Lookout Credit Union Pocatello ID | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lookout, your trusted credit union located at 202 W Alameda Rd, Pocatello, ID 83201. Since our establishment in 1952, we have been dedicated to serving the financial needs of our community with care and integrity. With a total membership of 27,137 and assets exceeding $315 million, we are proud to be a cornerstone of financial support for individuals and families in Pocatello and beyond. At Lookout, we believe that every member deserves personalized attention and access to a wide range of financial services. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions, our team is here to help you navigate your financial journey. We currently manage total loans of 19,322 and deposits amounting to $9,979,965, showcasing our robust commitment to fostering growth within our community. Our leadership team, led by CEO Doug Chambers and Board President Renee Spurgeon, works tirelessly to ensure that we remain focused on our members' needs while also giving back to the community. Our dedicated staff of 82 employees is always ready to provide assistance during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. While members can visit us at 202 W Alameda Rd, official correspondence should be sent to the same address. For any questions or assistance, feel free to reach us at (208) 235-7100. Explore more about our offerings by visiting our website at lookoutcu.com. Join us today and experience a financial partner that truly cares!

Branch History & Mission

Join Us

With an array of services tailored for both personal and business needs including online and mobile banking we invite you to experience all that Lookout has to offer. Join us today by visiting our website or calling us at 208-235-7100. Together, let's build a brighter future for you and your family!

Our Journey

Lookout's history is rich with milestones that reflect our dedication to our members and the surrounding community. Established more than seven decades ago, we have continuously adapted to meet the needs of our members. From offering basic banking services to an array of financial products such as auto loans, mortgages, and credit cards with rewards, we've evolved alongside technological advancements while maintaining a personal touch. Our headquarters in Pocatello serves as the heart of our operations, where we focus on enhancing the member experience through various initiatives. We take pride in being ADA compliant and offering convenient access points like ATMs and drive-thru banking options for all our members.

Our Mission

At Lookout, our mission is clear: We aim to empower our members by providing them with accessible financial services that cater to their unique needs while supporting the community we cherish. We believe in building strong relationships and ensuring that each member feels valued and understood. We are not just about banking; we're about building futures. Our commitment extends beyond financial services as we actively participate in community outreach efforts. Whether it's through partnerships with local organizations or hosting events that promote financial literacy, we strive to make a positive impact in Pocatello and beyond. While you can visit us at 202 W Alameda Rd, official correspondence should be sent to 202 W Alameda, Pocatello, ID 83201 if different from your visit. Our branch offers flexible operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM to accommodate your busy schedule.

Branch Location & Accessibility

Get in Touch!

If you have any questions or would like more information about what we offer, feel free to give us a call at 208-235-7100. We look forward to welcoming you into our branch soon! Come discover how Lookout can help you achieve your financial goals.

Operating Hours

At Lookout, we know that life can get busy. That's why we offer flexible hours to fit your schedule! You can visit us Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 3 PM. Whether it's a weekday errand or a weekend visit, we're here to help with all your banking needs.

Services Offered

We provide a variety of personal and business banking services, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, if you need to make a simple transaction like a deposit or withdrawal, our drive-thru service has got you covered! We also participate in shared services with partner credit unions, allowing members access to basic transactions at other locations. And if you're on the go, don't forget that we have ATM availability for quick cash withdrawals and balance checks. While members can visit us at 202 W Alameda Rd, official correspondence should be sent to our mailing address: 202 W Alameda, Pocatello, ID 83201.

Member Eligibility

Welcome to the community at Lookout! We're excited to invite you to become a member and enjoy the many benefits we offer. To be eligible for membership, you just need to meet a few simple criteria. Generally, if you live, work, or worship in the Pocatello area, you can join us! We believe everyone deserves access to friendly and personalized financial services. For more detailed eligibility information, feel free to check out our resource page at http://www.lookoutcu.com/about/membership.html#eligibility . Becoming a member is straightforward and rewarding. With your membership, you'll gain access to competitive rates on loans and savings accounts, as well as a range of services designed with your needs in mind. Ready to take the next step? You can start the account opening process online by visiting https://hosting.bytesoftware.com/apps/bcp_31966 or simply give us a call at (208) 235-7100 if you have any questions. Join us at Lookout, located at 202 W Alameda Rd Pocatello Id 83201, where you're not just another number you're part of our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services simplify daily transactions. Picture your customers making quick payments using various methods, boosting your sales while minimizing hassle. Our tools make managing payments easier so you can focus on what you do best running your business. Located at 202 W Alameda Rd Pocatello Id 83201 in Pocatello, ID, we're dedicated to being more than just a lender; we're your partner in success. Let's work together to achieve your business goals! For more information, call us at (208) 235-7100 or visit us online at Lookout Fcu Alameda Branch.

Tailored Loan Options

Imagine having the financial backing to expand your operations, purchase new equipment, or manage cash flow during slow seasons. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,148,148, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Always Here for You

At Lookout, we pride ourselves on being more than just a bank; we're part of the community. With friendly staff ready to assist you during lobby hours (Monday-Friday 9 AM-6 PM; Saturday 9 AM-3 PM), we're always here when you need us. You can reach us at 208-235-7100 for any questions or assistance. We invite you to explore all the services we offer at Lookout Fcu Alameda Branch. Visit us today or check out our website at www.lookoutcu.com to learn more about how we can help with all your financial needs!

Business Banking Solutions

For entrepreneurs and business owners, Lookout offers specialized services like merchant services and business loans to help you thrive. We understand that managing a business requires reliable financial support, so we aim to provide resources that cater specifically to your needs.

Convenient Access Options

Accessing your funds is easy with our ATM services available throughout the community. You can withdraw cash or check your balance conveniently whenever you need it. Our basic drive-thru banking allows for quick transactions without leaving your vehicle perfect for busy days when you're on the go. In addition, if you're a member of another partner credit union, you can benefit from our shared branch transactions for deposits and withdrawals, making banking even more convenient.

Personal Banking Services

Our personal banking options include checking and savings accounts that help you manage your money with ease. Imagine having the flexibility to access your funds anytime through our convenient online and mobile banking platforms. You can pay bills, transfer money, and check your balance right from your smartphone or computer. When it comes to financing your dreams, our auto loans and vehicle financing options are designed with competitive rates that make purchasing a new or used car more accessible than ever. Plus, if home ownership is on your mind, our mortgage loans and refinancing services will guide you through every step of the process. If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the support you need. Additionally, don't forget about our credit cards with rewards that offer benefits for every purchase you make!

Digital & Online Banking

At Lookout, we understand that your time is valuable. That's why our digital and online banking services are designed to provide you with convenience and security, allowing you to manage your finances anytime, anywhere. With just a few clicks or taps, you can access a range of services tailored to fit your busy lifestyle. Our online banking platform is accessible 24/7 at https://www.lookoutcu.com/ . Whether you need to check your balance, pay bills, or transfer funds, our user-friendly interface makes it easy to stay on top of your finances. Plus, with e-statements available, you can view your account details without the clutter of paper statements. It's all about making banking simpler for you. For those who prefer banking on the go, our mobile application is here to help. Available for download, it offers features like mobile payments and person-to-person transfers. Imagine sending money to a friend or paying for a meal directly from your phone no cash or checks needed! We prioritize security in everything we do. While we currently don't offer electronic signature authorization, rest assured that our systems are built with robust security measures to protect your information. Your peace of mind is important as you navigate through online transactions. At Lookout, we believe in providing accessible banking solutions that empower you to manage your money effectively. Join us today and discover how easy it is to take control of your financial journey!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 51,452, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lookout is your trusted partner. Visit us at 202 W Alameda Rd Pocatello Id 83201 or call (208) 235-7100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $12,491,888 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,591 in used auto loans and $215,403,848 in total loans and leases.

Member Savings Secured

Members' savings are secured through $72,318,086 in share certificates and $10,569,623 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,070,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $20,855,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $662 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,252,027 in used vehicle loans and $7,603,941 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible options that cater to all budgets. Plus, if you're considering refinancing your existing auto loan, we can help you explore those options as well.

Business Loans

For business owners, our outstanding commercial loans totaling $36,148,148 provide the capital needed to grow and expand. Whether you're looking for funding for inventory, equipment, or other business needs, our dedicated team is ready to work with you on finding the right solution. At Lookout, we believe that everyone deserves access to affordable financing options tailored just for them. If you're interested in any of our loan products or would like to learn more about eligibility requirements and refinancing options, please don't hesitate to reach out to us at (208) 235-7100 or visit our website at https://www.lookoutcu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to serving you!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,429,974 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to support your spending habits while keeping your budget intact.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,869,487, make buying or refinancing simple. We pride ourselves on offering competitive rates and terms that fit your unique situation. If you're not sure where to start, our team is ready to guide you through the mortgage process, ensuring you have all the information you need for a smooth experience.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency ensures that users receive fair and reliable offers when they compare loan rates.

LOOKOUT FEDERAL CREDIT UNION - Pocatello, ID