Gardena CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Los Angeles, your trusted financial partner located at 1352 W Artesia Blvd, Gardena, CA 90248. Since our establishment in 1936, we've been dedicated to serving our community with integrity and care. With a membership base of over 76,500 individuals, we pride ourselves on being more than just a credit union; we're a part of the Gardena family. At Los Angeles, we understand that financial needs vary from person to person. That's why we offer a diverse range of services designed to help you achieve your financial goals. Whether you're looking for personal banking solutions, auto loans, mortgage options, or even business financing, we have tailored services to meet your unique requirements. Our total assets stand impressively at $1,316,213,354, ensuring that we have the resources to support you effectively. Our commitment goes beyond just numbers. We believe in fostering relationships built on trust and community spirit. Under the leadership of our CEO, Richard Lie, and Board President, Terrance Manocchio, our team works diligently to provide exceptional service and innovative financial solutions. As a member-focused institution, we are here for you not only during office hours but also through online and mobile banking options for your convenience. You can reach us at 877-695-2328 for any inquiries or assistance you may need. While members can visit us at our branch location in Gardena, official correspondence should be sent to our mailing address: 1352 W Artesia Blvd, Gardena, CA 90247. Join us today and experience the difference that comes with being a member of Los Angeles. Explore more about what we offer by visiting our website at www.lafcu.org. We look forward to helping you navigate your financial journey!

Branch History & Mission

Los Angeles has a proud history, and at the heart of Gardena, you'll find the dedicated services of Los Angeles. Established in 1936, our branch has been a cornerstone of the community for decades. From our beginnings, we have grown alongside our members, evolving to meet their needs while maintaining a focus on personal service and community support. Located at 1352 W Artesia Blvd, Gardena, CA 90248, we are easily accessible for all members. The location is just a short drive from local landmarks such as the Gardena High School and the bustling shopping areas nearby. While members can visit us at this address, official correspondence should be sent to 1352 W Artesia Blvd, Gardena, CA 90247. Over the years, Los Angeles has expanded its offerings to serve over 76,517 members and manage total assets exceeding $1,316,213,354. Our mission is clear: to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to quality banking solutions whether it's personal accounts, auto loans, or business services. As technology has advanced, so have we. Our commitment to digital banking means you can manage your accounts online or through our mobile app with ease. We prioritize accessibility for all members by ensuring ADA compliance across our services. Additionally, our ATM availability allows for convenient cash withdrawals anytime you need it. Community engagement is also at the forefront of our mission. We actively partner with local organizations to support initiatives that uplift our community and promote financial literacy among residents. This dedication not only strengthens bonds but also helps build a brighter future for everyone involved. At Los Angeles, we operate Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM, offering flexible hours to accommodate busy schedules. You can reach us at (877) 695-2328 if you have any questions or need assistance. Join us at Los Angeles where your financial growth is our priority. Experience firsthand how we blend tradition with innovation to better serve you and your family. Together, let's build a prosperous future!

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to call us at 877-695-2328. We invite you to stop by our Gardena branch today! Whether you're looking for a loan or want help managing your accounts, our team is here to support you every step of the way. Come visit us soon!

Getting Here

Whether you're driving or taking public transportation, our location is easy to find. We offer ample parking for those who choose to visit us by car. If you're using a wheelchair or have other accessibility needs, rest assured that our branch is ADA compliant, featuring ramps and accessible entrances. While members can visit us at 1352 W Artesia Blvd, official correspondence should be sent to our mailing address at 1352 W Artesia Blvd, Gardena, CA 90247.

Hours of Operation

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Our friendly staff is always ready to assist you during these hours.

Services Offered

At the Los Angeles Credit Union, we provide a wide range of financial services tailored for all your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM services are available for quick withdrawals and balance checks. Although we do not have drive-thru banking at this location, our commitment to service ensures you'll receive prompt assistance when you come inside. Additionally, we do not operate a shared service center at this branch; however, our team is dedicated to helping you with all your banking inquiries right here.

Member Eligibility

At Los Angeles, we believe that joining our community is a step towards a brighter financial future. Becoming a member is easy and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We value everyone, from first-time savers to seasoned investors, and offer a range of products tailored to your needs. For detailed eligibility criteria, feel free to explore our website at http://www.lafcu.org/accounts/credit-union-membership . Opening an account is just as simple. You can start the process online or give us a call at (877) 695-2328 if you have any questions. Our friendly staff is here to help you every step of the way. Don't miss out on the benefits of being part of Los Angeles where your financial goals become our priority. For more information on how to open your account, visit https://app.loanspq.com/vl/vehicleloan.aspx?enc=kw21wblm1yxpjjabdozad6fiilcqcfshxgii4o1pgb4k7izt81fazoydbsl-gcul-5kkmduijnhhbmvztqdjxw . We can't wait to welcome you to our family!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We know that easy access to cash matters. That's why we offer ATM services for quick withdrawals and balance checks whenever you need them. With ATMs available nearby, managing your cash flow has never been easier. At Los Angeles, our commitment is not just about providing services; it's about building relationships with our members in Gardena and beyond. We invite you to explore all that we have to offer by visiting us or giving us a call at (877) 695-2328. Let us help you take charge of your financial journey today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer auto loans and vehicle financing that can make your dream ride a reality. With flexible terms and competitive rates, we ensure that the process is as smooth as possible, so you can focus on enjoying the journey ahead.

Business Banking

For our business members, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools and resources to support your success.

Credit Cards with Rewards

Our credit cards come with rewarding benefits that make every purchase count. Imagine earning points for cash back or travel rewards just by using your card for everyday purchases. It's a simple way to benefit from responsible spending while enjoying additional perks.

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're considering refinancing, our mortgage loans are here to support you. We understand how important it is to find the right fit for your budget, so we work closely with our members to provide personalized options that align with their goals.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine having a checking account that offers easy online access and allows you to manage your finances from anywhere. Our savings accounts provide competitive rates, helping you grow your funds over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options. Whether it's for home repairs or consolidating existing debt into one manageable payment, we're here to help ease your financial burden.

Digital & Online Banking

Accessible Online Services

Our online banking services are available 24/7 at https://www.lafcu.org/ . This means you can check your account balance, pay bills, and transfer funds any time you need to, all from the comfort of your home or on the go. Whether you're using a computer or mobile device, accessing your accounts is straightforward and secure.

Key Features Just for You

With features like electronic signature authorization, you can easily sign documents without needing to visit the branch. Plus, our e-statements are available, so you can keep track of your financial activity while reducing paper clutter. Enjoy the flexibility of mobile payments as well; it's quick and efficient when you need to make purchases or send money to friends through person-to-person transfers.

Safe and Secure Banking

We take security seriously. With advanced encryption protocols in place, your personal information remains protected while using our digital services. Feel confident knowing that banking with Los Angeles is not only convenient but also secure. Experience the ease of modern banking at Los Angeles today! For more information about our digital services, visit us at https://www.lafcu.org/ or reach out via phone at (877) 695-2328. Your financial management is just a click away!

Stay Connected with Our Mobile App

For even more convenience, download our mobile application. It's designed to give you real-time access to your accounts right at your fingertips. You'll appreciate how easy it is to manage your finances wherever you are!

Financial Strength

A Solid Foundation

With a net worth of $143,553,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 131,038, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $0, further underscoring our capacity to support your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Los Angeles is your trusted partner. Visit us at 1352 W Artesia Blvd Gardena Ca 90248 or call (877) 695-2328 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $143,109,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $9,128 in used auto loans and $885,433,331 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 4 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $212,029,084 in share certificates and $99,480,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $147,223,377 in used vehicle loans and $38,682,193 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new vehicle, we have flexible financing options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $10,307,305 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business, we are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $121,600,844, make buying or refinancing simple. We aim to provide you with competitive rates and terms that fit your budget, ensuring that your journey to owning a home is as smooth as possible.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to assist you. We provide clear information about eligibility and options available so you can make an informed decision that aligns with your financial objectives. We invite you to visit us at 1352 W Artesia Blvd Gardena Ca 90248, Gardena, CA, or give us a call at (877) 695-2328 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards securing your financial future!

Unsecured Credit Card Loans

Managing your finances effectively is key to achieving your goals. We also offer flexible terms on unsecured credit card loans, with a total of $38,815,025 in loans helping members manage their expenses without the burden of collateral. This means you can enjoy the convenience of a credit card while keeping your assets secure.

Loan Aggregator

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Ensuring Accurate Comparisons

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LOS ANGELES FEDERAL CREDIT UNION - Gardena, CA