Lynn Firemens Credit Union MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Lynn Firemens, your trusted financial partner in the heart of Lynn, MA. Established in 1935, we have proudly served our community for nearly 90 years, growing alongside our members and helping them achieve their financial goals. Located at 30 Boston St Ste 9, we are dedicated to providing personalized banking solutions tailored to your needs. As a member-focused credit union, we believe that everyone deserves access to reliable financial services. With a total membership of 1,549 and assets amounting to an impressive $18,521,813, Lynn Firemens is committed to fostering a sense of belonging while ensuring that you receive the best possible support on your financial journey. While members can visit us at our branch, official correspondence should be sent to 30 Boston St Ste 9, Lynn, MA 1904. Our team is here to assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. With total deposits reaching $2,048,324 and net worth standing strong at $3,389,291, you can trust that your money is safe with us. Under the leadership of CEO Patrick Crowley and Board President Charles Gheringhelli, our dedicated staff of 8 employees is always ready to help you navigate your financial options. Whether you're looking for competitive loan rates or innovative online banking services, Lynn Firemens is here to make banking easy and accessible. We invite you to explore what we have to offer and see how we can make a difference in your financial life. For any questions or assistance, don't hesitate to reach out at 781-593-8354 or visit our website at lynnffcu.com. Join us today and become part of a community that truly cares!

Branch History & Mission

Community Commitment

Throughout our history, we've made it a priority to give back through various community outreach initiatives. By partnering with local organizations and supporting events in Lynn, we strive to create a positive impact beyond just financial transactions. As you consider your options for financial services, we invite you to join the Lynn Firemens family. Experience firsthand the benefits of being part of a credit union dedicated not just to banking but also building lasting relationships within our community. Together, let's work towards achieving your financial goals! For any inquiries or assistance, feel free to contact us at 781-593-8354 or visit our website at lynnffcu.com. We look forward to welcoming you!

Mission Statement

At Lynn Firemens, our mission is clear: we strive to provide affordable financial services while fostering community engagement and support. We believe that every member deserves a chance at financial success. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We prioritize local partnerships and outreach programs aimed at uplifting the Lynn community. We understand the importance of adapting to changing times; thus, we have embraced digital advancements with online banking options that allow members to manage their finances conveniently from anywhere. While we focus on traditional values of trust and service, we're also committed to enhancing accessibility through modern solutions.

Our Evolution

Since our inception, Lynn Firemens has grown from a small group focused on serving firefighters to a thriving credit union with over 1,549 members. Our total assets have reached an impressive $18,521,813, showcasing our commitment to providing robust financial services tailored to our community's needs. We aim not only to meet the banking requirements of our members but also to enhance their overall financial well-being. Our operating hours reflect our dedication to accessibility: we welcome members Monday and Wednesday from 3 PM to 6 PM, Tuesday and Thursday from 9 AM to 12 PM, Friday from 12 PM to 6 PM, and Saturday from 9 AM to 1 PM. While we currently do not offer ATM services or drive-thru banking, we ensure that all our services are customer-friendly and focused on personal interactions.

Branch Location & Accessibility

Nearby Landmarks & Accessibility

When you visit us, you'll be close to popular spots like the Lynn Museum and the beautiful Lynn Commons. Our location offers ample parking for members, ensuring that your trip is hassle-free. The branch is fully accessible, featuring ADA-compliant entrances and ramps to serve all community members comfortably.

Operating Hours

We know that your time is valuable, which is why we've tailored our operating hours to fit your busy schedule. Our lobby is open on Monday and Wednesday from 3:00 PM to 6:00 PM, Tuesday and Thursday from 9:00 AM to 12:00 Noon, Friday from 12:00 Noon to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're stopping by for routine banking or need assistance with loans or accounts, our friendly staff is here to help during these hours.

Services Offered

At Lynn Firemen's FCU, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. We also provide online and mobile banking services for added convenience. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 30 Boston St Ste 9, Lynn, MA 1904 if it's different from our physical location. Feel free to reach out via phone at 781-593-8354 if you have any questions or would like more information about becoming a member or opening an account. We look forward to welcoming you into the Lynn Firemen's family!

Member Eligibility

At Lynn Firemens, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to be part of something special, you'll be pleased to know that membership is open to anyone who lives or works in the Lynn area. We also welcome family members of current members, making it easy for you to share in the benefits of our community-oriented services. Plus, with a range of financial products tailored just for you like checking accounts, auto loans, and credit cards you'll find everything you need right here at Lynn Firemens. Getting started is simple! Just visit us at our branch located at 30 Boston St Ste 9 Lynn Ma 01904, or give us a call at (781) 593-8354 for more information. You can also check out our detailed eligibility criteria by visiting https://lynnffcu.com/membership-2/. Ready to open an account? It's just as easy! You can find all the details on how to get started at http://www.lynnffcu.com/loan-application-2. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment or hire additional staff without financial stress. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we are dedicated to providing flexible financing solutions when the time comes.

Merchant Services

Our merchant services make it easy for businesses to manage payments efficiently. Picture a bustling café where customers can pay easily with cards or mobile apps. This convenience not only enhances customer satisfaction but also boosts sales. At Lynn Firemens, we strive to offer the tools you need to run your business smoothly. If you're ready to take the next step, visit us at 30 Boston St Ste 9 Lynn Ma 01904 in Lynn, MA or call us at (781) 593-8354. Let's work together to help your business thrive!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that let you access your accounts anytime, anywhere. Whether you're paying bills or transferring money between accounts, managing your finances has never been easier.

Cash Withdrawal Services

Although we don't currently have ATMs available at our branch, we ensure that cash withdrawal services remain hassle-free for our members during operating hours. Just stop by during our lobby hours: Monday & Wednesday from 3:00 PM to 6:00 PM; Tuesday & Thursday from 9:00 AM to 12:00 Noon; Friday from 12:00 Noon to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. At Lynn Firemens, we take pride in delivering personalized service tailored just for you. Our team is ready to assist with any questions or guidance you might need regarding these services. Feel free to reach out at (781) 593-8354 or visit us online at Lynn Firemen's Fcu. We look forward to helping you thrive financially!

Empowering Local Businesses

For entrepreneurs and small businesses, we offer specialized services through our Business Banking division. From Merchant Services to Business Loans, we're committed to supporting local enterprises in their journey toward success.

Financing Your Dreams

If you're looking to buy a new car or refinance an existing loan, our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. Our competitive rates and flexible terms are designed to accommodate your budget. And for those considering homeownership, our Mortgage Loans & Refinancing options ensure you find a plan that works for your family.

Personal Banking Made Easy

Managing your money shouldn't be a hassle. That's why we offer Personal Banking options including Checking & Savings Accounts that fit your lifestyle. Whether you're saving for a rainy day or planning a big purchase, our accounts come with features that make tracking your finances straightforward and stress-free.

Support When You Need It Most

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can manage those surprises effectively. We aim to provide you with peace of mind by offering loans that are easy to understand and repay. Plus, don't forget about our Credit Cards with Rewards! They not only give you purchasing power but also earn you rewards on everyday spending.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, ensuring that you can check your balance, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, our user-friendly interface makes it simple to navigate your accounts. Plus, with e-statements available, you can keep track of your transactions without worrying about paper clutter. If you're looking to send money quickly to friends or family, our person-to-person transfer feature allows for easy payments right from your account. You no longer need to worry about cash or checks just a few taps and you're done!

Security and Accessibility

Security is at the heart of everything we do. While we currently do not offer electronic signature authorization, rest assured that your information is protected through state-of-the-art security measures. Our mobile application further enhances your experience by allowing easy access to all these features right from your smartphone. Although mobile payments aren't available just yet, we're committed to providing a secure and efficient banking experience. We strive to make banking accessible for everyone by offering straightforward solutions tailored for busy lives. With Lynn Firemens's digital banking services, managing your finances has never been easier or more secure. Join us today and take advantage of all the benefits that come with being a member!

Financial Strength

At Lynn Firemens, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking experience, ensuring that your hard-earned money is in good hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $3,389,291, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,973,207 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,599,583 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $267 in used auto loans and $12,894,888 in total loans and leases. Our operational efficiency is reflected in our $43,231, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $23,721. Total Share Accounts: 2,480, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lynn Firemens is your trusted partner. Visit us at 30 Boston St Ste 9 Lynn Ma 01904 or call (781) 593-8354 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,419,414 in used vehicle loans and $1,254,086 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we provide flexible terms that fit your budget.

Credit Lines

For those who prefer having access to additional funds when needed, our credit lines are available with a total amount of $700,000. This option provides flexibility for emergencies or unexpected expenses. Our team at Lynn Firemens is committed to helping you find the right loan product tailored to your needs. If you're interested in refinancing or checking eligibility options, don't hesitate to reach out via phone at (781) 593-8354 or visit us during our operating hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the first step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,509,920, make buying or refinancing simple. We offer competitive rates and terms that can help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $551,457 in loans helping members manage their finances effectively. These cards are designed to provide convenience and support for everyday purchases without the need for collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a strict sourcing process. Loan data on LendMesh is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LYNN FIREMENS FEDERAL CREDIT UNION - Lynn, MA

Compare Loan Rates Near You

Loan rates in Lynn, MA (01904)