Lufthansa Emp. Credit Union Westbury NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lufthansa Emp., your trusted credit union located at 1065 Old Country Rd Ste 215, Westbury, NY 11590. Since our establishment in 1970, we have been committed to serving our community with integrity and dedication. With a total membership of 1,581, we pride ourselves on building lasting relationships with our members, ensuring that their financial needs are met with personalized care. At Lufthansa Emp., we understand the importance of financial security and growth. Our total assets stand at an impressive $102,554,785, reflecting our strong position within the community. We offer a variety of services designed to support you, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. With $8,878,480 in total deposits and a net worth of $16,078,759, our solid financial foundation allows us to provide competitive rates and products tailored just for you. Under the leadership of our CEO J. Herz and Board President F. Ort, we strive for excellence in every interaction. Our small yet dedicated team of 5 employees is always ready to assist you with any inquiries or support you may need. While members can visit us at our branch location for face-to-face assistance during lobby hours from Monday to Thursday 9 AM - 5 PM EST and Friday 9 AM - 4 PM EST, official correspondence should be directed to our mailing address: 1065 OLD COUNTRY RD STE 215, WESTBURY, NY 11590. We invite you to explore the many benefits of being a member at Lufthansa Emp.! Whether you're looking to save for your future or secure financing for your next vehicle, we're here to help every step of the way. For more information about our services or to become a member today, please visit us online at www.lhcu.com or give us a call at 516-916-5350. Join us as we work together towards your financial success!

Branch History & Mission

Community Commitment

Lufthansa Emp. is dedicated to creating an inclusive environment where everyone feels valued and supported. We offer resources tailored to different stages of life from young adults starting their first bank account to families seeking loans for their dream home. We are proud of our ADA-compliant facilities that ensure accessibility for all members. As we embrace digital advancements, we remain committed to delivering personalized service. While we currently do not offer ATM or drive-thru banking services, our lobby hours are designed to be convenient: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 4 PM.

Join Us

At Lufthansa Emp., you're not just another number; you're part of a family. We invite you to experience the benefits of joining us. Discover how our tailored financial solutions can help you achieve your goals while contributing positively to the community. For more information or assistance, please call us at (516) 916-5350 or visit our website. Let's grow together!

Mission Statement

Our mission is straightforward yet impactful: to provide exceptional financial services while actively supporting the community around us. We believe that when our members thrive, so does the entire community. That's why we focus not just on transactions but also on building lasting relationships through outreach programs and partnerships that uplift those we serve.

Our Journey

From our humble beginnings at 1065 Old Country Rd Ste 215, we have continuously evolved to meet the needs of our members. Over the years, we've expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. This commitment to comprehensive financial services reflects our mission to empower every member on their financial journey. While members can visit us at 1065 Old Country Rd Ste 215 Westbury Ny 11590, official correspondence should be sent to 1065 OLD COUNTRY RD STE 215, WESTBURY, NY 11590. Our convenient location is easily accessible and allows us to connect with the community more effectively.

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to give us a call at 516-916-5350. Our friendly team is always eager to help you with your banking needs. We invite you to stop by soon and see how we can make your financial journey easier!

Location and Parking

At Lufthansa Emp, we prioritize your convenience. You'll find ample parking right outside our branch, ensuring a stress-free visit. We are committed to accessibility; our facilities meet ADA compliance standards so that everyone can easily access our services.

Operating Hours and Services

Our welcoming team is ready to assist you during our lobby hours from Monday to Thursday, 9 AM to 5 PM, and Friday until 4 PM. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and credit cards, we have you covered. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is here to provide personalized support every step of the way. While members can visit us at 1065 Old Country Rd Ste 215 Westbury Ny 11590, official correspondence should be sent to our mailing address: 1065 OLD COUNTRY RD STE 215, WESTBURY, NY 11590.

Member Eligibility

At Lufthansa Emp., we believe that everyone deserves to be part of a supportive financial community. Joining us is simple and welcoming! To become a member, you need to meet a few friendly eligibility criteria, which generally include being an employee or retiree of a company associated with our credit union, or even a family member of an existing member. We invite you to explore the detailed eligibility requirements by visiting our website at http://www.lhcu.com/membership-newaccount.html . Once you're ready to take the next step, opening an account is easy! You can find all the information you need about getting started on our account opening page: http://www.lhcu.com/products-loans-loanapp.html . If you have any questions along the way, feel free to give us a call at (516) 916-5350. We're here to help you every step of the way and excited to welcome you into the Lufthansa Emp. family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to simplify transactions while focusing on what you do best running your business. Our merchant services make it easy for you to accept payments securely and efficiently. From card processing to point-of-sale systems, we provide practical solutions that save time and enhance customer satisfaction. Located at 1065 Old Country Rd Ste 215 Westbury Ny 11590 in Westbury, NY, our team is ready to help you explore options that fit your needs. Connect with us today at (516) 916-5350 and take the next step toward realizing your business potential!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM availability at our branch, we ensure that access to cash withdrawal services remains straightforward for all members who need it. At Lufthansa Emp., we pride ourselves on providing comprehensive financial solutions tailored specifically for you. If you're interested in learning more about any of these services or if you have questions, don't hesitate to reach out! Give us a call at (516) 916-5350 or visit us at 1065 Old Country Rd Ste 215 Westbury Ny 11590 during our operating hours: Monday-Thursday from 9 AM to 5 PM and Friday from 9 AM to 4 PM. Your financial well-being is important to us let's work together towards achieving it!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates and terms that suit your budget. Picture yourself driving off in the car of your dreams, knowing that you have a loan that works for you without breaking the bank.

Business Banking

For our business members, we offer specialized services such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our solutions are designed to support your success in today's competitive market.

Credit Cards with Rewards

Make everyday purchases work for you with our credit cards that come loaded with rewards. Imagine earning points for cash back or travel every time you swipe it's a smart way to maximize your spending power while enjoying additional perks.

Mortgage Loans & Refinancing

If homeownership is part of your plans, our mortgage loans offer accessible options for buying or refinancing your home. We know this is a significant step in life, and we're here to guide you through the process with personalized service and expert advice.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything you need is just a few taps away on your device.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored to fit your lifestyle. Imagine having the flexibility to manage your finances effortlessly, whether you're at home or on the go. Our accounts come with features that make tracking your spending and saving simple, so you can focus on what really matters.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can take control. Whether it's for home repairs, medical bills, or consolidating existing debts into one manageable payment, our team is ready to assist you every step of the way.

Digital & Online Banking

Key Services Offered

With our online banking platform available at https://www.lhcu.com/ , you can check your balance, transfer funds, and manage your account all in one place. Even though we currently don't offer mobile payments or a mobile application, our website is user-friendly and accessible on any device. Plus, you can enjoy 24/7 online banking services, so you're never left waiting to get things done. While electronic signature authorization isn't available yet, we prioritize the security of your information. We continually work to ensure that your transactions are safe and reliable, giving you peace of mind every time you log in.

Real-Time Management

Keeping track of your finances is crucial, and at Lufthansa Emp., we make it easy for you to stay updated. You can manage your accounts in real-time without the hassle of paper statements since e-statements are not offered at this moment. Also, while person-to-person transfers aren't supported yet, our focus remains on enhancing our offerings for future convenience. In today's fast-paced world, having control over your financial matters from anywhere is essential. At Lufthansa Emp., we strive to provide accessible tools that simplify banking for all our members. Your financial journey starts here, and we're excited to support you every step of the way!

Financial Strength

Commitment to Growth

With $485,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33 in used auto loans and $5,679,214 in total loans and leases. Our $76,318 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Solutions

Members' savings are secured through $19,323,898 in share certificates and $47,961,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $16,078,759, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,568 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partner for Your Financial Future

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lufthansa Emp. is your trusted partner. Visit us at 1065 Old Country Rd Ste 215 Westbury Ny 11590 or call (516) 916-5350 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $423,649 in used vehicle loans and $199,971 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, making it easier than ever to find the right fit for your budget.

Credit Lines

If you're seeking additional flexibility in managing your finances, our credit lines are an excellent option. With $265,711 available for credit lines, you can access funds as needed without the hassle of traditional loans. At Lufthansa Emp., we believe in empowering our members through financial education and accessible lending options. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. For performance insights and financial data regarding our offerings, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you with all your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,097,491, making buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, we are committed to guiding you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $206,602 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits that can help you stay on top of your spending while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for consumers looking for loans. By working only with verified institutions, LendMesh builds a foundation of trust and reliability in its comparisons.

LUFTHANSA EMP. FEDERAL CREDIT UNION - Westbury, NY