Los Angeles El Monte Credit Union | Affordable Auto Loans & ATM Services

Introduction

Welcome to Los Angeles, your trusted financial partner located at 9204 Flair Dr, El Monte, CA 91731. Since our establishment in 1936, we've been dedicated to serving our community with integrity and care. With over 76,500 members and total assets reaching an impressive $1,316,213,354, we pride ourselves on being a credit union that truly understands the needs of our members. At Los Angeles Credit Union, we don't just offer financial services; we foster relationships built on trust and support. Our total deposits amount to $55,010,511, and we maintain a strong net worth of $143,553,127. This stability allows us to provide loans that empower our members from personal loans to auto financing, totaling 59,405 loans currently in service. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 9204 Flair Drive, El Monte, CA 91731. Our friendly team is here to assist you Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Feel free to reach out via phone at 877-695-2328 for any inquiries. Under the leadership of CEO Richard Lie and Board President Terrance Manocchio, we remain committed to providing exceptional service and innovative financial solutions. With features like online banking and mobile payments, managing your finances has never been easier. Join us today and discover how Los Angeles Credit Union can help you achieve your financial goals! Visit our website at lafcu.org or stop by our branch we can't wait to welcome you into our community!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of digital advancements in banking. That's why we have implemented online and mobile banking solutions that allow you to manage your finances anytime, anywhere. With features like person-to-person payments and e-statements, we're dedicated to providing services that fit your lifestyle while ensuring accessibility for all. Our branch is fully ADA compliant, ensuring every member can easily access our services without barriers. Although we do not have drive-thru banking available at this location, our ATM services are always ready for your convenience.

Join Us

As we continue this journey together since 1936, we invite you to become part of the Los Angeles family. Experience the benefits of joining a credit union where you're not just a number but a valued member of a thriving community. Visit us today or explore more about membership options here. Your path to better financial health begins with us! For any inquiries or assistance, feel free to call us at 877-695-2328. We look forward to serving you!

Our Mission

Our mission at Los Angeles is simple yet profound: to empower our members through quality financial services while actively engaging in community support. We believe that everyone deserves access to banking that not only meets their needs but also enhances their financial well-being. From personal banking services such as checking and savings accounts to auto loans and mortgage financing, we offer a comprehensive range of products designed with our members' best interests in mind. We are also deeply committed to making a difference beyond banking. Our outreach efforts focus on local partnerships and initiatives that uplift the communities we serve. Whether it's financial literacy programs or community events, we strive to create lasting impacts that resonate with our members. While members can visit us at 9204 Flair Dr, official correspondence should be sent to 9204 Flair Drive, El Monte, CA 91731 if needed. Our operating hours are convenient: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Situated near popular landmarks, such as local parks and shopping areas, our location is easy to find. If you're driving, you'll appreciate the ample parking available right outside our doors, making it simple to pop in for a quick visit. For those who may require additional support, our branch is fully ADA compliant, featuring ramps and accessible entryways to ensure everyone feels welcome.

Operating Hours That Fit Your Schedule

At Los Angeles, we understand that life can be busy. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. Our friendly staff is here during these hours to assist you with anything you might need whether it's setting up an account or answering your questions about loans.

Services Tailored for You

We offer a variety of services tailored for both individuals and businesses alike. From checking and savings accounts to auto loans and credit cards with rewards, you can find solutions that fit your financial goals. Plus, with ATM access available on-site, cash withdrawals are just a few steps away! While members can visit us at 9204 Flair Dr El Monte Ca 91731, official correspondence should be sent to 9204 Flair Drive, El Monte, CA 91731. Feel free to reach out at (877) 695-2328 if you have any questions or need assistance before your visit. We invite you to come by and discover how Los Angeles can support your financial journey!

Member Eligibility

At Los Angeles, we believe that becoming a member is like joining a warm and welcoming family that supports your financial journey. If you're interested in opening an account, you'll be glad to know that eligibility is straightforward. Generally, anyone who lives, works, or worships in the Los Angeles area can join us. We also welcome members of specific organizations and their families! To find out all the details and see if you qualify, feel free to visit our eligibility page at http://www.lafcu.org/accounts/credit-union-membership . Once you're ready to become part of our community, opening an account is a breeze. You can easily start the process online by visiting https://app.loanspq.com/vl/vehicleloan.aspx ?enc=kw21wblm1yxpjjabdozad6fiilcqcfshxgii4o1pgb4k7izt81fazoydbsl-gcul-5kkmduijnhhbmvztqdjxw or give us a call at (877) 695-2328 if you have any questions. We're here to help you every step of the way! Join us at our branch located at 9204 Flair Dr El Monte Ca 91731, and experience the many benefits of being a member of Los Angeles.

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a reliable partner for your payment processing needs. Our merchant services help streamline transactions, making it easier for you to focus on what matters most running your business. From credit card processing to customized point-of-sale solutions, we ensure that managing payments is hassle-free, allowing you to serve your customers better. Located at 9204 Flair Dr El Monte Ca 91731, El Monte, CA 91731, we're here to provide the financial support you need. Reach out today at (877) 695-2328 to explore how we can assist in taking your business to the next level!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,307,305, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash? With our accessible ATM services, withdrawing money has never been easier. You can perform basic transactions like balance checks and cash withdrawals at numerous locations around town. At Los Angeles, located at 9204 Flair Dr El Monte Ca 91731 in beautiful El Monte, CA, we strive to be more than just a financial institution we aim to be your trusted partner in all things finance. If you have any questions about our services or need assistance getting started, don't hesitate to reach out at (877) 695-2328. Let us help you take the next step toward achieving your financial dreams! Visit us today or check out our website at https://www.lafcu.org/ for more information on how we can assist you further.

Auto Loans and Vehicle Financing

For those dreaming of a new car or needing a reliable vehicle, our auto loans and vehicle financing services make it possible. We work with you to find financing solutions that fit your budget, helping you get behind the wheel without stress. Plus, with flexible terms and competitive rates, you can drive away knowing you made a smart choice.

Business Banking

We also cater to local businesses through our business banking services. From merchant services that make transactions smoother for your customers to business loans that fuel growth, we're committed to supporting entrepreneurs in El Monte. Your success is our priority!

Credit Cards with Rewards

For those who want to make their spending work for them, we offer credit cards with rewards. Enjoy benefits like cashback on purchases or points for travel experiences! Our credit card options are designed not just for convenience but also for rewarding loyalty turning everyday purchases into opportunities for savings.

Mortgage Loans and Refinancing

Thinking about buying a home or refinancing your existing mortgage? Our mortgage loans are designed with you in mind. We guide you through the process, offering advice tailored to your situation so that you can secure a loan that meets your needs. With our support, homeownership becomes an achievable dream rather than an overwhelming task.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. You can check balances, transfer funds, pay bills, and even send money to friends all from the palm of your hand! It's banking on-the-go designed for modern lifestyles.

Personal Banking

We offer personal banking options that cater to your everyday needs. Whether you're looking to open a checking or savings account, our team is here to help you choose the best fit for your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates. With our online and mobile banking features, you can manage your accounts anytime, anywhere, making it easier than ever to stay on top of your finances.

Personal Loans and Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans offer quick relief. We understand that life can throw curveballs, and having access to cash when needed is crucial. Our loan options provide flexibility and reasonable repayment plans so you can regain control over your financial future.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check your balances, pay bills, and transfer funds whenever it suits you. You can sign up for e-statements, which not only help the environment but also give you quick access to your account statements without the hassle of paper clutter. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. If you're looking for added convenience, our mobile application provides a powerful tool right in your pocket. You can make mobile payments effortlessly and even send money to friends or family using our person-to-person transfer feature. Whether you're splitting dinner bills or sending gifts, managing those transactions is just a tap away.

Security and Accessibility

We prioritize your security while ensuring that accessing your accounts is straightforward. With advanced encryption technologies in place, you can rest easy knowing that your personal information is protected. The intuitive design of our online banking interface makes it easy for everyone whether you're tech-savvy or not to navigate through all the features with confidence. In short, Los Angeles is here to support your financial journey with robust digital banking tools that empower you to manage your money effectively. Explore all these features today at https://www.lafcu.org/ and experience the ease of modern banking!

Financial Strength

Commitment to Growth

With $143,109,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,128 in used auto loans and $885,433,331 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 131,038, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0, demonstrating our readiness to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Los Angeles is your trusted partner. Visit us at 9204 Flair Dr El Monte Ca 91731 or call (877) 695-2328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $212,029,084 in share certificates and $99,480,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $143,553,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $147,223,377 in used vehicle loans and $38,682,193 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned one, we have financing options that suit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $10,307,305 provide the capital needed to grow and expand. Whether you're looking for funds to start a new venture or support an existing one, our team is ready to assist you in finding the right solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $121,600,844, make buying or refinancing simple. We offer competitive rates and flexible terms designed to fit your unique situation. If you're considering refinancing, our team can guide you through eligibility options that may help lower your monthly payments.

Total Loan Options

Overall, we are proud to offer a diverse range of loan products including auto loans, mortgage loans, unsecured credit card loans, and commercial loans. Each option is designed with your needs in mind, ensuring you have access to the financial resources necessary for success. To learn more about our loan offerings or if you have any questions regarding eligibility or refinancing options, don't hesitate to give us a call at (877) 695-2328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Los Angeles, we're dedicated to supporting your journey toward financial well-being!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we have you covered with our unsecured credit card loans. With a total of $38,815,025 in loans helping members manage their finances effectively, our credit cards come with flexible terms that allow you to spend wisely while still keeping an eye on your budget.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using reliable sources guarantees that users receive fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LOS ANGELES FEDERAL CREDIT UNION