Welcome to m-o Federal Credit Union, where our mission is to empower and support our members across South Dakota with a community-focused, member-first approach. Under the leadership of CEO Gail Broer and Board President Ronald Russell, we are dedicated to providing exceptional financial services tailored to meet the needs of our members. At m-o, we understand the importance of convenience in today’s fast-paced world, which is why we offer modern solutions such as electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. Our goal is to make your banking experience seamless and efficient while prioritizing your financial well-being. For more information about our services or to connect with us, visit our website at https://www.m-ofcu.com or reach out via fax at 6053531732. Join us as we continue to build a stronger community together!

At m-o Federal Credit Union, we understand that managing your finances is a crucial part of everyday life in South Dakota. That’s why we offer a comprehensive range of services designed to meet the diverse needs of our members. Whether you’re looking to open a checking or savings account for daily expenses, seeking an auto loan to purchase your dream vehicle, or considering a mortgage to buy your first home, we've got you covered. Our personal banking solutions provide not only competitive rates but also the flexibility and accessibility you need to make informed financial decisions.

In addition to our personal banking offerings, we recognize the importance of supporting local businesses. Our business banking services include merchant accounts and business loans tailored to help entrepreneurs thrive. We aim to empower our members with the tools they need for success, from convenient online banking options—where you can easily manage your accounts and view e-statements—to our user-friendly mobile app that allows for mobile payments and person-to-person transactions right at your fingertips. With features like electronic signatures making it easy to complete applications from anywhere, m-o Federal Credit Union ensures that banking is seamless and hassle-free. We are committed to being there for you every step of the way, helping you save for the future or navigate unexpected expenses with confidence.

At m-o Federal Credit Union in SD, we pride ourselves on being a welcoming community where financial dreams can take flight. Joining us is as easy as pie—simply review your membership eligibility at and open an account to experience our personalized service firsthand. We are rooted in the values of trust and community engagement, ensuring that every member feels valued and supported. Our dedicated team is here to provide you with financial reliability, making your banking experience seamless whether you’re using our mobile application or enjoying online banking from the comfort of your home. Plus, with features like person-to-person payments and various loan options, managing your finances has never been easier! Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Ready to take control of your financial future? Compare real-time loan offers today at LendMesh and find the best rates for your needs!