Loyalty Credit Union Tallahassee FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Loyalty at 1827 Capital Cir Ne, Tallahassee, FL 32308, where our commitment to serving our community runs deep. Established in 1962, we have proudly supported over 20,850 members with financial services that truly make a difference. Our team, led by CEO Park Broome and Board President Stephanie Clapp, is dedicated to creating a welcoming environment where every member feels valued. At Loyalty, we understand that banking isn't just about numbers; it's about building relationships. With total assets of $293,903,402 and total deposits reaching $20,149,609, we are well-equipped to provide you with the resources you need for personal banking, auto loans, mortgages, and more. We've facilitated over 15,311 loans and leases to help our members achieve their financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 17048, Pensacola, FL 32522. Our range of services includes everything from checking and savings accounts to business banking solutions. Plus, with modern conveniences like online and mobile banking available through our website at loyaltycu.org, managing your finances has never been easier. With a strong net worth of $30,874,466 and cash in hand totaling $2,080,173, we ensure that your money is safe and sound while providing the support needed for your financial journey. Our dedicated staff of 89 employees is always ready to assist you with personalized service that reflects our core values of trust and reliability. We invite you to join us at Loyalty where your financial well-being is our top priority. Feel free to give us a call at 850-474-0970 or visit us today! Let's work together towards a brighter financial future.

Branch History & Mission

Commitment to Community

At Loyalty, we believe that financial success goes hand in hand with community well-being. That's why we actively engage in outreach programs and partnerships that benefit local organizations and initiatives. We aim to uplift those around us, reinforcing the idea that when one succeeds, we all succeed. We understand that modern banking requires both traditional and digital solutions. Our branch offers various services including online banking, mobile payments, and ATM access to ensure convenience for all our members. For those who prefer face-to-face interactions, we also provide drive-thru banking for quick transactions. While members can visit us at 1827 Capital Cir NE, official correspondence should be sent to P.O. Box 17048, Pensacola, FL 32522 if needed.

Join Us!

As we look toward the future, we invite you to be part of our journey at Loyalty. Experience firsthand how we can help you achieve your financial goals while being an active member of this vibrant community. Together, let's build a brighter future for Tallahassee! For more information about joining or exploring our services further, feel free to contact us at 850-474-0970 or visit us online at Loyalty Credit Union. Your path to financial empowerment starts here!

Our Journey

Located at 1827 Capital Cir NE, Tallahassee, FL 32308, our branch is not just a financial institution; it's a part of the community fabric. We are easily accessible for anyone in the area and are surrounded by local landmarks that make us a convenient stop for your banking needs. Whether you're visiting us for personal banking or business services, our dedicated team is here to assist you. Since opening our doors, we have focused on creating meaningful relationships with our members. Our mission is simple yet powerful: to provide accessible financial services while fostering community growth. We strive to empower individuals and families by offering personalized support tailored to their unique financial journeys.

Branch Location & Accessibility

Operating Hours

Our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 9 AM to 5 PM, with extended hours on Wednesday starting at 10 AM. If you prefer drive-thru banking, you can visit us from Monday to Friday between 8 AM and 6 PM. We're here to help when you need us!

Parking and Accessibility

We prioritize your convenience with ample parking available right outside our doors. For those who may require assistance, our branch is designed with accessibility features, including ramps and ADA-compliant entrances, ensuring everyone can enjoy our services without hassle.

Services Offered

At Loyalty Credit Union, we offer a variety of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. We also provide business banking solutions and online/mobile banking for added convenience. Plus, with ATM availability and drive-thru service for quick transactions, managing your finances has never been easier. We invite you to visit us at our Tallahassee branch or give us a call at 850-474-0970 if you have any questions. Our friendly team is ready to assist you!

Member Eligibility

Joining the Loyalty family at our branch is more than just opening an account it's about becoming part of a caring community that supports your financial journey. To become a member of Loyalty, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the area, or have a family member who is already part of our credit union, you're likely eligible! This opens doors to a range of benefits, including lower loan rates and higher savings returns, all while enjoying personalized service tailored to your needs. Ready to take the next step? The process is straightforward! You can learn more about the specific eligibility requirements by visiting https://ccufl-member.cuapplications.org. When you're ready to open your account, just head over to https://loyaltycu-loan.cuapplications.org for easy instructions. If you have any questions or need assistance, feel free to give us a call at (850) 474-0970. We can't wait to welcome you to Loyalty located at 1827 Capital Cir Ne Tallahassee Fl 32308, where every member counts!

Business Banking & Commercial Services

Commercial Loans That Empower

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $97,527, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine running your business without the hassle of payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Whether it's accepting credit card payments or managing payroll, our tools are tailored to make your operations smoother and more efficient. Visit us at 1827 Capital Cir Ne Tallahassee Fl 32308 in Tallahassee, FL, or call us at (850) 474-0970 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For business owners, we provide comprehensive business banking services, including merchant services and business loans. We understand the unique challenges small businesses face, and we're here to support your growth with tailored financial solutions.

Convenient Access

Accessing your accounts has never been easier! With an ATM available at our branch, along with drive-thru services for quick deposits and withdrawals, we prioritize convenience in every transaction. Additionally, as part of our commitment to serving all members, we offer basic shared branch transactions for partner credit union members making it simple to manage your finances no matter where you are.

Home Financing

If buying a home is on your horizon, our mortgage loans and refinancing services can help turn that dream into reality. We understand that navigating the mortgage process can be daunting, so our team is here to guide you every step of the way. You can rely on us for personalized support as you explore various mortgage options tailored to your financial situation.

Join Us Today!

At Loyalty, we believe in creating a strong community through trustworthy financial partnerships. We invite you to experience the benefits of membership firsthand. Whether you're looking to open an account or simply have questions about our services, don't hesitate to reach out at 850-474-0970 or visit us online at loyaltycu.org. Your financial journey starts here let's take that step together!

Loans for Every Need

In addition to auto loans and mortgages, we offer personal loans and debt consolidation solutions. Whether it's for unexpected expenses or consolidating existing debt, our flexible loan options can fit your lifestyle. Plus, our credit cards with rewards allow you to earn while you spend, making every purchase work for you.

Personal Banking Solutions

Whether you're opening a new checking or savings account, our personal banking services are designed with you in mind. Imagine having easy access to your funds and managing your finances effortlessly through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. For those looking to finance their next vehicle, our auto loans and vehicle financing options offer competitive rates that make purchasing a car more accessible.

Digital & Online Banking

Key Features

Our online banking platform provides real-time access to your account information, allowing you to check balances, view transaction history, and transfer funds with ease. You can also enjoy the benefits of e-statements, which provide a secure and eco-friendly way to keep track of your financial documents without the clutter of paper. If you're always on the go, our mobile application makes banking even easier. With features like mobile payments, you can quickly pay for purchases directly from your phone. Plus, person-to-person transfers let you send money to friends or family instantly perfect for splitting bills or sending gifts. For added convenience, we offer electronic signature authorization, making it simple to complete transactions without needing to visit a branch. This means you can handle important documents securely from the comfort of your home. At Loyalty, we prioritize your security while ensuring a user-friendly experience. Our commitment to providing accessible services means that whether you're at home or on the move, managing your finances is just a click away. Join us today and discover how our digital banking services can simplify your life!

Financial Strength

At Loyalty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to providing sound financial services, we ensure that you can rely on us for your banking needs. With a net worth of $30,874,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,048 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $36,580,407 in share certificates and $24,478,684 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,981,508 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,803 in used auto loans and $155,467,350 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 43,984, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Loyalty is your trusted partner. Visit us at 1827 Capital Cir Ne Tallahassee Fl 32308 or call (850) 474-0970 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,238,200 in used vehicle loans and $13,016,536 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got options tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $97,527 provide the capital needed to grow and expand. We work closely with local businesses to support their ambitions and foster community growth. At Loyalty, we're committed to making borrowing as easy as possible. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (850) 474-0970 or visit us at our branch located at 1827 Capital Cir Ne Tallahassee Fl 32308 in Tallahassee, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step toward achieving your financial dreams!

Credit Lines

Need some extra flexibility? Our total credit lines amounting to $9,026,800 provide you with access to funds whenever you need them. It's a smart way to cover unexpected expenses or make significant purchases without the hassle of traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,305,961, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,048,923 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while keeping your budget in check.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By focusing on verified data, LendMesh guarantees that all loan comparisons are accurate and trustworthy.

Key Benefits of Using LendMesh

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Loyalty