Montebello CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Los Angeles, your trusted credit union nestled in the heart of Montebello, CA. Established in 1936, we have proudly served our community for over 85 years, growing together with our members. With a dedicated membership base of 76,517 individuals, we focus on providing personalized financial solutions that truly meet your needs. At our branch located at 1435 N Montebello Blvd, we understand that each financial journey is unique. That's why we offer a diverse range of services from checking and savings accounts to auto loans, mortgages, and business banking options. We are committed to empowering you with the right tools for financial success. Our total assets stand at an impressive $1,316,213,354, ensuring that we have the resources to support you every step of the way. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Richard Lie and Board President Terrance Manocchio, our team of 177 employees is here to assist you with any inquiries or services you may need. For your convenience, while members can visit us at our branch address, official correspondence should be sent to the same location: 1435 N Montebello Blvd, Montebello, CA 90640. You can reach us by phone at 818-242-8640 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. We invite you to discover how we can support your financial goals today! Visit our website at lafcu.org or drop by our branch for more information on how we can help you thrive in today's economy. Your future starts here!

Branch History & Mission

Community Engagement

Our roots run deep in the Montebello area, and we strive to give back as much as we can. Through partnerships with local organizations and active participation in community events, Los Angeles aims to create lasting positive impacts in the neighborhoods we serve. Whether it's sponsoring local youth sports teams or hosting financial literacy workshops, we are committed to uplifting our community. While members can visit us at 1435 N Montebello Blvd Montebello Ca 90640, official correspondence should be sent to 1435 N Montebello Blvd, Montebello, CA 90640 if different. We invite you to stop by during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM to see firsthand how we can assist you on your financial journey. As you explore what Los Angeles has to offer, know that you're not just another account number; you're part of a family dedicated to your success. Join us today and experience the difference of being a member at Los Angeles where community meets opportunity! For more information or assistance, feel free to call us at (818) 242-8640 or visit our website at https://www.lafcu.org/ .

Our Mission

At Los Angeles, our mission is clear: to provide accessible financial solutions that enhance the lives of our members while fostering a strong sense of community. We believe that everyone deserves an opportunity for financial wellness, which is why we offer a diverse range of services including personal banking, auto loans, mortgages, and business financing options. Our commitment extends beyond banking; we actively engage in local outreach programs that support education, health initiatives, and economic development. We understand that in today's fast-paced world, convenience is key. That's why we offer modern banking solutions including online and mobile banking, making it easier for you to manage your finances anytime, anywhere. Additionally, we pride ourselves on being ADA compliant to ensure all members can access our services without barriers.

Branch Location & Accessibility

Welcome to Los Angeles at our convenient branch located at 1435 N Montebello Blvd, Montebello, CA 90640! Our branch is nestled in a vibrant community, making it easy for you to access all your banking needs. Whether you're coming from nearby landmarks like the Montebello Town Center or the local parks, you'll find us in a prime location that's simple to get to. At this branch, we prioritize accessibility for everyone. You can expect ample parking and features that comply with ADA standards, ensuring that all members can easily navigate our space. While you're here, take advantage of our ATM services available on-site for quick cash withdrawals or balance checks. Our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM. This flexibility means you can visit us when it's most convenient for you. If you have any questions or need assistance, feel free to reach out at 818-242-8640 we're always happy to help! While members can visit us at 1435 N Montebello Blvd, official correspondence should be sent to the same address. We don't offer drive-thru services here, but our friendly staff is ready and waiting inside to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. We look forward to welcoming you into our branch soon! Come see how we can support your financial journey at Los Angeles in Montebello!

Member Eligibility

At Los Angeles, we believe that everyone deserves a chance to join a community that cares. Becoming a member is straightforward and welcoming, designed for those who live, work, or worship in our community. If you're 18 or older, you can easily qualify! We also welcome family members of current members, so if someone in your family already enjoys the benefits of membership, you can too. Plus, once you're in, you'll have access to a variety of services tailored to support your financial goals. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.lafcu.org/accounts/credit-union-membership . It's packed with helpful information to guide you through the process. When you're ready to open an account, just head over to https://app.loanspq.com/vl/vehicleloan.aspx ?enc=kw21wblm1yxpjjabdozad6fiilcqcfshxgii4o1pgb4k7izt81fazoydbsl-gcul-5kkmduijnhhbmvztqdjxw and follow the simple steps. If you have any questions along the way, don't hesitate to give us a call at (818) 242-8640. We're here to help you take this exciting step towards better financial well-being at Los Angeles, located at 1435 N Montebello Blvd Montebello Ca 90640!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,307,305, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having a reliable partner that helps streamline your payment processes. Our merchant services make it easy for you to accept payments, whether in-store or online. This means more time for you to focus on what matters most growing your business. From point-of-sale systems to e-commerce solutions, we have the tools that can help enhance your customer experience. Visit us at 1435 N Montebello Blvd Montebello Ca 90640 in Montebello, CA, or give us a call at (818) 242-8640 to learn how we can help you thrive in today's competitive market!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are designed to help you hit the road without breaking the bank. With competitive rates and flexible terms, financing your vehicle has never been easier. Just picture driving off in your new car while knowing you've made a smart financial choice.

Business Banking Services

For entrepreneurs, Business Banking is vital for success. We provide solutions like Merchant Services & Business Loans to help support growth and streamline operations. Whether you're just starting out or looking to expand, our team is ready to assist with personalized service tailored to meet your unique business needs.

Convenient Access Points

Accessing cash is straightforward with our ATM & Cash Withdrawal Services, which include basic ATM access for withdrawals and balance checks at convenient locations. You can also use our mobile payments feature for added convenience while shopping. At Los Angeles, we know that managing money should be as stress-free as possible. Our dedicated staff is always ready to help answer any questions and guide you through our various services. Feel free to visit us at 1435 N Montebello Blvd Montebello Ca 90640 in Montebello, CA, or give us a call at (818) 242-8640 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Join us today and see how we can assist you in achieving financial success!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! They offer great benefits like cash back or points on purchases, making every dollar spent work harder for you. It's an excellent option for those who want to earn rewards while managing their everyday expenses.

Home Financing

When it comes to owning a home, we understand that this is one of the biggest investments you'll make. That's why our Mortgage Loans & Refinancing services are tailored to provide you with the best possible rates and options. Whether you're purchasing your first home or refinancing an existing mortgage, we're here to guide you through every step of the process.

Personal Banking Solutions

Managing your day-to-day finances can be simple with our Personal Banking options. We offer Checking & Savings Accounts that cater to different needs, whether you're saving for a vacation or just want easy access to your funds. Imagine having the convenience of accessing your account anytime through our Online & Mobile Banking services making it easier than ever to check balances, transfer funds, and pay bills right from your phone.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. For those times when you need extra cash, our Personal Loans & Debt Consolidation can be a lifesaver. These loans help simplify your financial life by combining multiple debts into one manageable payment. It's all about giving you peace of mind and helping you regain control over your finances.

Digital & Online Banking

Key Features

Our mobile application takes banking on-the-go to the next level. With it, you can manage your accounts right from your smartphone. Need to pay someone quickly? Use our mobile payments feature for instant transactions! You'll also appreciate the option of electronic signature authorization, which makes signing documents quick and hassle-free. For those who prefer going paperless, we offer e-statements that provide a safe and eco-friendly way to keep track of your financial information. You'll receive your statements directly in your inbox no more waiting for the mail!

Security and Ease of Use

Your security is our top priority. We implement advanced measures to protect your data while ensuring a user-friendly experience. Our online banking system is designed to be intuitive, making it easy for everyone, whether you're a tech-savvy user or new to online banking. In summary, at Los Angeles, we strive to empower our members with digital tools that enhance their banking experience. Visit us online at https://www.lafcu.org/ today and discover how easy managing your finances can be!

Financial Strength

Community Trust

We have earned the trust of our community with a total of 131,038 share accounts, showcasing a strong and growing member base that believes in our mission to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Los Angeles is your trusted partner. Visit us at 1435 N Montebello Blvd Montebello Ca 90640 or call (818) 242-8640 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $143,109,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $9,128 in used auto loans and $885,433,331 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $212,029,084 in share certificates and $99,480,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $143,553,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $147,223,377 in used vehicle loans and $38,682,193 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our team is here to guide you through the process. We also provide refinancing options if you're looking to lower your current payments or change your loan terms.

Commercial Loans

For business owners, our outstanding commercial loans totaling $10,307,305 provide the capital needed to grow and expand your business. Whether you're starting a new venture or investing in equipment, our tailored solutions can help you succeed. At Los Angeles, we are dedicated to providing exceptional service and financial products that meet your individual needs. For more information about our loan offerings or to discuss which option may be right for you, please reach out at (818) 242-8640 or visit us at 1435 N Montebello Blvd Montebello Ca 90640, Montebello, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Loans

For those who need flexibility in managing expenses, we offer credit lines totaling $311,820,766 that allow you to access funds when needed. Additionally, we have flexible terms on unsecured credit card loans, with a total of $38,815,025 in loans helping members manage their finances effectively. These options can be ideal for consolidating debt or covering unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $121,600,844, make buying or refinancing simple. We pride ourselves on offering competitive rates and personalized service, ensuring that you find the right loan to fit your needs. If you're considering refinancing your existing mortgage, ask about our eligibility options!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers, free from hidden fees or misleading information.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in the terms presented. - No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh remains committed to providing unbiased results. This approach helps you find the best rates without any conflicts of interest. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LOS ANGELES FEDERAL CREDIT UNION - Montebello, CA