Loyalty Credit Union Pensacola FL | Affordable Vehicle Loans & ATMs

Introduction

Welcome to Loyalty, your trusted credit union located at 4964 Bayou Blvd, Pensacola, FL 32503. Established in 1962, we have proudly served our community for over six decades, growing alongside our members and ensuring their financial well-being. With a strong membership base of 20,850 individuals, we are committed to providing personalized banking solutions that meet your unique needs. At Loyalty, we understand the importance of community. Our total assets stand at an impressive $293,903,402, backed by $20,149,609 in total deposits and a net worth of $30,874,466. This solid foundation allows us to offer competitive rates on loans and exceptional service that puts our members first. We currently manage a diverse portfolio of loans amounting to 15,311, ensuring that whether you're looking for auto financing or personal loans, we have options tailored just for you. Led by our dedicated CEO, Park Broome, and Board President Stephanie Clapp, our team of 89 employees is here to assist you with every financial journey. We pride ourselves on being more than just a bank; we are a community partner dedicated to your success. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: P O Box 17048, Pensacola, FL 32522. For any inquiries or assistance, feel free to reach out at 850-474-0970. Join us today and experience the difference with Loyalty Credit Union. Explore our range of services from checking accounts to business banking and see how we can help you achieve your financial goals. Visit us online at loyaltycu.org or stop by our branch we look forward to serving you!

Branch History & Mission

Loyalty Credit Union has a proud history of serving the community since its establishment in 1962. Located at 4964 Bayou Blvd in beautiful Pensacola, Florida, this branch has grown alongside its members, becoming a trusted financial partner for over 20,850 individuals. Our journey began with a simple mission: to provide accessible and affordable financial services that empower our members and enhance their lives. Over the years, we have expanded our offerings and embraced innovation to meet the changing needs of our community. From our humble beginnings, Loyalty has evolved into a robust financial institution with total assets of $293903402. Our commitment to excellent service and community support remains unwavering. At Loyalty Credit Union, we believe in the power of people helping people. Our mission is not just about banking; it's about building relationships. We strive to create an environment where every member feels valued and supported. Whether you are looking for personal banking solutions like checking and savings accounts, auto loans, or mortgages, or need assistance with business banking services, we are here to help you succeed. While members can visit us at 4964 Bayou Blvd Pensacola Fl 32503, official correspondence should be sent to P O Box 17048, Pensacola, FL 32522. Our friendly staff is available to assist you during our operating hours: Monday through Thursday from 8:00 AM to 4:30 PM, with extended hours on Friday until 6:00 PM. For those who prefer convenience, we offer ATM availability and drive-thru services to make your banking experience as seamless as possible. As part of our commitment to community outreach, we actively engage in partnerships that uplift local initiatives and support those in need. We understand that financial wellness goes beyond just transactions; it involves fostering a sense of belonging and responsibility within our community. Join us at Loyalty Credit Union and experience firsthand the benefits of being part of a member-focused organization dedicated to your financial success. Together, let's build a brighter future for you and our community! For more information or to become a member today, please call us at (850) 474-0970 or visit our website at loyaltycu.org.

Branch Location & Accessibility

Convenient Location and Nearby Landmarks

Located just a short drive from popular spots like Cordova Mall and the beautiful Bayou Texar, our branch is positioned to be a helpful stop for both residents and visitors. Parking is readily available right outside our door, making it easy for you to pop in when you need us. For those who require accessibility options, our branch is equipped with ADA-compliant features including ramps and designated parking spaces.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why we offer flexible operating hours. Our lobby welcomes you from Monday through Friday, with extended hours on Friday for your convenience. The drive-thru service opens early at 7:30 AM on weekdays, allowing you to manage your banking before starting your day. - Lobby Hours: - Monday - Tuesday - Thursday - Friday: 8:00 AM - 4:30 PM - Wednesday: 8:00 AM - 2:00 PM - Drive-Thru Hours: - Monday - Tuesday - Wednesday - Thursday: 7:30 AM - 5:00 PM - Friday: 7:30 AM - 6:00 PM

Services Designed With You in Mind

At Loyalty Credit Union, we offer a range of services tailored to meet your financial needs. From personal banking services like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, enjoy the ease of online and mobile banking whenever you need access to your accounts. We also provide basic drive-thru banking services for deposits and withdrawals, as well as shared services for members of partner credit unions. We invite you to visit us today! Whether you're looking for advice on loans or want to open a new account, our dedicated team is ready to help. Come see how we can support your financial journey at Loyalty Credit Union!

Member Eligibility

Joining the Loyalty community at Loyalty is a welcoming and straightforward experience! If you live, work, worship, or attend school in the Escambia County area, you are likely eligible to become a member. This means that by simply being part of our vibrant community, you can unlock access to a variety of financial services designed with your needs in mind. Membership not only connects you to personalized banking options but also to a supportive network that genuinely cares about your financial well-being. To learn more about the specific eligibility criteria and ensure you meet them, feel free to visit our detailed resource at https://ccufl-member.cuapplications.org. Once you're ready to take the next step toward membership, opening an account is just as easy! You can find all the information you need for account openings at https://loyaltycu-loan.cuapplications.org. If you have any questions or need assistance, don't hesitate to reach out to us at (850) 474-0970. We're here to help you every step of the way as you join our family at Loyalty, located conveniently at 4964 Bayou Blvd Pensacola Fl 32503.

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $97,527, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, our merchant services make everyday transactions smoother for business owners. Imagine processing payments quickly and efficiently, allowing you to focus on what matters most growing your business. Whether it's accepting credit cards or managing payroll, our services are designed to simplify your financial operations. Located at 4964 Bayou Blvd Pensacola Fl 32503, Pensacola, FL 32503, our team is ready to help you navigate the world of business banking. For more information, feel free to reach out at (850) 474-0970. Let's grow together!

Comprehensive List Of Services

Business Banking Services

For small business owners, Loyalty offers essential services including merchant services and business loans. We understand the challenges of running a business, and our team is here to support your growth with flexible financing options.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. You can manage your accounts anytime, anywhere pay bills, transfer money through our person-to-person service, and even deposit checks using your smartphone. Our ATM and cash withdrawal services ensure that you have access to your money when you need it most. We also offer basic drive-thru banking for quick transactions like deposits and withdrawals, along with shared branch transactions for partner credit union members.

Credit Cards & Rewards

Enjoy shopping with our credit cards with rewards program that allows you to earn points on every purchase. These rewards can be redeemed for travel, merchandise, or even cash back making every dollar spent work harder for you.

Get Started Today!

At Loyalty, we're here to make banking easy and accessible for everyone. Our friendly staff is ready to assist you with any questions or concerns. To learn more about our services or to open an account, give us a call at (850) 474-0970 or visit us online at Cordova. Join us today and take the first step towards achieving your financial dreams!

Personal Banking Solutions

We offer a variety of personal banking options to help you manage your finances effectively. With our checking and savings accounts, you can easily access your funds while earning interest on your savings. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are tailored to fit your budget, making it easier for you to drive away in the car you want. For those planning to buy a home, we provide mortgage loans and refinancing solutions that can simplify the process and save you money. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the relief you need without added stress.

Digital & Online Banking

E-Statements and Mobile Access

Say goodbye to cluttered mailboxes! Our e-statements feature allows you to receive your account statements electronically, making it easier to stay organized and environmentally friendly. You can view them anytime through our user-friendly mobile application, which is available for download on your smartphone.

Mobile Payments and Person-to-Person Transfers

Need to make a quick payment? With our mobile payments feature, you can send money on the go, whether it's splitting a dinner bill with friends or paying for services. Additionally, our person-to-person transfer option ensures that sending money to family and friends is fast and straightforward.

Real-Time Account Management

Managing your finances has never been simpler. With Loyalty's online banking services, you have real-time access to your accounts. Monitor your transactions, set up alerts for important account activity, and take control of your financial journey all from the comfort of your home or while on the move. We are committed to providing secure and efficient digital banking solutions so that you can focus on what matters most in life. Join us at Loyalty today and experience the convenience of modern banking!

Financial Strength

Dedicated Team Ready to Assist

We also take pride in having 89 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your trust is important to us; hence we strive to maintain an atmosphere where you feel valued and supported.

Member-Centric Savings

Members' savings are secured through $36,580,407 in share certificates and $24,478,684 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $21,981,508 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication to reinvesting means we can continually improve the services that matter most to you.

Strong Financial Foundation

With a net worth of $30,874,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust with $2,803 in used auto loans and a total of $155,467,350 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members.

Trustworthy Member Base

Total Share Accounts stand at 43,984, showcasing a strong and growing member base that trusts us with their finances. Our commitment to transparency and reliability sets us apart as your trusted partner in achieving your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Loyalty is here for you every step of the way. Visit us at 4964 Bayou Blvd Pensacola FL 32503 or call us at 850-474-0970 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,238,200 in used vehicle loans and $13,016,536 in new vehicle loans already helping members get on the road. We also have financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $97,527 provide the capital needed to grow and expand. Whether you need funding for inventory, equipment, or operational costs, we're here to support your business ambitions. At Loyalty, our goal is to empower our members with the financial tools they need. If you're considering refinancing or want more information about eligibility options for any of our loan products, please reach out. You can visit us at 4964 Bayou Blvd Pensacola Fl 32503 in Pensacola, FL, or give us a call at (850) 474-0970. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Credit Lines and Unsecured Loans

For those needing flexibility, our total credit lines loans amounting to $9,026,800 are available to help cover various expenses or emergencies. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $14,048,923 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,305,961, make buying or refinancing simple. We provide clear terms and competitive rates, making it easier for you to invest in your future.

Loan Aggregator

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