Louisville Federal Credit Union KY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Louisville Federal, your trusted financial partner located at 600 Dr Martin Luther King Pl, Louisville, KY 40202. Since our establishment in 1924, we've been committed to serving our community with integrity and dedication. With a membership of over 2,300 individuals, we pride ourselves on offering personalized banking solutions that cater to your unique needs. At Louisville Federal, we understand the importance of strong financial foundations. That's why we manage total assets of approximately $30,999,143 and maintain a net worth of $7,137,066. Our robust financial health is further reflected in our total deposits amounting to $948,117 and an impressive cash reserve of $300,426. We have extended more than 718 loans and leases, supporting our members in achieving their dreams whether it's buying a car or securing a home. Our leadership team, led by CEO Tracye Thompson and Board President Suzette Boesing, is passionate about making banking accessible and rewarding for everyone. We are here to guide you through every step of your financial journey with services including personal banking accounts, auto loans, mortgage options, and business banking solutions. While members can visit us at our branch location for friendly service, official correspondence should be sent to the same address: 600 Dr. Martin Luther King Jr. Place, Louisville, KY 40202. We invite you to explore what we have to offer by visiting our website at louisvillefcu.com. Feel free to reach out to us at 502-584-3579 for any inquiries or assistance. Join us today as we work together towards a brighter financial future!

Branch History & Mission

Community Engagement

Louisville Federal is dedicated to making a difference through community outreach efforts and partnerships with local organizations. We believe that by investing in our community and its people, we can help build a brighter future for all. Whether it's sponsoring local events or providing financial education workshops, we aim to support initiatives that foster growth and empowerment within Louisville. As we look ahead, we invite you to join the Louisville Federal family. Experience firsthand the benefits of being a member of an institution that truly cares about your financial journey and community impact. Together, let's create a legacy of support and success for generations to come! For more information or assistance, feel free to reach out at 502-584-3579 or visit us online at Louisville Federal.

Our Mission

Our mission at Louisville Federal goes beyond just providing financial services; it's about making a real impact in our community. We are committed to offering personal banking solutions that cater to your needs whether it be checking accounts, auto loans, mortgages, or credit cards with rewards. Our goal is to empower individuals and families by helping them achieve their financial dreams while supporting local initiatives that enrich the lives of those around us. In addition to traditional banking services, we embrace digital advancements that make banking easier for everyone. We offer online banking services so you can manage your finances from anywhere at any time. While we currently do not have ATM availability or drive-thru service at this location, our focus remains on providing a customer-centric experience during our operating hours: Monday to Thursday from 8:30 AM to 11:30 AM and Friday from 10:00 AM to 1:00 PM.

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more about what we can do for you? Feel free to give us a call at 502-584-3579. We look forward to welcoming you into our community at Louisville Federal! While members can visit us at 600 Dr. Martin Luther King Pl, official correspondence should be sent to 600 Dr. Martin Luther King Jr. Place, Louisville, KY 40202 if needed. Come see us soon!

Nearby Landmarks and Accessibility

Our branch sits in the heart of Louisville, close to vibrant landmarks that make our location even more convenient. You can find us near popular spots like the Kentucky International Convention Center and Jefferson County Courthouse, making it easy to stop by while you're out and about. For those driving in, ample parking is available nearby, ensuring you have a stress-free experience when visiting us. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone.

Operating Hours and Services

We understand that life gets busy! That's why we offer flexible hours to fit your schedule. You can visit us from Monday to Thursday between 8:30 AM and 11:30 AM, and on Friday from 10:00 AM to 1:00 PM. At Louisville Federal, we pride ourselves on offering a wide range of services tailored for your personal banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of online banking to manage your finances right from home.

Member Eligibility

At Louisville Federal, we believe that becoming a member means joining a close-knit community that truly cares about your financial well-being. If you're interested in membership, you'll find it welcoming and straightforward. To be eligible, you generally need to live, work, worship, or attend school in our community it's all about being part of the local fabric! This opens doors for everyone to access our range of services, from personal banking to auto loans and more. If you want to dive deeper into the specific eligibility criteria, feel free to check out more details on our website at . Opening an account is just as easy! You can start your journey with us by visiting our branch at 600 Dr Martin Luther King Pl Louisville Ky 40202 or giving us a call at (502) 584-3579. Our friendly team is here to guide you through the process, ensuring that you feel supported every step of the way. Whether you're looking for a simple checking account or exploring loan options, we're excited to help you achieve your financial goals. Join us today and experience the benefits of being part of Louisville Federal!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although currently, we have not issued any commercial loans, we are dedicated to exploring opportunities that can benefit both members and non-members alike.

Merchant Services

Imagine effortlessly processing payments while focusing on what you do best running your business. Our merchant services make it easy for you to accept payments from customers, whether in-store or online. This means you can enhance customer satisfaction and streamline your operations without the hassle. If you're looking for reliable banking services in Louisville, KY, visit us at 600 Dr Martin Luther King Pl Louisville Ky 40202 or give us a call at (502) 584-3579. Together, let's pave the way for your business success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we have dedicated Business Banking solutions including Merchant Services & Business Loans. Whether you're looking to expand your operations or manage day-to-day transactions more effectively, our products are designed to support your growth.

Connect With Us

At Louisville Federal, we strive to make banking accessible and convenient for everyone. If you'd like more information about any of our services or wish to speak with a member of our team, please don't hesitate to reach out at 502-584-3579 during our operating hours: Monday through Thursday from 8:30 AM - 11:30 AM and Friday from 10:00 AM - 1:00 PM. Join us today at Louisville Federal and discover how we can help you achieve your financial goals! Visit us online at louisvillefcu.com for more details about all our services.

Debt Management and Credit Options

Life can sometimes throw us curveballs, leading to unexpected expenses. That's why we provide Personal Loans & Debt Consolidation services aimed at easing financial burdens. With our help, you can consolidate debts into a single payment, making it simpler to manage your finances. Also, don't miss out on our Credit Cards with Rewards program! Earn points on everyday purchases that can be redeemed for exciting rewards perfect for those who enjoy getting something back from their spending.

Digital Banking Convenience

In today's fast-paced world, having control over your finances anytime and anywhere is crucial. That's why we emphasize our online offerings such as Online & Mobile Banking, which allow you to check balances, transfer funds, and pay bills right from your smartphone or computer. This means less time worrying about banking and more time focusing on what matters most. We also offer convenient ATM & Cash Withdrawal Services, ensuring that access to your cash is just around the corner whenever you need it.

Personal Banking Solutions

Our personal banking offerings are tailored to fit various lifestyles. If you're starting out or managing your finances, consider our Checking & Savings Accounts. These accounts provide easy access to your funds while helping you save for future goals. Imagine being able to manage your daily expenses seamlessly while also setting aside money for that dream vacation or a new car. For those in need of financing, we offer Auto Loans & Vehicle Financing that can help you get behind the wheel without breaking the bank. Our competitive rates and flexible terms make it easier than ever to drive home in a vehicle you love. Additionally, if you're thinking about purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are designed with you in mind. We understand that buying a home is one of the biggest decisions you'll ever make, and we're here to guide you every step of the way.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, meaning you can check your account balance, pay bills, and transfer funds whenever it suits you. Plus, with person-to-person transfers, sending money to friends or family has never been easier. You no longer need to worry about waiting in line or dealing with paperwork everything can be handled right from your computer or mobile device.

On-the-Go Banking

While we don't have a dedicated mobile application yet or support for mobile payments, our online banking site is optimized for mobile use. This means you can easily navigate our services on your smartphone or tablet without any hassle. Whether you're at home or out and about, managing your accounts is simple and efficient. In short, Louisville Federal is committed to providing you with the tools you need for effective financial management. Explore the convenience of online banking today at https://www.louisvillefcu.com/, where managing your money becomes straightforward and secure!

Security and Accessibility

We prioritize your security by ensuring that your personal information is protected. Although we currently do not offer electronic signature authorization, rest assured that your transactions are safeguarded through robust security measures. Our e-statements provide a quick way to keep track of your financial activities while minimizing paper clutter.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 3,588, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $201,261. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Louisville Federal is your trusted partner. Visit us at 600 Dr Martin Luther King Pl Louisville Ky 40202 or call (502) 584-3579 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $6,361,028 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $7,137,066, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,301 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $5,980,236 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $274 in used auto loans and $11,045,636 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $121,247, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,952,908 in used vehicle loans and $1,582,518 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you.

Credit Lines and Unsecured Loans

If you're looking for flexibility, our credit lines total $3,000,000, giving you access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. At Louisville Federal, we also understand that refinancing can be a valuable option. If you're considering refinancing any existing loans or exploring eligibility options, don't hesitate to reach out. We're here to guide you through the process and help you find solutions that work best for your situation. For any inquiries or further assistance regarding our loan products, feel free to contact us at (502) 584-3579. Our team is ready to help you navigate your financial options with ease. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 600 Dr Martin Luther King Pl Louisville Ky 40202 in Louisville, KY and see how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $864,856, make buying or refinancing simple. We aim to provide clear and straightforward terms so that you can focus on making your house a home.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for all users. Each listing reflects actual rates provided by trusted lenders, so you can rest assured you're comparing apples to apples.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make timely and informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*