Welcome to m-c-t, a trusted financial institution dedicated to serving our community since 1960. Headquartered in the heart of Amsterdam, NY, we pride ourselves on our commitment to financial empowerment and exceptional member service. Under the leadership of CEO PATTY MACEK and Board President STUART PALCZAK, we strive to create an inclusive environment where all members can achieve their financial goals.

As a member of our credit union, you can rest assured that your deposits are safe, backed by NCUA insurance since 2/1/1971 0:00. We understand the importance of modern banking tools in today's fast-paced world. That's why we offer online banking for convenient account management, person-to-person transfers for easy payments, and e-statements for seamless record-keeping. Although we currently do not have a mobile app or mobile payments, our focus remains on providing accessible services tailored to your needs. Explore more about us at http://mct-fcu.org or reach out via fax at (518) 842-3955. Join us at m-c-t, where our members come first, and let us help you navigate your financial journey with confidence.

At m-c-t, we understand that financial needs vary from person to person, which is why we offer a comprehensive range of services designed to support our members through every stage of their financial journey. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, our goal is to empower our members to manage their finances effectively. Whether you're looking to consolidate debt or grow your small business with our business banking solutions, we have tailored services that cater to your unique needs. Our online banking platform makes it easy for you to access your accounts anytime, anywhere, while tools like Person-to-Person Transfers allow for seamless transactions between friends and family.

In today's fast-paced world, having digital access to your finances is crucial. That's why m-c-t provides online banking capabilities that ensure you can manage your money with ease. While we currently do not offer a mobile app or mobile payments, our commitment to enhancing member experience is reflected in features such as e-statements and the ability to conduct basic transactions through online channels. For those considering loans or looking for competitive rates, you can easily explore options at https://www.lendmesh.com/loans/vehicle_loans . We encourage potential members to check eligibility through and discover how joining us can lead to better financial management and planning for important life milestones. For personalized assistance or inquiries, feel free to reach out via fax at (518) 842-3955—we're here to help you every step of the way!

At m-c-t, we pride ourselves on being a trusted financial partner for our members, rooted in our commitment to transparency and exceptional service. With a total membership of 3,200, we have cultivated a strong community that relies on us for their financial needs. Our financial strength is evident in our total assets, which stand at 65,700,632, showcasing our stability and ability to support our members.

Our net worth of 8,813,957 and impressive net income of 928,978 reflect not only our sound financial practices but also our dedication to reinvesting in the services that matter most to you. We understand the importance of trust in financial relationships, and our total deposits of 9,205,972 highlight the confidence our members place in us.

As a member-focused institution, we have facilitated a diverse range of financial products, with total loans and leases amounting to 1,043. This includes an auto loan volume of 364, enabling many families to achieve their transportation goals. Furthermore, with a commendable net worth ratio of 1,342, we demonstrate fiscal responsibility and resilience that sets us apart from other financial institutions.

Our team comprises just 10 dedicated employees who work tirelessly to serve your needs, ensuring personalized attention at every interaction. While we maintain a strong focus on personal banking solutions, we also offer commercial loans, contributing significantly to local businesses and their growth; although currently, our commercial loans stand at 0.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to experience the benefits of membership with us. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.