Loyalty Credit Union Pensacola FL | Low Mortgage Rates & Business Loans

Introduction

Welcome to Loyalty, your trusted financial partner in Pensacola, Florida! Located at 1200 E Nine Mile Rd, Pensacola, FL 32514, we've been serving our community since 1962 with a commitment to member satisfaction and financial growth. With over 20,850 members, we take pride in providing personalized banking solutions that cater to your unique needs. At Loyalty, our total assets stand at an impressive $293,903,402, ensuring that your finances are in safe hands. Our dedication to fostering a strong community is evident in our extensive range of services from checking and savings accounts to auto loans and mortgages. We currently hold $20,149,609 in deposits and have issued 15,311 loans to help our members achieve their financial goals. Under the leadership of CEO Park Broome and Board President Stephanie Clapp, we strive to create a welcoming environment where every member feels valued. We are proud to maintain a strong net worth of $30,874,466 and have $2,080,173 in cash readily available for our operations. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 17048, Pensacola, FL 32522. If you have any questions or need assistance, feel free to reach out at 850-474-0970. Join us today at Loyalty Credit Union and experience the difference of banking with a community-focused institution! Visit our website at loyaltycu.org for more information or stop by during our lobby hours Monday through Friday to see how we can assist you further!

Branch History & Mission

Community Commitment

Our roots in Pensacola run deep. We engage in various outreach efforts aimed at enhancing the well-being of our community. Through partnerships with local organizations and participation in community events, we continuously seek ways to give back and support those around us. We invite you to join us on this journey! Experience the benefits of being part of Loyalty where your financial success is our priority. For more information or to become a member today, please call us at 850-474-0970 or visit our website at loyaltycu.org. Together, let's build a brighter future for ourselves and our community!

Mission Statement

At Loyalty, our mission is clear: we strive to empower our members through personalized financial solutions while actively supporting our local community. We believe in the importance of building strong relationships that go beyond mere transactions. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also prioritize innovation by offering online and mobile banking options so you can manage your finances anytime and anywhere. Our goal is to make banking as seamless as possible while maintaining a high level of customer service. While members can visit us at 1200 E Nine Mile Rd, official correspondence should be sent to P O Box 17048, Pensacola, FL 32522.

Our Evolution

From humble beginnings, Loyalty has evolved into a vital resource for our community. We have remained committed to adapting our services to meet the changing needs of our members while ensuring that each person feels valued and supported. Our history is marked by milestones that reflect our dedication not only to providing excellent financial products but also to fostering relationships within the community. As part of our commitment to accessibility, we offer drive-thru banking for your convenience. While we do not currently have ATM availability, our drive-thru service ensures that essential transactions are quick and easy. Additionally, we are proud to provide shared service center access, allowing members from partner credit unions to benefit from our services.

Branch Location & Accessibility

A Range of Services Just for You

At Loyalty Credit Union, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to support you every step of the way. Plus, if you're a member of a partner credit union, you can also take advantage of shared services right here!

Convenient Access and Amenities

We understand that accessibility is important for our members. Our branch features ADA-compliant facilities, including ramps and ample parking to ensure everyone can visit us with ease. Whether you're here for a quick transaction or need assistance with your banking needs, our friendly staff is ready to help. While you can visit us at the main address for all your banking services, please note that official correspondence should be sent to our mailing address: P O Box 17048, Pensacola, FL 32522.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to call us at 850-474-0970. Our team is always happy to assist you! We invite you to come by and experience the convenience and friendliness that sets Loyalty apart. We look forward to welcoming you soon!

Operating Hours That Fit Your Schedule

Our lobby hours are designed with your convenience in mind. We're open Monday through Friday, with hours from 8:00 AM to 4:30 PM on most days and extended hours until 6:00 PM on Fridays. On Wednesdays, we close early at 2:00 PM. Additionally, if you prefer drive-thru banking, we have you covered! Our drive-thru service operates Monday through Thursday from 7:30 AM to 5:00 PM and extends until 6:00 PM on Fridays.

Member Eligibility

At Loyalty, we believe that everyone deserves the chance to be part of a caring and supportive community. Joining us is easy! If you live, work, or worship in the areas around 1200 E Nine Mile Rd Pensacola Fl 32514, you're likely eligible to become a member. We welcome individuals from all walks of life and are here to help you make the most of your financial journey. For a complete overview of eligibility requirements, feel free to check out more details at https://ccufl-member.cuapplications.org. Becoming a member at Loyalty not only opens the door to great financial services, but it also connects you with people who truly care about your success. Our friendly team is ready to guide you through the simple account opening process just give us a call at (850) 474-0970 or visit our website for more information on how to get started: https://loyaltycu-loan.cuapplications.org. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Imagine being able to accept payments seamlessly, whether in-store or online, enhancing customer satisfaction and boosting sales. Our tools are built to meet your needs, giving you more time to grow your enterprise. Located conveniently at 1200 E Nine Mile Rd Pensacola Fl 32514, Pensacola, FL 32514, we invite you to explore how Loyalty can be a vital partner in your business journey. Contact us at (850) 474-0970 to discuss how we can help you achieve your financial goals.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $97,527, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we offer tailored services such as Business Banking, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to assist with financial products designed specifically for businesses.

Connect With Us

Ready to take control of your finances? Visit us at Loyalty in Pensacola or give us a call at 850-474-0970. Our friendly staff is eager to help you explore all of our offerings and find the perfect financial solution for your needs. For more information about opening an account or applying for loans, check out our website at Loyalty. Let's work together toward achieving your financial goals!

Everyday Banking Services

At Loyalty, we also provide essential banking services like ATM & cash withdrawal services through partnerships with other networks, ensuring you have access to your funds when you need them most. For those who prefer face-to-face interactions, our basic drive-thru banking makes it easy to handle deposits and withdrawals quickly. And if you're a member of another credit union? No problem! We facilitate basic shared branch transactions for partner credit union members as well.

Online and Mobile Banking Convenience

In today's fast-paced world, digital banking is essential. That's why we've made sure our Online & Mobile Banking platforms are user-friendly and secure. You can manage your accounts from anywhere with just a few taps on your smartphone. Need to make a quick transfer or check your balance? Our mobile app has you covered.

Personal Banking Solutions

We understand that personal finance can be overwhelming. That's why our Personal Banking options include both checking and savings accounts tailored for your lifestyle. Imagine having a checking account that not only simplifies your transactions but also offers competitive interest rates on savings. Our team is here to help you choose the right account that fits your financial goals. When it comes to financing, our Auto Loans & Vehicle Financing provide flexible terms and competitive rates. Picture yourself driving off in your dream car with an affordable payment plan that suits your budget. We also offer Mortgage Loans & Refinancing for those looking to buy a home or refinance an existing mortgage, making homeownership more attainable than ever. If you find yourself needing extra cash for unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options can provide the relief you need without added stress. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases turning spending into savings!

Digital & Online Banking

Accessibility and Support

Whether you're using our online banking services or our mobile app, you'll find that everything is user-friendly and straightforward. Real-time account management means you'll always know where your money stands. If you ever have questions or need assistance, our dedicated support team is here to help you navigate through any issues. Experience the convenience and security of digital banking with Loyalty today! Visit us online at https://loyaltycu.org/ and take control of your finances like never before.

Key Features

Your security is our top priority. We offer electronic signature authorization, which means you can sign documents safely online without the hassle of printing or mailing them. You'll also appreciate the ease of e-statements go green while keeping track of your financial records effortlessly. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. You can send cash with just a few taps on your phone! Additionally, if you're someone who loves making payments from your phone, our mobile payments feature lets you pay securely at stores that accept mobile transactions.

Financial Strength

At Loyalty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, choosing where to place your trust and your money matters more than ever. That's why we are proud to share our financial strength with you, reassuring you of our stability and reliability. With a net worth of $30,874,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,048 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $36,580,407 in share certificates and $24,478,684 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,981,508 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our robust lending capacity: with $2,803 in used auto loans and $155,467,350 in total loans and leases available, we're here to help you achieve your dreams. Our ability to maintain operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We're also proud of our dedicated team of 89 full-time employees and 0 part-time employees who ensure that our branches are always ready to serve you with knowledge and commitment. The numbers speak volumes: We have a total of 43,984 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Loyalty is your trusted partner. Visit us at 1200 E Nine Mile Rd Pensacola Fl 32514 or call (850) 474-0970 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,238,200 in used vehicle loans and $13,016,536 in new vehicle loans already helping members get on the road. We provide financing options that are tailored to fit your budget and lifestyle.

Credit Lines

Need extra funds for a project or an emergency? Our total credit lines amount to $9,026,800, providing you with access to additional cash when you need it most. This flexible option allows you to borrow as needed while only paying interest on what you use. For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $97,527 are available as well. We understand the challenges businesses face and are here to support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,305,961, make buying or refinancing simple. We offer competitive rates and flexible terms that can help you secure the home of your dreams.

Refinancing Options

If you currently have loans and are considering refinancing for better rates or terms, we encourage you to reach out. Our team is ready to discuss eligibility options that could help lower your payments or adjust your loan terms to suit your current situation. Our dedicated team at Loyalty Credit Union is committed to helping you navigate your financial journey. For more information about our loan products or how we can assist you further, feel free to contact us at 850-474-0970 or visit us at our branch located at 1200 E Nine Mile Rd Pensacola FL 32514. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,048,923 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without putting up collateral.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for all users.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing authentic rates without hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Each comparison is presented on equal footing, giving users a clear view of their options. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. With constantly refreshed data, you won't miss out on competitive offers. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how valuable LendMesh can be in your search for the best loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Loyalty