Louisville Gas And Electric CU Louisville KY | Best Auto Loans & Business Banking

Introduction

Welcome to Louisville Gas And Electric Company, your trusted financial partner located at 820 W Broadway, Louisville, KY 40202. Established in 1934, our credit union has been a cornerstone of the community for nearly nine decades, dedicated to providing personalized financial services that truly meet the needs of our 2,907 members. With total assets exceeding $45,778,508 and total deposits reaching $2,095,932, we are committed to ensuring that your money is safe and well-managed. At Louisville Gas And Electric Company, we pride ourselves on offering a range of services designed to help you achieve your financial goals. From checking and savings accounts to auto loans and mortgages, our offerings cater to individuals and businesses alike. With our team of 7 dedicated employees, led by CEO Sharon Beaven and Board President Samantha Stickler, we strive to create an environment where members feel valued and supported. While you can always visit us at our branch address for in-person assistance, please note that any official correspondence should be sent to our mailing address: PO Box 32040, Louisville, KY 40232. Whether you're looking for guidance on loans or seeking advice on how to manage your finances better, we invite you to reach out. Give us a call at 502-627-3140 during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday. Join us at the Louisville Gas And Electric Company Credit Union today! Your journey towards financial empowerment starts here. For more information about our services or to become a member, visit us online at lgecu.org.

Branch History & Mission

Welcome to the Louisville Gas And Electric Company Credit Union, a place where financial growth and community spirit come together. Since opening our doors in 1934, we have been dedicated to serving our members in Louisville, KY. Located at 820 W Broadway, Louisville, KY 40202, our branch has evolved significantly over the years, reflecting both the changing needs of our members and our commitment to excellence. As we celebrate over decades of service, we are proud to have grown our membership to 2,907 individuals and families who trust us for their financial needs. Our total assets now stand at an impressive $45,778,508, demonstrating our stability and reliability as a financial institution. We are more than just a credit union; we are a community partner actively involved in supporting local initiatives and helping our members achieve their financial goals. At the heart of our mission is a desire to provide accessible financial services while fostering a strong sense of community. We believe in empowering our members through products that cater to personal banking, auto loans, mortgages, and more. Our goal is to make banking easier for everyone, whether through online services or face-to-face interactions with our friendly staff. While members can visit us at 820 W Broadway, official correspondence should be sent to PO Box 32040, Louisville, KY 40232. Our operating hours are convenient for busy schedules: Monday through Friday from 8:30 AM to 4:30 PM. Though we currently do not offer ATM or drive-thru services, we ensure that all digital platforms are user-friendly and accessible. Our commitment to ADA compliance means that everyone can engage with us confidently. Throughout the years, we have focused on building partnerships that enhance the lives of those in our community. From local schools to charitable organizations, our outreach efforts aim to give back and create positive change. We believe that by investing in our community, we help foster stronger relationships with our members. If you are looking for a credit union that values you as a member and as part of the community, consider joining us today! Experience firsthand the benefits of being part of the Louisville Gas And Electric Company Credit Union family. For more information on how to become a member or access our range of services, please call us at (502) 627-3140 or visit us online at lgecu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Louisville Gas And Electric Company, we prioritize accessibility for everyone. Our location is ADA compliant, ensuring that all members can access our services comfortably. There are ample parking spaces available nearby, making it easy to stop by for your banking needs.

Operating Hours

We understand that your time is valuable. That's why we're open from 8:30 AM to 4:30 PM Monday through Friday, ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, and more. If you have questions or need assistance outside these hours, feel free to give us a call at (502) 627-3140.

Services Offered

While visiting us at Louisville Gas And Electric Company, you can take advantage of various services tailored to meet your financial needs. From auto loans to credit cards with rewards and business banking solutions, we have something for everyone. Unfortunately, we do not currently offer ATM services or drive-thru banking, but our team is always available in-branch to help you with transactions and inquiries. If you need to send official correspondence, please note that while you can visit us at 820 W Broadway Louisville Ky 40202, our mailing address is PO Box 32040, Louisville, KY 40232. We invite you to drop by our branch or give us a call today! Experience firsthand how Louisville Gas And Electric Company can support your financial journey.

Member Eligibility

At Louisville Gas And Electric Company, we're excited to welcome you into our community of members who enjoy personalized financial services tailored to their needs. Becoming a member is simple! If you live, work, or worship in the area, you may qualify for membership with us. We're here to support you with a range of benefits that can help you manage your finances effectively, whether it's through checking accounts, auto loans, or mortgage options. For the latest and detailed eligibility criteria, feel free to check out our resource page at http://www.lgecu.org/membership-benefits. Once you know you're eligible, opening an account is just as easy! You can get started online by visiting https://www.financial-net.com/lgecu/lending/internetloans, or if you prefer to speak with someone directly, don't hesitate to call us at (502) 627-3140. Join us at our branch located at 820 W Broadway Louisville Ky 40202, and let's embark on this journey together!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a partner that not only understands your financial needs but also offers practical merchant services. Whether it's processing payments or managing cash flow, our services are designed to streamline your operations so you can focus on what matters most growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Louisville, KY. Let's work together to turn your vision into reality! For more information, visit us at 820 W Broadway Louisville Ky 40202 or call us at (502) 627-3140.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions to meet diverse needs.

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services including merchant services and business loans. We understand the unique challenges businesses face and provide tailored solutions to help them thrive. From setting up a new venture to expanding an existing one, we're here to partner with you every step of the way.

Credit Cards and Rewards

Want to earn rewards while you spend? Our credit cards with rewards allow you to enjoy benefits like cash back or travel points on everyday purchases. It's not just about spending; it's about making your money work for you.

Get Started Today!

We invite you to explore all the ways Louisville Gas And Electric Company can assist you in achieving financial success. Whether you're ready to open an account or want more information about our services, don't hesitate to reach out! Call us at (502) 627-3140 or visit us online at Main Office. Join our community today and experience personalized service that puts your needs first!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Louisville Gas And Electric Company, we have embraced technology with our robust online and mobile banking platforms. With these tools, accessing your accounts, transferring funds, and managing finances has never been easier right from the palm of your hand! Plus, our member-friendly features include ATM and cash withdrawal services, ensuring you have access to your money when you need it most.

Personal Banking

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day transactions to auto loans and vehicle financing options that make purchasing a car easier, we strive to support your financial goals. Imagine driving away in your dream car without the stress of complicated loans our straightforward application process is designed for just that. Additionally, if you're considering homeownership or refinancing your current mortgage, our mortgage loans can guide you through every step of the way. We also offer personal loans and debt consolidation options, making it simpler to manage expenses or consolidate existing debts into one manageable payment.

Digital & Online Banking

Essential Features

We also provide electronic signature authorization, making it simple for you to complete transactions without the hassle of paperwork. Plus, if you're looking to keep track of your finances more efficiently, e-statements are available to help you stay organized and reduce clutter. Need to send money quickly? Our person-to-person transfer feature lets you send money to friends and family in real-time, so there's no waiting involved. And for those who prefer managing their accounts on-the-go, our mobile application is designed for easy access to all your banking needs right from your pocket.

Security and Accessibility

Security is a top priority at Louisville Gas And Electric Company. Our online banking services are equipped with advanced security measures to protect your sensitive information. You can rest easy knowing that your data is safe while you enjoy the convenience of digital banking. In summary, whether you're using our online platform or mobile app, Louisville Gas And Electric Company provides accessible and secure tools that fit seamlessly into your busy life. Take charge of your financial journey today with the support of our comprehensive digital banking services!

Financial Strength

At Louisville Gas And Electric Company, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you and ensuring your peace of mind. With a net worth of $7,265,841, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $17,320,325 in share certificates and $973,192 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $148, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our success is further highlighted by $6,728,383 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $563 in used auto loans and $26,682,122 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $101,653, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $139,646. Total Share and Deposit Accounts: 5,019, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Louisville Gas And Electric Company is your trusted partner. Visit us at 820 W Broadway Louisville Ky 40202 or call (502) 627-3140 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,707,721 in used vehicle loans and $3,044,296 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier than ever to drive away in the car you need.

Credit Lines and Refinancing Options

In addition to auto and mortgage loans, we provide credit lines with total amounts reaching $1,000,000. These lines are perfect for those who want easy access to funds without the burden of high-interest rates. If you're considering refinancing any existing loans, our team can guide you through eligibility options that might save you money. Our dedicated staff at Louisville Gas And Electric Company, located at 820 W Broadway Louisville Ky 40202 in Louisville, KY, is here to assist you every step of the way. For more information or to discuss your specific needs, don't hesitate to call us at (502) 627-3140 during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday. For more details about eligibility or how to apply for any of our loan products, please visit our website or check out our membership benefits. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing you with trustworthy financial solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,111,400, make buying or refinancing simple. We provide personalized support throughout the process, ensuring you have all the information you need to make informed decisions about your home financing.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,448,200 in loans helping members manage their finances effectively, our credit cards come with competitive interest rates and rewards that benefit your everyday spending.

Loan Aggregator

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Call to Action

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing accurate data ensures that users receive fair and transparent offers tailored to their financial needs.

LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION - Louisville, KY

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