Lower East Side People's Bronx NY Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Lower East Side People's at our Bronx Satellite Branch, conveniently located at 941 Intervale Ave, Bronx, NY 10459. Since opening our doors in 1986, we've built a strong community presence with a commitment to providing exceptional financial services tailored for our members. With over 9,193 members and a robust asset base of $89,825,379, we pride ourselves on being a trusted partner in your financial journey. At Lower East Side People's, we understand that every member's needs are unique. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team of 28 employees, led by CEO Aissatou Barry-Fall and Board President Jorge Vasquez, is here to assist you every step of the way. While members can visit us at our Bronx location, official correspondence should be sent to our mailing address: 37 Avenue B, New York, NY 10009. You can reach us at (212) 529-8197 during our lobby hours from Monday to Friday, 9 AM to 4 PM. With total deposits reaching $12,355,021 and a net worth of $18,040,526, we stand ready to support your financial aspirations with confidence. Whether you're looking to open an account or explore loan options our friendly staff is always eager to help. Join us today and experience the community-focused service that makes Lower East Side People's more than just a credit union; it's your financial family. Visit us online at lespeoples.org for more information or to get started!

Branch History & Mission

Community Focus

While members can visit us at 941 Intervale Ave, official correspondence should be sent to 37 Avenue B, New York, NY 10009. Our branch is more than just a place for transactions; it's a hub for local engagement. We actively partner with local organizations and participate in outreach programs aimed at uplifting our community. In addition to traditional banking services, we embrace digital advancements with features like online banking and mobile payments. Our facilities are ADA compliant, ensuring everyone can access our services comfortably. We also have an ATM available for your convenience.

Looking Ahead

As we look toward the future, our focus remains on enhancing member experience through customer-centric initiatives and continued community involvement. With operating hours from Monday to Friday between 9 AM and 4 PM, we're here when you need us most. Join us at Lower East Side People's branch and experience firsthand the difference that comes from being part of a credit union dedicated to its members and the community. Together, let's build a brighter financial future! For more information or to become a member today, call us at 212-529-8197 or visit our website at lespeoples.org.

Our Journey

From our humble beginnings, we have experienced remarkable growth, now boasting total assets of $89,825,379. The journey began with a vision to create a supportive financial institution that prioritizes people over profits. Over the years, we've expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our mission is clear: to provide accessible financial services while fostering community support and empowerment. We believe that everyone deserves a chance to thrive financially. This commitment drives us to offer competitive rates and personalized service tailored to meet the unique needs of our members.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize your convenience and comfort. Parking is readily available, and we have made sure that our facilities are accessible for everyone, including those with mobility challenges. Ramps and ADA-compliant features ensure that all members can visit us without any hassles.

Call to Action

We invite you to visit us at the Lower East Side People's Bronx Satellite Branch today! Our friendly staff is here to assist you with any inquiries or services you may need. Come experience the warm community atmosphere and discover how we can help you achieve your financial goals! For more information about our services or to find directions, visit us online at lespeoples.org. We look forward to welcoming you!

Operating Hours

We are open Monday through Friday from 9 AM to 4 PM, allowing you plenty of time during the workweek to stop by for personal banking services. If you have questions or need assistance outside these hours, feel free to give us a call at 212-529-8197.

Services Offered

Our branch offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. While we don't have drive-thru banking at this location, we do provide an ATM for quick cash withdrawals and balance checks. If you need to send any official correspondence, please note that our mailing address is different from our physical location: 37 Avenue B, New York, NY 10009.

Member Eligibility

At Lower East Side People's, we believe that everyone deserves a place in our welcoming community. If you're looking to join us, becoming a member is easier than you might think! We invite individuals who live, work, or worship in the Bronx area to take advantage of our services and benefits. Whether you're a first-time account holder or someone looking for new financial opportunities, there's a spot for you here. For detailed eligibility criteria, feel free to check out our website at http://WWW.LESPEOPLES.ORG/citibike-membership . Once you know you're eligible, opening an account is straightforward and can be done online. Just visit our account opening page at https://www.cue-branch.com/digitallendingonline/ ?ref=4jamkbruukv%2b5z5aiqkthex5t9qvailba4v2lcadxj3ouebgjbbnaktmvh9%2bmngsxxqhci0k%2f2ohbps40rpux6a25pmzcnr%2bcq99y2cacs6mrr%2bz7rjwgjpqqg7ihuw5%2fpitecqtoh1esbklb35wbvugt3webpgi5vj55zfx%2borjlu6mbvocm3bbxb9blrh8mqvpqkmh3pnop9t9cfihtobk%2bh5lqtln3grajdvyptooxkwyg5%2bx6n%2fflrgm%2flpp5nqv6j7pf9iam5mjeu61p%2bv2qx7dbnjd1ecsdh2enp%2f2yjjcliixsffr3ukuqwegizugbsmjp0yx3nj0f4vzywwbdo9uqckmgmpu2ud1f2zvfa9%2btwdwvgbu3apqiyi2pxqaod733wbytdphul%2fcbgmtoyxxdmgsmvuiahufjxo7rz75i8dgrpofsf4wy8rvvp5figjlqjmwu1rudv11%2fyhnokaitw5e0a9nthvgiw5zecftfd%2bute4u0yd2vpwq%2ffi0h51dy%2fcqcbdvnb7hghca1qywsktz%2f%2fja6jpv5xk%3d to get started on your journey with us. Should you have any questions or need assistance, don't hesitate to reach out at (212) 529-8197. We're excited to welcome you into the Lower East Side People's family and help you achieve your financial goals right here at 941 Intervale Ave Bronx Ny 10459!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services that help streamline payment processing for your business. Imagine a busy Saturday at your store; with our reliable payment solutions, you can accept payments quickly and securely, allowing you to focus on what matters most serving your customers. Discover how our business banking and commercial services at Lower East Side People's, located at 941 Intervale Ave Bronx Ny 10459 in Bronx, NY, can help take your business to the next level. Contact us today at (212) 529-8197!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. This means more capital for new equipment, hiring additional staff, or even expanding your physical location. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions to those outside our membership base. - With an outstanding commercial loan portfolio of $19,072,995, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we offer robust business banking services including merchant services and business loans. Whether you're starting out or looking to expand, we're here to support your journey towards success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can check balances, transfer funds, and pay bills from anywhere using your smartphone or computer. With access to an ATM for cash withdrawals and balance checks right in your pocket, managing your finances has never been easier.

Financial Empowerment

Managing debt can be stressful, but with our personal loans and debt consolidation services, we aim to lighten that burden. Our team is ready to work with you to find solutions that fit your unique situation. Plus, for those who want to earn rewards while spending, our credit cards with rewards are a fantastic option that adds value back into your purchases.

Get Started Today!

We invite you to visit us at 941 Intervale Ave Bronx Ny 10459 or give us a call at (212) 529-8197 during our hours of operation from Monday through Friday, 9 AM - 4 PM. Explore how our array of services can enhance your financial journey today! For more information about what we offer or how you can become a member of Lower East Side People's, please check out our website at Bronx Satellite Branch. We're excited to assist you in achieving your financial goals!

Personal Banking Solutions

When it comes to personal finance, having the right tools can make all the difference. Our offerings include checking and savings accounts designed for your convenience, allowing you to manage your funds easily and securely. Whether you're saving for a vacation or just keeping your spending organized, we've got options that suit every lifestyle. If you're thinking about buying a new car, our auto loans and vehicle financing can help you hit the road without breaking the bank. We offer competitive rates and flexible terms, making it simpler for you to drive away in your dream vehicle. Additionally, if homeownership is on your radar, consider our mortgage loans and refinancing options, which can guide you through the process of purchasing or improving your home.

Digital & Online Banking

Key Features

Our online banking platform allows you to check your balance, transfer funds, and pay bills with just a few clicks. You can also sign documents electronically, thanks to our electronic signature authorization feature, which saves you time and hassle. If you prefer to go paperless, e-statements are available for easy access to your account statements without the clutter. Want to make payments on the go? Our mobile application offers a user-friendly interface where you can manage your accounts right from your smartphone. Plus, with mobile payments enabled, making transactions is quicker than ever just tap and go!

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. Just enter their details, and you're good to go! Security is our top priority. You can trust that all your transactions are protected with advanced security measures. At Lower East Side People's, we strive to provide services that are not only convenient but also safe. Whether you're at home or on the move, managing your finances has never been easier with our digital banking options. Explore more about our offerings today by visiting https://www.lespeoples.org/ !

Financial Strength

A Growing Community

We are pleased to report that our total share accounts stand at 17,158, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lower East Side People's is your trusted partner. Visit us at 941 Intervale Ave Bronx Ny 10459 or call (212) 529-8197 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our operations reflect our dedication to efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 1 part-time employees who are always ready to serve you with knowledgeable assistance.

Member-Focused Savings

Members' savings are secured through $1,783,010 in share certificates and $6,915,917 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,019,662, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $10,801,147 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $86 in used auto loans and $55,356,742 in total loans and leases.

Strong Foundation

With a net worth of $18,040,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,003 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,494,515 in used vehicle loans and $914,746 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our friendly team is ready to assist you through the entire financing process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $19,072,995 provide the capital needed to grow and expand your business. We understand that every business has unique needs; our dedicated team will work with you to create a financing plan that supports your objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $457,291, ensuring you have access to the funds needed for your dream home. Whether you're a first-time buyer or looking to refinance an existing mortgage, we have solutions that fit your situation.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask us about our refinancing options. We can help you explore eligibility criteria and guide you through the application process seamlessly. At Lower East Side People's located at 941 Intervale Ave Bronx NY 10459, we are committed to providing exceptional service and support throughout your borrowing journey. If you have any questions or would like more information about our loan offerings, please feel free to call us at 212-529-8197 during our operating hours from Monday through Friday between 9 AM and 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you achieve your financial aspirations!

Unsecured Credit Card Loans

Managing finances effectively is vital for everyone. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,679,918 in loans helping members handle their expenses smoothly. Our credit cards come with rewards and features designed to enhance your financial management.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the loan offers you see are based on the latest results from reputable institutions (Source: https://www.ncua.gov ), ensuring fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see a true comparison without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of LendMesh as a reliable tool for navigating the lending landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LOWER EAST SIDE PEOPLE'S FEDERAL CREDIT UNION