Lu 354 IBEW Credit Union Salt Lake City UT

Introduction

Welcome to Lu 354 I B E W, your trusted financial partner located at 3405 W 1987 S, Salt Lake City, UT 84104. Since our establishment in 1954, we have been dedicated to serving our community and providing personalized banking solutions that meet the unique needs of our members. With a growing membership of 2,644 individuals, we take pride in fostering relationships built on trust and reliability. At Lu 354 I B E W, we understand that financial decisions can be daunting. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets amount to an impressive $37,283,859, ensuring that we have the resources to support your financial journey. Whether you're looking for a loan or simply want to manage your savings more effectively, we're here to help. Our commitment goes beyond just numbers. With a net worth of $5,613,118 and total deposits reaching $3,566,086, we are financially sound and ready to assist you in achieving your goals. We also maintain a solid cash position with $234,672 readily available for member needs. Led by our CEO Linda Perschon and Board President James Starkie, our team of six dedicated employees is here to provide you with exceptional service every day of the week from 9 AM to 5 PM, Monday through Friday. You can reach us at 801-975-9693 for any inquiries or assistance. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 3405 W 1987 S, Salt Lake City, UT 84104-4942 if different from our branch location. Join us at Lu 354 I B E W and experience the difference in community-focused banking. Visit our website at ibewfcu.org today or give us a call! Let us partner with you on your path to financial success.

Branch History & Mission

A Rich Legacy

Lu 354 I B E W began its journey with a mission to empower individuals through accessible financial services. Over the years, we've evolved significantly, enhancing our offerings while remaining true to our core values. Our commitment to member satisfaction is reflected not only in our expanding range of services such as personal banking, auto loans, mortgage refinancing, and business banking but also in our dedication to community outreach. As we look back on our history, we celebrate key milestones that have shaped us. From humble beginnings in 1954 to becoming an integral part of Salt Lake City's financial landscape, we have continuously adapted to meet the needs of our members. Our headquarters is located in Salt Lake City, UT, where we strive to make a positive impact on local families and businesses.

Join Us Today!

We invite you to become part of Lu 354 I B E W! Experience firsthand how we can help you achieve your financial dreams while being part of a welcoming community dedicated to mutual growth and success. Together, let's build a brighter future for ourselves and those around us! Visit us online at ibewfcu.org or call us today!

Modern Amenities

While we cherish our history and mission, we also embrace modern advancements in banking. Our branch features drive-thru services for added convenience and offers online and mobile banking options so members can manage their accounts anytime, anywhere. We prioritize accessibility by ensuring compliance with ADA standards, making it easier for all members to utilize our services. While you can visit us at 3405 W 1987 S for personal assistance or transactions during our operating hours Monday through Friday from 9 AM to 5 PM you may also reach out by phone at 801-975-9693 for any inquiries. If you need to send official correspondence, please use our mailing address: 3405 W 1987 S, Salt Lake City, UT 84104-4942.

Our Mission

At Lu 354 I B E W, our mission is simple yet profound: We aim to provide reliable financial solutions while fostering a sense of belonging within our community. We believe that everyone deserves access to the resources they need to achieve their goals. That's why we focus on offering competitive rates and personalized services tailored to each member's unique situation. In addition to traditional banking services, we emphasize community support through various outreach initiatives. We partner with local organizations and engage in events that uplift and empower those around us. This approach not only strengthens our ties within the community but also ensures that we contribute positively to the lives of those we serve.

Branch Location & Accessibility

Welcome to Lu 354 I B E W, your friendly credit union located at 3405 W 1987 S Salt Lake City Ut 84104 in the heart of Salt Lake City, UT! Our branch is designed with your convenience in mind, making it easy for you to access the financial services you need. Whether you're stopping by for a quick transaction or exploring our range of banking options, we're here to help. While members can visit us at 3405 W 1987 S Salt Lake City Ut 84104, official correspondence should be sent to our mailing address: 3405 W 1987 S, Salt Lake City, UT 84104-4942. You'll find us close to local landmarks, ensuring that your trip is as straightforward as possible. Parking is available right outside our branch, and we have accessible features like ramps to accommodate all members. Our operating hours are Monday through Friday from 9 AM to 5 PM, so you can plan your visit during the workweek. If you prefer a bit more convenience, take advantage of our drive-thru service for quick deposits, withdrawals, and simple transactions all without leaving your vehicle! At Lu 354 I B E W, we offer a variety of personal banking services, including checking and savings accounts, auto loans, and credit cards with rewards. While we do not have an ATM on-site, our dedicated staff is ready to assist you with any cash withdrawal needs during business hours. If you have any questions or want more information about our services, don't hesitate to give us a call at (801) 975-9693. We look forward to welcoming you to Lu 354 I B E W and helping you achieve your financial goals!

Member Eligibility

At Lu 354 I B E W, we're excited to welcome you into our community where your financial needs are our priority. Becoming a member is simple and open to anyone who shares a connection with the International Brotherhood of Electrical Workers (IBEW). Whether you're an employee, retiree, or a family member of someone affiliated with IBEW, you can enjoy all the benefits we offer. Our branch at 3405 W 1987 S Salt Lake City Ut 84104 is dedicated to providing personalized services that truly matter to you. If you're looking for a supportive environment where your voice is heard and your goals are prioritized, look no further. For more detailed information about eligibility and how to join, feel free to visit our website at . We also make opening an account straightforward; just reach out to us at (801) 975-9693, and our friendly staff will guide you through the process. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy shopkeeper who needs efficient payment processing to keep customers happy. Our merchant services offer practical solutions that simplify transactions, allowing you to focus on what matters most running your business. With tools tailored for your needs, you can accept payments smoothly and manage your finances effectively. Located at 3405 W 1987 S Salt Lake City Ut 84104 in Salt Lake City, UT, we invite you to explore how our business banking services can help bring your business goals to life. Contact us at (801) 975-9693 or visit our website at https://www.ibewfcu.org:443/ for more information!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we have invested in our online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a click away. With features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Business Banking Solutions

For local businesses, we provide essential business banking services, including merchant services and business loans. We are dedicated to helping entrepreneurs thrive by supporting their financial needs.

Drive-Thru Convenience

For those who prefer face-to-face interactions without stepping inside, our basic drive-thru banking offers quick access to deposits, withdrawals, and simple transactions all while staying in the comfort of your car. At Lu 354 I B E W, we believe that quality service should be accessible to everyone. We invite you to visit us or give us a call at (801) 975-9693 during our hours of operation: Monday through Friday from 9 AM to 5 PM. Let us help you with all your financial needs today! Explore our comprehensive services further by visiting us online at Credit Union Office.

Personal Banking Made Easy

Our personal banking services cater to everyone, whether you're just starting out or looking to manage your wealth. You can choose from various checking and savings accounts that fit your lifestyle. Need a vehicle? Our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. If homeownership is your goal, explore our competitive mortgage loans and refinancing solutions, tailored to meet your unique situation.

Support for Your Financial Goals

We also offer personal loans and debt consolidation services that provide flexibility when unexpected expenses arise. Plus, with our credit cards featuring rewards, you can earn while you spend making everyday purchases more rewarding.

Digital & Online Banking

Key Features for You

Our digital services include electronic signature authorization, making it easy for you to complete transactions securely without the hassle of paper forms. Plus, we offer e-statements for easy access to your account statements no more waiting for the mail! If you prefer using your mobile device, our mobile application is available to help you manage your finances directly from your phone. Need to make quick payments? With our mobile payments feature, sending money is effortless. You can also enjoy person-to-person transfers that allow you to send money to friends or family in seconds. All of these features are designed with your security in mind, giving you peace of mind while managing your finances digitally. At Lu 354 I B E W, we prioritize accessibility and ease-of-use in every service we offer. Join us today and experience how our digital banking solutions can enhance your financial journey. For more information about our online services and to get started, visit us at https://www.ibewfcu.org:443/!

Financial Strength

At Lu 354 I B E W, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to share our strong financial health, which serves as the backbone of the services we provide to you. With a net worth of $5,613,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $10,273,720 in share certificates and $4,667,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is reflected in our impressive $5,566,139 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $750 in used auto loans and $30,076,031 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is also evident through our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 6 full-time employees and 0 part-time employees who are always ready to serve you with knowledge and dedication. With net shares available for lending at $0, we ensure that your funds are working hard for you. Finally, we proudly serve a growing member base with a total of 5,125 share accounts. This reflects the trust our members place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lu 354 I B E W is your trusted partner. Visit us at 3405 W 1987 S Salt Lake City Ut 84104 or call (801) 975-9693 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,527,886 in used vehicle loans and $4,193,037 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,645,686, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your budget, making it easier for you to invest in your future.

Other Loan Products

In addition to our auto and mortgage loans, we provide credit lines totaling $3,900,000 that can help you cover unexpected expenses or consolidate debt. Each product is designed with our members' needs in mind, ensuring that you have access to the funds when you need them most. If you're considering refinancing or exploring eligibility options, our team is here to guide you through the process and help find solutions that best fit your situation. For any questions about our loan offerings or to get started today, feel free to reach out at (801) 975-9693. Our branch is conveniently located at 3405 W 1987 S Salt Lake City Ut 84104, Salt Lake City, UT. We look forward to assisting you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $496,736 in loans helping members manage their finances effectively. These cards are perfect for those who want to build credit while enjoying various benefits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh stands out as a reliable tool for consumers seeking the best loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers without any hidden agendas. One of the key benefits of using LendMesh is its commitment to Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh prides itself on having No Sponsored Listings; lenders are not prioritized based on paid promotions, which means users can trust that they are getting unbiased results. The platform also provides Real-Time Rate Comparisons, offering up-to-date loan rates from multiple institutions. This feature helps users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of LendMesh in delivering valuable insights to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Lu 354 I B E W