers that reflect current market conditions.

MAC FEDERAL CREDIT UNION