At Long Reach, we prioritize making your visit smooth and stress-free. Our branch features ample parking space and is equipped with ADA-compliant access points, ensuring that everyone can easily enter our facility. Plus, our drive-thru service offers a quick way to manage simple transactions without leaving your vehicle. While members can visit us at 315 Main St for all their banking needs, official correspondence should be sent to the same address: 315 Main St, Middlebourne, WV 26149-9602.
We know how busy life can get, which is why our operating hours are designed to fit your schedule. We're here for you Monday through Friday from 9 AM to 4:30 PM and on Saturday from 9 AM to noon. Whether you need help with personal banking or have questions about loans and services, our friendly staff is ready to assist you during these hours.
Long Reach offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have options that make managing your money easier than ever. Plus, with ATM availability right here at the branch and shared service center options for partner credit union members, you can access your funds when you need them most. If you're curious about what we offer or want personalized assistance, don't hesitate to give us a call at 304-758-4308. We look forward to welcoming you into our branch soon!
In today's fast-paced market, efficient payment processing can set your business apart. Our merchant services provide practical tools for handling transactions smoothly. Picture a busy restaurant accepting various payment methods without a hitch, enhancing customer satisfaction while increasing sales. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Middlebourne, WV. Visit us at 315 Main St Middlebourne Wv 26149 or call us at (304) 758-4308 to discover how we can help your business thrive!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine securing a loan that helps you purchase new equipment or expand your operations this is what we aim to facilitate.
For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. Whether you're launching a startup or expanding an existing venture, we're dedicated to helping local businesses thrive.
In today's fast-paced world, managing your finances should be easy. That's why we emphasize our online and mobile banking features. From person-to-person payments to e-statements, everything is designed for ease of use. You can check balances, make transfers, and pay bills right from your device whenever it suits you.
Buying a home is a significant milestone, and we are here to make it easier. Our mortgage loans and refinancing options cater to first-time homebuyers and seasoned homeowners alike. Let us help you navigate the process smoothly so you can settle into your new space without stress.
Our personal banking services include checking and savings accounts designed for everyday needs. Imagine having the convenience of accessing your money whenever you need it through our online and mobile banking platforms. Need cash? With our ATM services and drive-thru banking, withdrawing funds is quick and easy whether you're on the go or prefer stopping by in person.
Need a little extra cash for unexpected expenses or planning a big event? Our personal loans can provide the support you need for debt consolidation or special purchases. Plus, our credit cards come with rewards that let you earn while you spend perfect for daily shopping or larger investments.
We also participate in shared branching networks which allow our members access to their accounts at partner credit unions across the country. This means more locations where you can perform basic transactions like deposits or withdrawals without any hassle. At Long Reach, we take pride in being more than just a financial institution; we're part of your community. We invite you to visit us at 315 Main St, call us at 304-758-4308, or explore our services further on our website here. Join us today and discover how we can support your financial journey!
For those looking to purchase a new vehicle, our auto loans offer competitive rates and flexible terms. Picture yourself driving off in that car you've always wanted while knowing you made a smart financial choice with our expert guidance. We also provide vehicle financing options for used cars, ensuring that every member has access to reliable transportation.
With our online banking platform available at https://lrefcu.org/, you can check your account balances, pay bills, and transfer funds without stepping foot in a branch. Enjoy the flexibility of 24/7 online banking services that fit into your schedule, whether you're at home or on the go.
Stay organized and reduce paper clutter by opting for e-statements, which are readily available for all members. This service not only helps the environment but also provides you with instant access to your financial statements whenever you need them. At Long Reach, we strive to provide accessible and user-friendly digital banking solutions that empower our members to take control of their finances. Join us today and experience the convenience of modern banking!
Our mobile application enhances your banking experience even further. You can deposit checks using your smartphone, make person-to-person transfers easily, and utilize mobile payments for quick transactions. No need to carry cash or cards; everything you need is right in your pocket!
We understand that security is a top priority. That's why our online services are designed with robust security features to keep your personal information safe. While we do not offer electronic signature authorization right now, you can trust that all your digital interactions are protected.
Our commitment to serving you is reflected in our community's growth. We currently support 20,698 share accounts, showcasing the trust our members place in us. This growing membership base helps strengthen our offerings and ensures that we're always working towards your best interests. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Long Reach is your trusted partner. Visit us at 315 Main St Middlebourne Wv 26149 or call (304) 758-4308 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Your savings are our priority. We have secured $52,401,875 in share certificates and $6,354,198 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $696,000, our resources are directed towards providing you with better loan rates, lower fees, and exclusive perks.
Our operational efficiency shines through with a net income of $541,386, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees ready to assist you at every step of your banking journey.
With $13,980,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals across various sectors with $2,567 in used auto loans and a total of $115,444,400 in loans and leases.
With a net worth of $16,061,545, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We've already issued $44,404,855 in used vehicle loans and $12,233,745 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a new or used vehicle, our team is here to assist you through every step of the process.
For business owners looking for capital to grow and expand their ventures, our commercial loan services may be available. We currently have two outstanding commercial loans that cater to specific business needs. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to ask! Our knowledgeable staff is ready to help you understand all available options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to start your application today, visit us online or call us directly at (304) 758-4308. At Long Reach, we're committed to providing you with quality service and competitive rates!
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently don't offer Junior Lien 1-4 Family Residential Properties loans, our team can guide you through various alternatives that may fit your needs.
We also provide flexible terms on unsecured credit card loans. With a total of $2,881,997 in loans helping members manage their finances effectively, our credit cards come with benefits that can assist you in everyday purchases or unexpected expenses.