Loyalty Credit Union Pensacola FL | Best Auto Loans & Personal Banking

Introduction

Welcome to Loyalty, your trusted credit union located at 6200 N W St, Pensacola, FL 32505. Established in 1962, we have proudly served our community for over six decades, building a strong foundation of trust and commitment to our members. With a growing membership of 20,850, we understand the importance of personalized service and community support. At Loyalty, we believe that financial well-being is key to a thriving community. That's why we manage over $293 million in assets and provide diverse financial services tailored to meet your needs. Whether you're looking for personal banking options, auto loans, or business financing, our dedicated team is here to help. Our total deposits amount to $20,149,609, showcasing the trust our members place in us. Under the leadership of CEO Park Broome and Board President Stephanie Clapp, our team of 89 employees works tirelessly to ensure that every member feels valued and supported. We take pride in our ability to offer competitive loan options with a total of 15,311 loans and leases provided to our members. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P O Box 17048, Pensacola, FL 32522. We invite you to explore what makes Loyalty special. Visit us online at loyaltycu.org or give us a call at 850-474-0970. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

At Loyalty, located at 6200 N W St in the vibrant city of Pensacola, Florida, we take pride in our rich history and commitment to serving our community. Established in 1962, our branch has grown alongside the needs of our members and the surrounding area. With a total membership of over 20,000 individuals and total assets reaching an impressive $293,903,402, we have become a cornerstone of financial support for countless families and businesses. Our mission is simple yet powerful: to provide exceptional financial services while fostering a spirit of community support. We believe that banking should be accessible and beneficial for everyone. This commitment drives us to offer a wide range of services, including personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We strive not just to meet your banking needs but also to empower you on your financial journey. While you can visit us at our main branch location, any official correspondence should be directed to our mailing address: P O Box 17048, Pensacola, FL 32522. Our branch features convenient operating hours lobby service is available Monday through Friday with extended hours on Fridays and an easy-access drive-thru for quick transactions. We understand that convenience matters in today's fast-paced world. That's why we've embraced technology to enhance your banking experience. Our digital tools include online banking, mobile payments, and electronic signatures to make managing your finances easier than ever before. We are also committed to being ADA compliant so everyone can access our services without barriers. Community is at the heart of what we do. Loyalty actively participates in outreach efforts that strengthen local ties and support those in need. Whether it's partnering with local charities or sponsoring community events, we believe that giving back is essential. As we look towards the future, we invite you to join us at Loyalty. Experience the difference that comes from being part of a credit union dedicated not only to your financial success but also to the well-being of our community. Together, let's build a brighter tomorrow! For more information about our services or how to become a member, feel free to call us at 850-474-0970 or visit our website at loyaltycu.org.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer convenient parking options and ADA-compliant features, including ramps for easy entry. If you're on the go, take advantage of our drive-thru banking services available Monday through Friday. This allows you to complete your transactions without leaving your car perfect for those busy days!

Operating Hours

We understand that flexibility is important for our members. Our lobby hours are Monday through Thursday from 8:00 AM to 4:30 PM, and on Wednesday, we close a bit earlier at 2:00 PM. On Fridays, we stay open until 6:00 PM so you can wrap up your week with ease. Drive-thru services are available from 7:30 AM to 5:00 PM on most weekdays and extend until 6:00 PM on Fridays.

Services Offered

At Loyalty Credit Union, we offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here for you. Our shared service center allows members from partner credit unions access to basic transactions right here at our branch. If you have any questions or need assistance during your visit, feel free to call us at 850-474-0970. Our team is ready and eager to help! We look forward to welcoming you soon! Whether you're visiting for routine banking or exploring what we have to offer as a new member, come see why so many choose Loyalty Credit Union as their trusted financial partner.

Member Eligibility

At Loyalty, we believe that becoming a member is like joining a close-knit family where you can find support and guidance on your financial journey. If you're wondering about eligibility, it's quite simple! Residents of our community, as well as those who work or worship here, are warmly welcomed to join us. Whether you're looking for a personal banking solution or need assistance with loans, being part of Loyalty means you'll have access to an array of services designed to help you thrive financially. For the most current and detailed information about eligibility criteria, feel free to visit our website at https://ccufl-member.cuapplications.org. Opening an account with us is straightforward and hassle-free. We're here to assist you every step of the way, so don't hesitate to reach out at (850) 474-0970 if you have any questions or need help during the application process. To get started on your membership journey and see what we can offer you, check out the account opening details at https://loyaltycu-loan.cuapplications.org. Join us at 6200 N W St Pensacola Fl 32505 today, and let's build a brighter financial future together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $97,527, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that streamline payment processing for your business. Imagine running your café seamlessly as customers pay with their cards or mobile wallets while you focus on creating delightful experiences. Our services ensure quick transactions and easy access to funds, allowing you to concentrate on what matters most growing your business. Visit us at 6200 N W St Pensacola Fl 32505 in Pensacola, FL, or call us at (850) 474-0970 to explore how our business banking solutions can elevate your operations today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash? Our ATM services are available for easy withdrawals and balance checks whenever you need them. We also have a drive-thru service that lets you make deposits and withdrawals without leaving your car perfect for busy days when time is tight.

Business Banking

For business owners, we understand that having reliable banking support is crucial. That's why we provide business banking services including merchant services and business loans. This allows entrepreneurs to focus on what they do best while we handle their banking needs.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why at Loyalty, we offer robust online and mobile banking platforms. Access your accounts anytime, anywhere with features like mobile payments, person-to-person transfers, and e-statements all designed to keep your finances at your fingertips.

Personal Banking

Our personal banking services start with checking and savings accounts that help you manage your money effectively. Whether you're saving for a special occasion or just looking to keep your funds secure, we offer accounts that fit your lifestyle. If you're considering buying a car or need some extra cash, our auto loans and vehicle financing options provide competitive rates and flexible terms to get you on the road quickly. Planning to buy a home? Our mortgage loans and refinancing options can guide you through every step of the process. For those unexpected expenses or debt consolidation needs, our personal loans are designed to offer financial relief when you need it most. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Shared Branch Transactions

If you're a member of another credit union that partners with us, you're in luck! We offer shared branch transactions so you can perform deposits and withdrawals seamlessly. At Loyalty, we're dedicated to supporting our members' financial journeys every step of the way. If you have any questions about our services or need assistance, feel free to call us at (850) 474-0970. Visit us today at W Street we look forward to serving you!

Digital & Online Banking

Accessibility and Ease of Use

Managing your money has never been easier. You can set up alerts for account activity or review your spending habits in real time. Need to send money to a friend? With our person-to-person transfer feature, it's quick and hassle-free! At Loyalty, we strive to make banking accessible for everyone. Our online platform is designed for ease of use, allowing you to take control of your finances without any fuss. Whether you're tech-savvy or just getting started with digital banking, we have resources available to help guide you along the way. Experience the convenience of modern banking with Loyalty today! With our digital services at your fingertips, managing your finances has never been more straightforward.

Key Services

With just a few clicks, you can access your accounts through our user-friendly platform available at https://loyaltycu.org/. We offer 24/7 online banking services so that you can check your balance, pay bills, or transfer funds whenever it suits you. Plus, if you're on the move, our mobile application makes banking simple with features like mobile payments and person-to-person transfers. Security is a top priority for us. We provide electronic signature authorization to ensure that your transactions are safe and secure. Additionally, e-statements are available for those who prefer a paperless approach easy to access and environmentally friendly!

Financial Strength

Growing Together

Total Share Accounts stand at 43,984, reflecting a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, reinforcing our capability to support our members' needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Loyalty is your trusted partner. Visit us at 6200 N W St Pensacola Fl 32505 or call (850) 474-0970 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $21,981,508 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to providing a variety of financial products is reflected in our portfolio holding $2,803 in used auto loans and $155,467,350 in total loans and leases supports your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $36,580,407 in share certificates and $24,478,684 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees ready to assist you with their expertise and dedication.

Solid Foundation

With a net worth of $30,874,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,048 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,238,200 in used vehicle loans and $13,016,536 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $97,527 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,305,961, make buying or refinancing simple. We can help you navigate the process whether you're a first-time buyer or looking to invest in real estate.

Refinancing Options

If you're considering refinancing existing loans, we have options available that can save you money over time. It's a straightforward process that can help lower your monthly payments or reduce your interest rates. At Loyalty Credit Union, we pride ourselves on our commitment to our members and transparency in our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at 850-474-0970 for more information on any of our loan products or visit our website here. Your journey towards better financial health starts with us!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,048,923 in loans helping members manage their finances effectively. These cards provide an excellent way to handle expenses without tying up your cash reserves.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh gives users access to verified data, which builds trust in the offers they see.

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