Louviers Credit Union Newark DE | Affordable Auto Loans & Mortgage Rates

Introduction

Welcome to Louviers, your trusted financial partner located at 185 S Main St, Newark, DE 19711. Established in 1968, we have proudly served our community for over five decades, providing reliable banking services tailored to meet the needs of our 17,087 members. With total assets exceeding $236 million, we are committed to fostering financial growth and stability for all our members. At Louviers, we understand that your financial journey is unique. That's why we offer a wide array of services ranging from checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking to finance a new vehicle with one of our 1,080 auto loans or seeking assistance with personal loans and credit cards, our dedicated team is here to guide you every step of the way. Led by our CEO Christopher Davis and Board President Cheryl Chilcutt, our team of 34 employees works tirelessly to ensure you receive personalized service that meets your individual needs. We believe in building lasting relationships within the community and strive to create an environment where every member feels valued. For any official correspondence, please feel free to reach us by phone at 302-733-0426 or visit us online at www.louviers.com. We invite you to stop by during our operating hours Monday through Thursday from 8:00 AM to 4:30 PM, Friday until 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Join us at Louviers, where we make your financial goals our priority!

Branch History & Mission

A Legacy of Service

From our humble beginnings, Louviers has continually evolved to meet the needs of our members. We have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our commitment to innovation has kept pace with technological advancements, enabling us to provide online and mobile banking services for convenience and accessibility. With an ATM on-site and a drive-thru service available for quick transactions, we strive to make your banking experience as smooth as possible.

Join Us Today

As we look toward the future, we invite you to join the Louviers family. Experience firsthand how we can help you take charge of your finances while becoming part of a community that cares. Whether you're opening your first account or seeking advice on loans or investments, our friendly staff is here for you every step of the way. Visit us during our operating hours: Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. You can also reach us at (302) 733-0426 for any questions or assistance. Together, let's build a brighter financial future!

Our Mission

At Louviers, our mission is simple yet powerful: to empower our members by providing exceptional financial services while fostering community growth. We believe in building strong relationships with our members and supporting them through life's milestones whether it's buying a first car or starting a new business. Our team is dedicated to helping you achieve your financial goals through personalized guidance and support. While members can visit us at 185 S Main St Newark De 19711, official correspondence should be sent to 185 S Main St, Newark, DE 19711. We're proud of our headquarters located in Newark, DE, where we continue to nurture strong ties within the local community through outreach initiatives and partnerships.

Branch Location & Accessibility

Welcome to Louviers, your friendly credit union located at 185 S Main St, Newark, DE 19711. Nestled in the heart of New Castle County, our branch is easily accessible and conveniently situated near local landmarks, making it a great stop for all your banking needs. Whether you're heading to the nearby University of Delaware or exploring the vibrant downtown area, we are here to serve you. At Louviers, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking spaces to ensure everyone can visit us comfortably. If you prefer a quick visit, take advantage of our drive-thru banking services for simple transactions without leaving your car. Plus, with an ATM on-site, cash withdrawals and balance checks are just a few taps away. We understand that your time is valuable, which is why we offer convenient operating hours: Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our dedicated team is always ready to assist you during these hours. While you can reach us at our branch address for in-person visits, please note that any official correspondence should be sent to the same mailing address: 185 S Main St, Newark, DE 19711. Ready to experience personalized banking? Give us a call at 302-733-0426 or stop by today! We look forward to welcoming you into the Louviers family.

Member Eligibility

Becoming a member of Louviers is like joining a close-knit family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the Newark area to join us. Our mission is to provide you with personalized service and a range of financial products that fit your needs. If you're looking for a supportive community where your voice matters, Louviers is the perfect place for you. You can learn more about our eligibility criteria by visiting this page, which offers detailed information on how to qualify for membership. Joining us is straightforward and inviting! Once you're ready to open an account, just follow the simple steps outlined at this link. If you have any questions or need assistance, feel free to reach out at (302) 733-0426. We're here to help you every step of the way as you start enjoying all the benefits that come with being part of the Louviers family at 185 S Main St Newark De 19711.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $47 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $80,844, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your operations smoothly while keeping your cash flow healthy. Our merchant services help you accept payments effortlessly, whether you're a retail shop on Main Street or an online service provider. With easy-to-use payment processing solutions, you can focus more on what you love growing your business! Visit us at 185 S Main St, Newark, DE 19711 or call us at 302-733-0426 to discover how Louviers can help take your business to the next level!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide specialized services like merchant services and business loans. These resources can help grow your business while ensuring smooth operations on a day-to-day basis.

Credit Cards and Rewards

If you enjoy shopping or traveling, our credit cards come with rewards that can benefit you as you spend. Imagine earning points on every purchase that could lead to cashback or travel discounts making each transaction more rewarding!

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or while on the go. Plus, our ATM services ensure that cash withdrawal is always accessible when you need it.

Drive-Thru and Basic Services

If you're ever in a hurry or prefer face-to-face interactions without entering the branch, take advantage of our basic drive-thru banking services for deposits and withdrawals. For quick cash needs or balance inquiries, our ATMs are available for your convenience. At Louviers, we strive to be more than just a financial institution; we aim to be your trusted partner in all things finance. With friendly staff ready to assist you at 302-733-0426, we invite you to explore all that we offer. Join us today at Louviers and experience personalized service tailored just for you! Visit our website for more information or stop by during our lobby hours Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Let us help you achieve your financial dreams!

Personal Banking

We understand that managing your personal finances is crucial. That's why we offer various checking and savings accounts designed to help you save efficiently and manage your daily expenses. If you're considering financing a new vehicle, our auto loans provide competitive rates and flexible terms, making it easier for you to hit the road in style. For those dreaming of home ownership or looking to refinance an existing mortgage, our mortgage loans can guide you through every step of the process. We also offer personal loans for unexpected expenses or debt consolidation, helping you regain control over your finances without overwhelming interest rates.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can check your account balance, transfer funds, and pay bills anytime, anywhere. Say goodbye to waiting in line; our online tools put you in control of your finances. We also provide E-Statements, allowing you to receive your account statements electronically no more paper clutter! Need to send money quickly? Our Person-to-Person Transfers feature makes it easy to send funds to friends or family members with just a few taps. Plus, if you're looking for a quick way to pay, our Mobile Payments Feature allows you to make purchases directly from your smartphone.

Security and Accessibility

Your security is a top priority for us. While we currently do not support electronic signature authorization, rest assured that our systems are designed with robust security measures to protect your information. You can bank with peace of mind knowing that your transactions are safe. Although we don't have a dedicated mobile application yet, our website is fully optimized for mobile use, ensuring you have access to all the features right at your fingertips. With these tools, managing your finances has never been easier or more efficient. In summary, Louviers offers a comprehensive suite of digital banking services that prioritize both convenience and security. Start exploring today by visiting https://www.louviers.com/ and take full advantage of everything we have to offer!

Financial Strength

A Dedicated Team at Your Service

We take pride in having 29 full-time employees and 5 part-time employees who are always ready to assist you with knowledgeable service. Total Share and Deposit Accounts stand at 23,167, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Louviers is your trusted partner. Visit us at 185 S Main St Newark De 19711 or call (302) 733-0426 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $31,403,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident in our lending capacity; we currently hold $540 in used auto loans and $59,392,469 in total loans and leases.

Members’ Savings Are Secure

Members' savings are secured through $26,453,876 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $38,295,325, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,619 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,842,020 in used vehicle loans and $6,942,038 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our team is ready to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $80,844 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses today and strive to provide solutions that foster success. If you're interested in any of these loan products or want to learn more about refinancing options or eligibility requirements, don't hesitate to reach out! You can contact us at (302) 733-0426 or visit our website at Louviers. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,728,874, make buying or refinancing simple. We work with you to explore different financing options and ensure you find the best solution for your circumstances.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,090,898 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your spending power while keeping your costs manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By presenting clear options, LendMesh empowers borrowers to make informed financial decisions without unnecessary stress. LendMesh ensures accurate loan comparisons through a reliable sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers from legitimate lenders who are held to strict regulatory standards. The benefits of using LendMesh are significant. With verified data, users can trust that loan offers come from reputable financial institutions. Additionally, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. This commitment to neutrality allows users to see unbiased results that truly reflect the best available options. The platform provides real-time rate comparisons, ensuring that users have access to the most current information as they weigh their choices. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in helping borrowers achieve better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LOUVIERS FEDERAL CREDIT UNION