Louviers Credit Union Newark DE | Affordable Auto Loans & Business Banking

Introduction

Welcome to Louviers, your trusted partner in financial services located at 602 Plaza Dr, Newark, DE 19702. Since our establishment in 1968, we have proudly served our community with commitment and care. With a strong membership base of over 17,000 individuals, we believe in providing accessible and personalized financial solutions tailored to meet your unique needs. At Louviers, we understand the importance of financial stability and growth. That's why we manage total assets amounting to an impressive $236,524,574 and total deposits of $4,799,170. Our dedicated team ensures that your hard-earned money is safe and working for you. We also offer a variety of lending options with a total of 3,237 loans and leases available to help you achieve your dreams. Our leadership team is here to guide you every step of the way. Led by our CEO Christopher Davis and Board President Cheryl Chilcutt, our focus remains on fostering a supportive environment for all members. We strive to make banking simple and beneficial for everyone who walks through our doors. While members can visit us at our branch location, official correspondence should be sent to the same address: 602 Plaza Dr, Newark, DE 19702. For any inquiries or assistance, feel free to reach us at (302) 733-0426 during our operating hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. Join us at Louviers where community matters! Explore our wide range of personal banking services including checking and savings accounts, auto loans, mortgage options, and more by visiting our website at Louviers. Let's work together towards achieving your financial goals today!

Branch History & Mission

Community Commitment

We take pride in our active participation within Newark and beyond. Through various outreach initiatives, partnerships with local organizations, and community events, we work tirelessly to contribute positively to our surroundings. Whether it's hosting financial literacy workshops or supporting local charities, we're dedicated to making a meaningful impact. As part of our focus on member satisfaction, we provide convenient ATM access for quick transactions and ensure that all facilities comply with ADA standards so that everyone can bank with ease.

Join Us

If you're looking for a credit union that prioritizes your needs while making a difference in the community, look no further than Louviers. Experience firsthand how we combine personalized service with modern banking solutions. Visit us today or explore more about becoming a member at Louviers. Together, let's build a brighter financial future!

Our Journey

From our inception, Louviers has focused on providing exceptional financial services tailored to meet the unique needs of our members. As we evolved, we embraced new technologies to ensure accessibility and convenience for everyone. Today, we offer online banking and mobile payments alongside traditional services like personal loans, auto financing, and mortgage options. Our commitment to innovation reflects our mission to make banking easier for all.

Our Mission

At Louviers, our mission is clear: We strive to empower our members through comprehensive financial services while fostering a supportive community environment. We believe that everyone deserves access to fair and affordable financial solutions. By focusing on education and outreach, we aim to uplift not only our members but also the broader Newark community. While you can visit us at 602 Plaza Dr, official correspondence should be directed to our mailing address at the same location. Our branch operates Monday through Friday from 9:00 a.m. - 5:00 p.m., ensuring that we are available when you need us most.

Branch Location & Accessibility

Call Us Today!

If you have any questions or want to learn more about what we offer, feel free to give us a call at 302-733-0426. We look forward to welcoming you in person and helping you achieve your financial goals!

Convenient Access

At Louviers, we understand the importance of accessibility. Our branch features ADA-compliant facilities, ensuring everyone can easily access our services. Parking is readily available for your convenience, allowing you to visit without any hassle. While members can visit us at 602 Plaza Dr, official correspondence should be sent to the same address as our mailing address.

Operating Hours & Services

Our doors are open Monday through Friday from 9:00 a.m. to 5:00 p.m., giving you plenty of time to come in and take care of your banking needs. Whether you're looking to open a checking account, apply for an auto loan, or simply ask a question about our services, our dedicated staff is ready to help. We offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability right here at our branch, you can easily access your cash whenever you need it!

Member Eligibility

Becoming a member of Louviers feels like joining a caring family that prioritizes your financial well-being. At our branch located at 602 Plaza Dr Newark De 19702, we welcome individuals who live, work, worship, or attend school in our community. This means if you're part of our vibrant local network, you're already on the path to membership! Joining is not only about gaining access to competitive rates and personalized services but also about being part of an organization that truly understands your needs. The process to become a member is straightforward and inviting. You can easily start by visiting us or checking out the details on our website at http://www.louviers.com/join . If you have any questions or need assistance, don't hesitate to reach out to us at (302) 733-0426. We're excited to help you embark on this journey with us! For more information on how to open an account, visit https://www.financial-net.com/louviers/lending/internetloans .

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services designed to streamline your daily operations. Imagine effortlessly accepting payments from customers while managing your cash flow efficiently. Our services help you focus on what matters most growing your business. Located at 602 Plaza Dr Newark De 19702 in Newark, DE, our team is ready to partner with you on your journey to success. For more information or to discuss your specific needs, call us at (302) 733-0426 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $47 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $80,844, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our branch offers convenient ATM access where you can easily withdraw cash or check balances without any hassle. At Louviers, we're not just about providing services; we're about building relationships with our members based on trust and support. We're here for you from Monday to Friday between 9:00 a.m. - 5:00 p.m., ready to assist with all your financial needs. If you're interested in learning more about how we can help you achieve your financial goals or if you're ready to become a member, please give us a call at 302-733-0426 or visit us online at www.louviers.com. Join us today and experience the difference!

Auto Loans & Vehicle Financing

If you're looking to hit the road in a new vehicle, our auto loans and vehicle financing options can make that dream a reality. We offer competitive rates and flexible terms to help you drive away in the car you want without stretching your budget.

Business Banking

For our business members, we provide robust solutions through our business banking services. From merchant services that streamline transactions to tailored business loans that support growth initiatives, we are committed to helping your business thrive.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase brings you closer to exciting benefits. Whether it's cashback, travel rewards, or other perks, we ensure that using your card adds value back into your life.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans can assist you in navigating the home-buying process smoothly. If you already own a home, consider our refinancing options that might lower your monthly payments and save you money over time.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your finances has never been easier. Check balances, transfer funds, pay bills, and even send money to friends all from the comfort of your home or on-the-go.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer various personal banking services tailored to fit your lifestyle. Whether you're opening a checking or savings account, we provide options that suit different needs, making it simple for you to manage your day-to-day expenses and save for the future.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are here to help when you need extra funds for emergencies or big purchases. Additionally, if you're feeling overwhelmed by debt, our debt consolidation services can simplify your payments into one manageable monthly payment.

Digital & Online Banking

Key Features

For those who prefer managing their finances through their smartphones, our mobile payments feature allows you to make quick and secure transactions using your mobile device. While we currently do not offer a dedicated mobile application, our online banking site is fully optimized for mobile use, making it easy to navigate on any device. We also provide person-to-person transfers, so sending money to friends or family is straightforward and hassle-free. Plus, opting for e-statements means you can view your account statements electronically helping you stay organized while reducing paper clutter.

Security and Ease of Use

Your security is our top priority. Even though we don't use electronic signature authorization at this time, all of our online transactions are protected with advanced encryption technology. We strive to create a user-friendly experience that makes managing your finances as easy as possible. At Louviers, we're committed to providing accessible and reliable digital banking options that empower you to take control of your financial journey. Explore all that we have to offer by visiting https://www.louviers.com/ today!

Financial Strength

Building Trust Together

Total Share and Deposit Accounts: 23,167, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Louviers is your trusted partner. Visit us at 602 Plaza Dr Newark De 19702 or call (302) 733-0426 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $26,453,876 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $31,403,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $540 in used auto loans and $59,392,469 in total loans and leases, supporting our members' financial goals across various sectors.

Solid Financial Position

With a net worth of $38,295,325, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,619 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,842,020 in used vehicle loans and $6,942,038 in new vehicle loans already helping members get on the road. We provide financing options tailored to your needs, whether you're interested in purchasing a brand-new vehicle or a reliable used one.

Business Loans

For business owners, our outstanding commercial loans totaling $80,844 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business and are here to support you with tailored lending solutions.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,090,898 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,728,874, make buying or refinancing simple. We can guide you through the process and help you secure the right mortgage for your situation.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we're here to assist. Our team can help you explore eligibility options that could lower your payments and save you money over time. Whether you're ready to apply for a loan or simply want more information about our offerings at Louviers, give us a call at 302-733-0426 or visit us at 602 Plaza Dr, Newark DE 19702. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Louviers be your partner in navigating your financial needs!

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LOUVIERS FEDERAL CREDIT UNION