Louisiana Central Credit Union Harahan LA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Louisiana Central Credit Union, your trusted financial partner located at 824 Elmwood Park Blvd, Harahan, LA 70123. Since our establishment in 1942, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With a total membership of 2,122 and assets reaching $11,243,913, we are dedicated to fostering a supportive environment where you can thrive financially. At Louisiana Central, we understand that banking is more than just numbers; it's about building relationships and empowering individuals. Our team of 4 dedicated employees works tirelessly under the leadership of CEO Mary Schroeder and Board President Stephanie Prunty to ensure you receive personalized service every time you visit or call us at 504-733-0789. We offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Whether you're looking to finance your next vehicle with one of our 1,448 loans or simply want to manage your savings effectively our solutions are designed for you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 824 Elmwood Park Blvd., Ste 100, Harahan, LA 70123-3332. Join us on this journey towards financial well-being. Explore our offerings today by visiting our website at louisianacentral.org or reach out directly. We look forward to serving you!

Branch History & Mission

Community Commitment

Our commitment goes beyond just banking. Louisiana Central actively engages in community outreach programs that aim to support local initiatives and foster relationships within Harahan. We believe that investing in our community is essential for building a brighter future together. In addition to personalized service at our branch during operating hours Monday through Friday from 7:30 AM to 5:00 PM for employees and from 9:00 AM to 4:30 PM for member services we also strive to provide innovative solutions like online and mobile banking options that cater to the busy lifestyles of our members. We invite you to join us on this incredible journey as we continue to grow and serve our community with dedication and integrity. Experience the benefits of membership at Louisiana Central Credit Union today! For more information or assistance, please call us at (504) 733-0789 or visit our website. Together, let's build a stronger financial future!

Our Mission

At Louisiana Central Credit Union, our mission is clear: to empower individuals and families through quality financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions all designed with our members' best interests in mind. As we continue to adapt to the changing needs of our members, we embrace digital advancements that enhance convenience without sacrificing personal service. Our online banking options allow members to manage their accounts anytime, anywhere. We prioritize accessibility by ensuring compliance with ADA standards in all our facilities.

Branch Location & Accessibility

Additional Features

While we don't have an ATM or drive-thru service at this branch, our dedicated staff is here to help you with all your banking needs inside the branch. If official correspondence needs to be sent, please address it to our mailing address at 824 Elmwood Park Blvd., Ste 100, Harahan, LA 70123-3332. Don't hesitate to reach out! You can give us a call at 504-733-0789 if you have any questions or need assistance before your visit. We look forward to welcoming you at Louisiana Central Credit Union!

Local Landmarks and Accessibility

Situated near the bustling Elmwood Business Park, our location is hard to miss. Whether you're popping in for personal banking or considering an auto loan, you'll find us just a short drive from popular spots like the Elmwood Shopping Center. We prioritize accessibility with ADA-compliant features, ensuring everyone can visit us comfortably. Parking is ample and convenient, making it simple for you to stop by.

Operating Hours and Services

We understand that your time is valuable. That's why our employees are available from 7:30 AM to 5:00 PM, Monday through Friday, while member services are open from 9:00 AM to 4:30 PM during the same days. Our team is ready to assist you with a range of services including checking and savings accounts, auto loans, personal loans, and credit cards with rewards perfect for whatever financial goals you have in mind.

Member Eligibility

At Louisiana Central, we believe that joining our community is about more than just banking it's about building relationships and supporting one another. To become a member, you'll need to meet certain eligibility criteria. Generally, if you live, work, worship, or attend school in the area, you're likely to qualify! We welcome individuals from all walks of life who are looking for a financial partner that truly cares. For a detailed overview of the specific requirements, feel free to check out our eligibility page at https://www.louisianacentral.org/become-a-member/. Getting started with us is easy! Once you've confirmed your eligibility, simply reach out to us at (504) 733-0789 or visit us at our branch located at 824 Elmwood Park Blvd Harahan La 70123. Our friendly team is here to help you every step of the way as you open your new account and begin enjoying the many benefits of being part of the Louisiana Central family. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Imagine having easy access to payment processing solutions that allow you to accept payments seamlessly, enhancing customer satisfaction and boosting sales. Whether you're a startup or an established company, our services adapt to meet your needs. Discover how Louisiana Central can be your partner in business success. Reach out today at (504) 733-0789 to explore how we can help you achieve your goals!

Comprehensive List Of Services

Business Banking Solutions

If you're running a business or thinking about starting one, our Business Banking services include everything from Merchant Services that facilitate transactions to tailored Business Loans designed to help your venture grow. We know how challenging it can be to manage finances as an entrepreneur; that's why we're dedicated to supporting local businesses.

Credit Card Benefits

For everyday purchases and special rewards, consider applying for one of our Credit Cards with Rewards. You earn points for every dollar spent, which can lead to exciting perks like cash back or travel discounts. It's like getting rewarded for spending wisely!

Financing Your Vehicle

Are you ready to hit the road? With our Auto Loans & Vehicle Financing, purchasing a new or used vehicle is easier than ever. We understand that buying a car is a significant investment, and we're here to help make it manageable with competitive rates and terms. You can even apply from the comfort of your home through our online banking platform!

Home Ownership Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide great opportunities for first-time buyers or those looking to refinance an existing mortgage. Owning a home can be one of the most rewarding experiences, and we'll guide you every step of the way.

Online and Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills without ever stepping foot inside the branch. With all these services under one roof at Louisiana Central Credit Union, it's easy to see why so many people choose us as their trusted financial partner. If you have questions or would like more information about any of our offerings, feel free to call us at (504) 733-0789 or visit us during business hours: Monday through Friday from 7:30 AM - 5:00 PM for employees and 9:00 AM - 4:30 PM for member services. We're excited about helping you achieve your financial goals! Come visit us today!

Personal Banking Solutions

For those managing day-to-day expenses or saving for something special, our Personal Banking services are designed with you in mind. We offer convenient Checking & Savings Accounts that help you easily access your funds while earning interest on your savings. Imagine having a safe place to store your money that also helps it grow! When life presents unexpected costs, our Personal Loans & Debt Consolidation options can give you the financial breathing room you need. From covering medical expenses to consolidating high-interest debt, we've got flexible solutions to fit various situations.

Digital & Online Banking

Key Features

One of the standout features at Louisiana Central is our ability to facilitate person-to-person transfers. This means you can easily send money to friends or family without any hassle. Just think about how much simpler splitting a bill or sending a gift can be! For those who prefer keeping track of their transactions digitally, we also offer e-statements. You'll receive your account statements electronically, reducing paper clutter and allowing for quick access whenever you need them. While we currently do not offer mobile payments or a dedicated mobile application, our online banking service ensures that all essential functions are available directly through our website. You can complete transactions securely without needing an app on your phone. It's also worth noting that we do not support electronic signature authorization at this time; however, our processes are straightforward and designed for ease of use. At Louisiana Central, we're committed to making banking as accessible as possible while prioritizing your security. Experience the convenience of managing your finances from the comfort of home or on the go with our reliable digital and online banking services!

Financial Strength

Comprehensive Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $99 in used auto loans and $8,941,164 in total loans and leases. This extensive range enables us to meet diverse member needs effectively.

Dedicated Team Ready to Assist

We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey with ease.

Focused Resources for Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

With 3,647 total share accounts, we have a strong and growing member base that trusts us with their finances. This trust fuels our commitment to providing exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Louisiana Central is your trusted partner. Visit us at 824 Elmwood Park Blvd Harahan La 70123 or call (504) 733-0789 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,886,999 in share certificates, offering stable and rewarding financial growth opportunities. This commitment ensures that your hard-earned money is working for you while we prioritize your needs over profits.

Operational Efficiency

Our $5,158 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency translates into reliable service that you can trust.

Reinvestment for Better Services

With $1,083,100 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. These earnings allow us to strengthen our offerings continually.

Strong Financial Health

With a net worth of $1,131,808, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,003 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,932,419 in used vehicle loans and $3,394,726 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is ready to assist you in navigating your options.

Credit Lines and Credit Cards

For those looking for additional financial flexibility, we offer credit lines totaling $1,050,000. This is an excellent option for managing larger expenses or consolidating debt. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $1,392,417 in loans helping members manage their finances effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of these loan offerings or have questions about refinancing and eligibility options, don't hesitate to reach out to us at (504) 733-0789. At Louisiana Central, we're dedicated to supporting your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $747,471, make buying or refinancing simple. We provide tailored solutions that can fit various budgets and needs. If you're considering refinancing your current mortgage or exploring eligibility options for a new loan, our experts are here to guide you through the process.

Loan Aggregator

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