Lutheran Credit Union Saint Louis MO | Affordable Vehicle Loans & Business Banking

Introduction

A Team You Can Trust

Our dedicated team of 9 employees, led by CEO Amanda Walker and Board President David Worthington, is here to ensure that your experience with us is positive and rewarding. Whether you have questions about your account or need assistance with loans, you can always reach out to us at 314-394-2790 during our operating hours of 8:00 am to 4:30 pm, Monday through Friday.

Commitment to Our Members

At Lutheran, we understand that each member has unique financial needs. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. With total assets amounting to an impressive $31,343,103 and total deposits reaching $3,662,611, we are well-equipped to provide you with the support you need for all your financial endeavors.

Your Financial Partner

As a member-focused credit union, we pride ourselves on being more than just a financial institution; we aim to be a part of your journey towards achieving your goals. We invite you to explore our website at lutheranfcu.org for more information about our services or visit us in person at our branch. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to Lutheran, where our roots run deep in the heart of Saint Louis, MO. Since opening our doors in 2014, we have been dedicated to serving our community with a focus on financial empowerment and support. Our journey began with a small group of individuals who recognized the need for accessible financial services, and today, we proudly serve over 4,336 members, helping them achieve their financial goals. Located at 10733 Sunset Office Dr Ste 406 Saint Louis Mo 63127, just a stone's throw from local landmarks, our branch is more than just a place to bank; it's a hub for community connection. Whether you're stopping by to discuss your savings options or seeking guidance on loans, our friendly team is here to assist you every step of the way. While members can visit us at 10733 Sunset Office Dr Ste 406 Saint Louis Mo 63127, official correspondence should be sent to 10733 Sunset Office Dr Ste 406, Saint Louis, MO 63127-1024. At Lutheran, our mission goes beyond offering traditional banking services. We believe in building strong relationships within our community by providing personalized financial solutions that meet the unique needs of each member. Our services include everything from personal banking and auto loans to business banking and credit cards with rewards. We take pride in being an institution that not only supports individual growth but also invests in community outreach initiatives. As we continue to grow, we've embraced digital advancements that make banking easier for everyone. With online and mobile banking options available, members can manage their finances anytime, anywhere. Our commitment to accessibility includes ADA compliance, ensuring that all members feel welcome and supported. Our leadership team is driven by a passion for service. Under the guidance of CEO Amanda Walker and Board President David Worthington, we strive to create an inclusive environment where everyone has access to quality financial services. We invite you to join us at Lutheran a place where your financial future is nurtured, and your voice matters. Experience the benefits of membership today! For any inquiries or assistance, feel free to reach us at (314) 394-2790 during our operating hours: 8:00 am through 4:30 pm Central, Monday through Friday. Let's build a brighter financial future together!

Branch Location & Accessibility

Accessibility and Parking

At Lutheran, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. We also provide ample parking for your convenience, so you won't have to worry about finding a spot when you visit us.

Call to Action

We invite you to visit us soon! If you have questions or need assistance before your arrival, feel free to call us at (314) 394-2790. At Lutheran, we're dedicated to providing a welcoming environment where your financial goals can flourish. Come see how we can serve you today!

Operating Hours

We are open from 8:00 am to 4:30 pm Central, Monday through Friday, allowing you to stop by at a time that works best for you. Whether you need assistance with personal banking, auto loans, or any other financial service, our friendly staff is ready to assist you during these hours.

Services Offered

While visiting Lutheran, you'll discover a variety of services tailored to fit your needs. From checking and savings accounts to auto loans and credit cards with rewards, we strive to offer something for everyone. Unfortunately, we do not have ATM services or drive-thru banking at this location, but our in-branch team is always available to assist with cash withdrawals and transactions.

Member Eligibility

At Lutheran, we believe that everyone deserves a place where they can feel secure and supported. Becoming a member is simple, and we welcome individuals who live, work, worship, or attend school in our community. If you're ready to join us at our branch located at 10733 Sunset Office Dr Ste 406 Saint Louis Mo 63127, you'll find that the process is straightforward and friendly. You just need to meet a few basic eligibility criteria, which you can check out for more details at http://www.lutheranfcu.org/membership . Once you're ready to take the next step, opening an account is just as easy! You can start your journey toward membership by visiting our online application at https://apps-lfcu.ns3web.com/nsloan or simply give us a call at (314) 394-2790 if you have any questions. We're here to help you every step of the way and ensure that your experience with Lutheran feels like coming home to a supportive community.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine this: You're a small business owner looking to enhance your payment options. With our merchant services, you can easily accept payments from customers, whether they prefer credit cards or mobile payments. This not only streamlines your operations but also improves customer satisfaction, leading to increased sales. Let us be your partner in success. Visit us at 10733 Sunset Office Dr Ste 406 Saint Louis Mo 63127 or call us at (314) 394-2790 to learn more about how our business banking and commercial services can support your goals!

Support for Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

At Lutheran, we also support local businesses through our comprehensive business banking services. This includes merchant services that facilitate smooth transactions for your customers as well as various types of business loans tailored to meet your company's specific needs.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we prioritize features like online and mobile banking that allow you to manage all aspects of your finances easily. You can make cash withdrawals at ATMs or engage in person-to-person payments all designed to fit seamlessly into your busy lifestyle. Our commitment goes beyond just offering services; it's about building relationships with our members. If you have any questions or need assistance, don't hesitate to reach out at (314) 394-2790 during our lobby hours from 8:00 am to 4:30 pm, Monday through Friday. Explore how we can serve you better by visiting us at Lutheran Fcu Headquarters, where financial wellness meets community support!

Personal Banking

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts designed to help you save while enjoying easy access to your funds. You can easily set up online banking through our secure platform, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on the go with our mobile app. If you're considering a new vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms. Imagine driving off in your dream car without breaking the bank our loan specialists are ready to guide you through every step of the process. For those looking to purchase a home or refinance an existing mortgage, we offer tailored mortgage loans and refinancing solutions. Our experienced advisors will work with you to find the best fit for your budget and lifestyle.

Personal Loans and Credit Cards

Need a little extra cash for unexpected expenses? Our personal loans and debt consolidation options can help ease financial burdens by providing affordable repayment plans. Plus, don't forget about our credit cards with rewards, perfect for earning points on everyday purchases while managing your finances effectively.

Digital & Online Banking

Mobile Banking Convenience

For added flexibility, don't forget about our mobile application! It's designed with user-friendliness in mind, making it easy to manage your accounts right from your smartphone. You can also enjoy mobile payments, allowing you to make transactions effortlessly wherever you are.

Online Banking Services

With our 24/7 online banking services available at https://www.lutheranfcu.org/ , you can check your account balances, transfer funds, and pay bills without stepping foot in a branch. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you prefer electronic documentation, we offer e-statements for those who want to go green and reduce paper clutter.

Security First

We understand that security is a top concern when it comes to online banking. That's why we provide electronic signature authorization for secure document handling. Your personal information is protected with the latest security measures, so you can bank confidently. At Lutheran, we strive to make your banking experience as smooth as possible. Our digital banking services are here to help you manage your money effectively while ensuring that your information remains safe and secure. Explore all that we have to offer today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 5,957, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lutheran is your trusted partner. Visit us at 10733 Sunset Office Dr Ste 406 Saint Louis Mo 63127 or call (314) 394-2790 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $278,263 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $305,743 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $2,705,015 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $590 in used auto loans and $18,373,804 in total loans and leases.

Strong Financial Health

With a net worth of $3,010,758, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $961 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,285,502 in used vehicle loans and $2,795,023 in new vehicle loans already helping members get on the road. We provide financing options that can fit any budget, whether you're interested in a brand-new model or a reliable used vehicle.

Credit Lines and Additional Options

If you need additional financial flexibility, consider our credit lines totaling $1,500,000. These can serve as a safety net for unexpected expenses or as a way to manage cash flow more effectively. At Lutheran, we are committed to supporting our members with the best financial products available. If you're considering refinancing options or want to know more about eligibility for our loan offerings, feel free to reach out! For more information or to get started on your application today, give us a call at (314) 394-2790 or visit us at our branch located at 10733 Sunset Office Dr Ste 406 Saint Louis Mo 63127 in Saint Louis, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your options and find the right solutions for your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $717,594, make buying or refinancing simple. With competitive interest rates and straightforward terms, we strive to make the mortgage process as seamless as possible for our members.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $717,812 in loans helping members manage their finances effectively. This option allows you to maintain control over your spending while enjoying the convenience of credit.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh takes accuracy seriously. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, allowing users to trust the information they receive.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for our users. - Real-Time Rate Comparisons: You will find up-to-date loan rates from multiple institutions, which helps you compare your options effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LUTHERAN FEDERAL CREDIT UNION