Lookout Credit Union Burley ID | Affordable Auto Loans & Business Banking

Introduction

Welcome to Lookout, your trusted financial partner in Burley, Idaho! Located at 1041 E Main St, Burley, ID 83318, our credit union has been serving the community since 1952. With a strong commitment to member satisfaction and community support, we proudly serve over 27,000 members with an array of personalized banking solutions. At Lookout, we understand the importance of financial security and growth. Our total assets stand at an impressive $315,040,732, backed by a solid net worth of $20,855,984. We believe in empowering our members through accessible financial services; that's why our total loans exceed 19,322, helping families and businesses achieve their dreams. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 1041 E Main St, Burley, ID 83318. If you have any questions or need assistance, feel free to reach out to us at (208) 235-7100. Our friendly team is here to assist you from Monday to Friday, 9:00 AM - 5:00 PM and on Saturday from 10:00 AM - 2:00 PM. Led by CEO Doug Chambers and Board President Renee Spurgeon, our dedicated staff of 82 employees is committed to providing top-notch service. Whether it's personal banking or business loans, we prioritize your needs. Join us today at Lookout Credit Union and experience the difference of being part of a community-focused financial institution. Explore more about our offerings at lookoutcu.com and take the first step towards achieving your financial goals!

Branch History & Mission

At Lookout, we take pride in our rich history and unwavering commitment to the community of Burley, Idaho. Established in 1952, our branch has been a cornerstone for financial support and services for over seven decades. From humble beginnings, Lookout has grown significantly, now serving more than 27,000 members and managing total assets of $315 million. Our journey reflects not just growth in numbers but also a deep-rooted dedication to enhancing the lives of those we serve. Located at 1041 E Main St, Burley, ID 83318, our branch is easily accessible and situated near essential community landmarks that resonate with our members. While members can visit us at this address for their banking needs, official correspondence should be sent to 1041 E Main, Burley, ID 83318 if necessary. Our mission is clear: to provide comprehensive financial services while fostering a sense of community. We believe that banking should empower individuals and families to achieve their dreams. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We strive to create an inclusive environment where everyone feels welcome and supported. Throughout the years, Lookout has embraced technology to better serve our members. With online and mobile banking options available, managing finances has never been easier or more convenient. We are also proud of our commitment to ADA compliance and customer-centric initiatives that ensure all members can access our services without barriers. Community involvement is at the heart of what we do. We actively seek partnerships with local organizations and engage in outreach efforts that benefit the residents of Burley and surrounding areas. Our goal is not just to be a bank but a vital part of the fabric of this community. As we look towards the future, we invite you to join Lookout. Experience firsthand the benefits of membership at our branch where every individual matters. Together, we can build a brighter financial future for you and your family. For more information or to become a member today, please call us at 208-235-7100 or visit our website at Lookout Credit Union. We look forward to welcoming you!

Branch Location & Accessibility

Welcome to the Lookout FCU Burley Branch, where convenience meets community! Nestled at 1041 E Main St, Burley, ID 83318, our branch is easily accessible for all your banking needs. Whether you're on your way to the nearby Cassia County Fairgrounds or just passing through downtown Burley, we invite you to stop by and experience our friendly service. At Lookout FCU, we prioritize making your banking experience as smooth as possible. Our location offers ample parking and is equipped with accessibility features to ensure everyone can visit us comfortably. We also have a drive-thru service for quick and easy transactions, allowing you to manage your banking without leaving your vehicle. Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 10:00 AM to 2:00 PM. Feel free to give us a call at 208-235-7100 if you have any questions or need assistance we're here to help! While members can visit us at our main branch address, official correspondence should be sent to our mailing address at 1041 E Main, Burley, ID 83318. We understand that modern banking requires flexibility; that's why we offer a range of services including personal accounts, auto loans, mortgage options, and online banking capabilities. Unfortunately, we don't have ATMs available at this branch yet, but our team is always ready to assist with cash withdrawal services during lobby hours. Come see us at Lookout FCU Burley Branch where you're more than just a member; you're part of our family!

Member Eligibility

Welcome to the Lookout community! Becoming a member at Lookout is an exciting step towards enjoying a range of financial services tailored just for you. To qualify for membership, you need to meet certain criteria that center around living, working, or attending school in specific areas. If you're part of this vibrant community, we would love to have you on board! For detailed eligibility information, feel free to visit our dedicated page at this link. Joining is simple! Once you confirm your eligibility, you can easily open an account online or in person at our branch located at 1041 E Main St, Burley, ID 83318. Our friendly staff is always ready to assist you with the process just give us a call at 208-235-7100 if you have any questions. By becoming a member of Lookout, you're not just opening an account; you're joining a supportive network that prioritizes your financial well-being. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing That Fits Your Needs

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,148,148, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Enhance Operations

In addition to loans, our merchant services offer practical benefits that can streamline your daily operations. Imagine being able to accept payments easily, manage transactions effortlessly, and keep track of your sales all from one reliable source. At Lookout, we provide tools that help you focus on what you do best: running your business. Located at 1041 E Main St Burley Id 83318 in Burley, ID, we're here to partner with you on your path to success. For more information, give us a call at (208) 235-7100 or visit us online at https://www.lookoutcu.com/. Let's build a brighter future together!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, Lookout offers robust business banking services. Our Merchant Services & Business Loans are designed to support your growth ambitions while keeping operations smooth and efficient.

Cash Withdrawal Made Simple

Though we don't currently offer ATMs at our branch, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle. In summary, Lookout is committed to being your trusted financial partner in Burley. We provide a wide range of services from personal banking to business solutions all designed with you in mind. For more information about any of these services or to open an account today, visit us online at Lookout or stop by our branch. Let's work together towards achieving your financial goals!

Digital Banking Convenience

We know that life can be busy, which is why we prioritize digital banking features. With our Online & Mobile Banking, managing your accounts is just a click or tap away. From paying bills to transferring funds between accounts, everything is accessible whenever you need it.

Personal Banking Made Easy

We understand that managing finances can be challenging, so we offer various personal banking options designed for convenience and accessibility. Our Checking & Savings Accounts are perfect for everyday transactions and saving for that special purchase. Looking to buy a car? Our Auto Loans & Vehicle Financing services make it simple and affordable, ensuring you get behind the wheel without breaking the bank. If homeownership is on your horizon, consider our Mortgage Loans & Refinancing options, which provide competitive rates and tailored solutions to fit your budget. For those times when unexpected expenses arise, our Personal Loans & Debt Consolidation services can help you regain control over your finances with ease.

Rewarding Credit Options

With our Credit Cards with Rewards, you can earn points on every purchase turning your spending into exciting benefits. Whether it's travel rewards or cashback offers, we have a card that fits your lifestyle.

Digital & Online Banking

Convenient Online Banking Services

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You'll appreciate the ease of making person-to-person transfers with just a few clicks no need to visit a branch or wait in line. Plus, our mobile application offers all these features right in your pocket, so you can manage your finances wherever life takes you.

Embrace Modern Payment Methods

With our mobile payments feature, paying for purchases is more convenient than ever. Simply link your accounts and enjoy cashless transactions with ease. Whether you're grabbing coffee or shopping for groceries, make payments using just your phone. At Lookout, we're committed to providing accessible and user-friendly banking solutions that fit into your lifestyle. Explore all our digital offerings today by visiting Lookout's Website and experience how easy managing your finances can be!

Go Green with E-Statements

Save paper and stay organized with our e-statements feature. Enjoy quick access to your account statements without cluttering your mailbox. It's an easy way to monitor your financial activities while also being environmentally friendly.

Security You Can Trust

We take security seriously at Lookout. While electronic signature authorization is not currently offered, our systems are designed to protect your sensitive information. You can bank confidently knowing that we prioritize your safety as you navigate through your accounts.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

We have built a strong community of trust with a total of 51,452 share accounts, showing a growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lookout is your trusted partner. Visit us at 1041 E Main St Burley Id 83318 or call 208-235-7100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings and Investments

Members' savings are secured through $72,318,086 in share certificates and $10,569,623 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,070,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $12,491,888 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $35,591 in used auto loans and an impressive total of $215,403,848 in loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $20,855,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 662 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these core offerings, we also have personal loans and debt consolidation options available. If you're interested in refinancing any existing loans or exploring eligibility options for our various loan products, please don't hesitate to reach out. You can contact us at 208-235-7100 for more information or visit our website at lookoutcu.com to learn more about how we can assist you in achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Lookout help you take that next step toward achieving your dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,252,027 in used vehicle loans and $7,603,941 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new vehicle or a reliable used one, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $36,148,148 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $17,869,487. This means you can find a loan solution that works for you whether it's your first home or a refinancing option to lower your monthly payments.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $6,429,974 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

One of the core strengths of LendMesh is its commitment to providing verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions this means that users receive unbiased results without the influence of advertising dollars. Another key feature is the real-time rate comparisons available on the platform. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed choices that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of the platform in helping individuals save money.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from legitimate financial institutions ensures fair and transparent offers for users. LendMesh's rigorous approach means you can trust that the rates presented reflect real-time offers that are accurate and up-to-date.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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