Mac Credit Union Fairbanks AK | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mac, your trusted financial partner located at 541 10th Ave, Fairbanks, AK 99701. Established in 1952, we have proudly served our community for over seven decades, supporting more than 20,500 members with reliable financial solutions. At Mac, we believe in building lasting relationships and empowering our members to achieve their financial goals. With total assets exceeding $188 million and a strong net worth of $21,724,773, we are committed to providing you with the best possible service. Our dedicated team of 74 employees, led by our CEO Stacy Markham and Board President Anna Gould, ensures that you receive personalized attention tailored to your needs. We offer a variety of services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. While members can visit us at our branch location, official correspondence should be sent to the same address: 541 10th Ave, Fairbanks, AK 99701. At Mac, we value transparency and accessibility. Our total deposits stand at $15,476,056, reflecting the trust our members place in us. With a total loan portfolio of 11,726 loans, we are here to help you finance your dreams whether it's buying a new car or consolidating debt. We invite you to explore our website at www.macfcu.org for more information on how we can assist you or feel free to give us a call at (907) 356-1253. Our doors are open for you!

Branch History & Mission

Commitment to Innovation and Accessibility

As technology continues to shape how we bank, we are committed to keeping pace with advancements that benefit our members. Our digital tools make it easy for you to manage your finances anytime and anywhere. Whether it's through online banking or mobile payments, we ensure that your banking experience is both secure and convenient. We also prioritize accessibility by maintaining ADA compliance across all platforms. In addition to traditional services like drive-thru banking which is available for your convenience we offer shared service center options allowing members from partner credit unions to access essential services.

Community Connections

Mac is more than just a credit union; we are an active participant in the Fairbanks community. We collaborate with local organizations on outreach programs designed to support education, health initiatives, and financial literacy efforts. By investing in our community's growth and development, we help create a stronger future for everyone. As we look ahead, we invite you to join us on this journey. Become part of the Mac family today! Experience firsthand how we can help you achieve your financial goals while being an integral part of a caring community. Visit us or call at 907-356-1253; we're here to help!

Our Mission

At Mac, our mission is straightforward: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services tailored to their needs. This philosophy drives us to not only offer competitive rates and innovative products but also to engage actively with local organizations and initiatives that uplift our community. While you can visit us at our branch address in Fairbanks for all your banking needs, please note that official correspondence should be directed to the same mailing address: 541 10th Ave, Fairbanks, AK 99701.

Branch Location & Accessibility

Getting Here

Parking is available right outside our doors, ensuring that your visit is as hassle-free as possible. For those who need assistance, we proudly offer ADA-compliant features, including ramps and accessible entrances, so everyone can feel welcome.

Operating Hours

We know that your time is valuable. That's why we're open during convenient hours: from 9 AM to 6 PM on weekdays and from 11 AM to 4 PM on Saturdays. If you're in need of quick transactions, our drive-thru service allows you to complete simple banking tasks without leaving your vehicle.

Services Offered

At 10th Avenue, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, if you're a member of another partner credit union, you can take advantage of shared services right here at our branch! For any inquiries or assistance, don't hesitate to give us a call at (907) 356-1253. We're here to help you achieve your financial goals! So why wait? Come visit us at Mac today! We look forward to serving you!

Member Eligibility

Becoming a member of Mac is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in our community, as well as their family members. This means if you're part of our vibrant Fairbanks area, you're eligible to enjoy the benefits of membership! At Mac, we pride ourselves on providing personalized service and a range of financial products tailored to meet your needs from checking accounts to auto loans and beyond. If you're ready to take the next step and open an account, you'll find it's a straightforward process. You can check out more details about eligibility by visiting this link for the latest information. Feel free to give us a call at (907) 356-1253 if you have any questions or need assistance. Join us at our branch located at 541 10Th Ave Fairbanks Ak 99701 and start enjoying all the great benefits that come with being part of our community!

Business Banking & Commercial Services

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine being able to accept payments seamlessly whether online or in-person making it easier for your customers to do business with you. Our services help streamline cash flow, allowing you to focus on what truly matters: growing your business. Located at 541 10Th Ave Fairbanks Ak 99701 in Fairbanks, AK, we're dedicated to empowering local businesses through personalized service and expert financial guidance. Let's work together to achieve your business goals! For more information, call us at (907) 356-1253 or visit our website at https://www.macfcu.org/ .

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $73 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,318,676, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM and cash withdrawal services make it easy for you to access your funds anytime. Plus, with drive-thru banking available at our branch located at 541 10Th Ave Fairbanks Ak 99701, handling deposits and withdrawals is convenient and efficient.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options are designed with competitive rates and flexible terms. Picture yourself driving off in that new vehicle without breaking the bank. We also provide refinancing options if you want to lower your monthly payments or get cash back on your current loan.

Business Banking

For entrepreneurs, we offer business banking solutions that include merchant services and business loans. Starting or expanding a business can be daunting, but with our support, you can focus on growth while we handle the banking side of things.

Credit Cards with Rewards

Our credit cards not only provide convenience but also rewards for your everyday purchases. Imagine earning points on groceries and gas that you can redeem for cash back or travel perks. It's a win-win!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with guidance through the entire process. We take the time to explain everything so you feel confident making such an important decision. Whether it's your first home or an investment property, we've got you covered.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts that cater to different lifestyles. Imagine having easy access to your funds whenever you need them, whether you're buying groceries or saving for a vacation. With our online and mobile banking features, managing your accounts is as simple as tapping on your smartphone. You can view balances, make transfers, and even pay bills from the comfort of your home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, and sometimes a personal loan is just what you need to bridge the gap. Whether it's for medical bills or consolidating debt into one manageable payment, we offer personal loans tailored to fit your situation.

Shared Branch Transactions

If you're a member of another credit union that partners with us, you'll appreciate our shared branch transactions. This means you can deposit or withdraw funds even when you're away from your home credit union making banking easier than ever. At Mac, we are proud to serve our community in Fairbanks with a full suite of financial services designed for everyone's needs. If you have questions about any of our offerings or would like more information on how to become a member, don't hesitate to reach out! Call us at (907) 356-1253 or visit us at our location today!

Digital & Online Banking

Secure Transactions Made Easy

Security is a top priority at Mac. We offer electronic signature authorization, allowing you to sign documents quickly and safely from the comfort of your home. Plus, our mobile payments feature means you can make purchases directly from your smartphone without fumbling for cash or cards.

Stay Connected On-The-Go

Our mobile application puts all these features in the palm of your hand. With it, you can do everything from person-to-person transfers to checking account activity while on the move. And if you ever need help, our customer service team is just a phone call away at (907) 356-1253. Banking should fit into your lifestyle seamlessly. With our commitment to providing user-friendly solutions, managing your money has never been easier or more secure. Join us at Mac and experience the benefits of modern banking today!

Financial Strength

Commitment to Growth and Support

With $20,281,058 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,427 in used auto loans and $148,272,324 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Are Secure

Members' savings are secured through $45,052,835 in share certificates and $15,159,821 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,024,650, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Strong Financial Health

With a net worth of $21,724,773, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,150 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Through Experience

Total Share Accounts stand at 37,541, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mac is your trusted partner. Visit us at 541 10Th Ave Fairbanks Ak 99701 or call (907) 356-1253 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,268,588 in used vehicle loans and $8,885,499 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that cater to both new and used vehicles.

Business Financing

For business owners, our outstanding commercial loans totaling $2,318,676 provide the capital needed to grow and expand. We work closely with local businesses to offer tailored financing solutions that meet their specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,316,129, make buying or refinancing simple. Whether you are purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any of your current loans, we encourage you to explore our options. We aim to make refinancing easy and beneficial for our members by offering competitive rates and terms that can save you money over time. Feel free to reach out to us at (907) 356-1253 for more information about any of these loan products or visit us at our branch located at 541 10Th Ave Fairbanks Ak 99701 in Fairbanks, AK. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,623,237 in loans helping members manage their finances effectively. These cards come with no collateral requirement and can be a great tool for building credit while enjoying rewards on purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. By focusing on verified data from legitimate financial institutions, LendMesh aims to provide clarity in a complex landscape of loan options.

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to unbiased results. There are no sponsored listings; lenders are not prioritized based on paid promotions. This focus on impartiality means you can trust the comparisons provided. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This helps users quickly access up-to-date loan rates, making it easier to choose what fits their needs best. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the tool can be in achieving significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MAC FEDERAL CREDIT UNION - Fairbanks, AK