Long Reach Credit Union Friendly WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Long Reach, your trusted financial partner located at 10767 Energy Hwy, Friendly, WV 26146. Established in 1975, we have proudly served our community for nearly five decades, building strong relationships with over 10,121 members. With a commitment to supporting your financial journey, we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. At Long Reach, our total assets amount to an impressive $155,013,177, reflecting our stability and reliability as a credit union. We understand that financial decisions can be daunting; that's why our dedicated team of 29 employees, led by CEO Steven Reed and Board President Gregory Arnott, is here to guide you every step of the way. While members can visit us at our branch for any inquiries or transactions, official correspondence should be directed to our mailing address: 10767 Energy Hwy, Bens Run, WV 26146-7512. Our community's trust is paramount; thus, we ensure that your deposits totaling $7,137,161 are managed with the utmost care. With total loans reaching 7,707, we are here not just to provide financial services but also to make a meaningful impact in the lives of our members. Explore how Long Reach can help you achieve your financial goals today! For more information or assistance, feel free to call us at 304-652-8363 or visit our website at lrefcu.org. Your journey towards better finances starts here!

Branch History & Mission

Commitment to Community

At Long Reach Credit Union, we are proud of our deep roots in Friendly and beyond. We actively engage in various outreach efforts to support local initiatives and organizations. Our partnerships with community groups exemplify our dedication to making a positive impact on the lives of those around us. While members can visit us at our main location in Friendly, official correspondence should be sent to our mailing address at 10767 Energy Hwy, Bens Run, WV 26146-7512.

Looking Ahead

As we continue on this journey together with our members, we are committed to embracing technology and ensuring ADA compliance so that everyone can access our services easily. From online banking to mobile payment options, we're here to meet your needs in today's fast-paced world. Join us at Long Reach Credit Union where your financial goals are within reach! Experience firsthand how we can help you achieve financial success while contributing positively to our beloved community. If you're ready to take the next step towards better banking experiences or wish to learn more about membership opportunities, give us a call at 304-652-8363 or visit us online at lrefcu.org.

Our Evolution

From humble beginnings, Long Reach has evolved into a trusted financial partner for countless families and businesses in the area. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering community growth. We believe that when our members thrive, so does the entire community. This philosophy guides us as we offer a range of services including checking and savings accounts, auto loans, mortgage financing, and personal loans. Our branch is open Monday through Friday from 9 AM to 4:30 PM, ensuring that we are accessible to serve you when you need us most. With both ATM availability and drive-thru banking options, we provide convenient solutions for busy lifestyles.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is ADA compliant and offers features such as ramps to ensure everyone can visit us without any hassle. Parking is also ample and convenient, making it easy for you to drop by any time during our operating hours.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 304-652-8363. Our dedicated team is eager to assist you! We invite you to visit Long Reach Credit Union today; we look forward to serving you!

Operating Hours

Long Reach Credit Union welcomes you Monday through Friday from 9 AM to 4:30 PM. We aim to provide flexible hours so that you can manage your banking needs without disruption.

Services Offered

At Long Reach, we offer a variety of personal banking services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Need to make a deposit or withdrawal? Our drive-thru service makes those simple transactions quick and easy! Plus, we provide ATM access for cash withdrawals and balance checks whenever you need it. In addition to our regular services, we also participate in shared branch transactions for members of partner credit unions making it even easier for you to bank when you're on the go.

Member Eligibility

At Long Reach, we believe that becoming a member means joining a warm and welcoming community where your financial well-being is our top priority. If you're looking to join us, you'll be pleased to know that eligibility is straightforward. Generally, anyone who lives, works, worships, or attends school in the area around 10767 Energy Hwy Friendly Wv 26146 can apply for membership. We embrace individuals and families from all walks of life, making it easy for you to access our range of services tailored just for you. Once you're ready to take this exciting step, opening an account is a breeze! You can find all the details on how to get started by visiting our account opening page at https://app.consumer.meridianlink.com/apply.aspx?lenderref=lrfcu062122. If you have any questions or need assistance, feel free to give us a call at (304) 652-8363. For further information about eligibility criteria, check out our dedicated page at http://www.lrefcu.org/membership. We can't wait to welcome you into our family at Long Reach!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine running your café where customers can pay easily with their cards or mobile wallets, ensuring a smooth experience that keeps them coming back. Our merchant services provide the tools you need to accept payments securely and efficiently, giving you more time to focus on what you do best growing your business. Visit us at 10767 Energy Hwy Friendly Wv 26146 in Friendly, WV, or call us at (304) 652-8363 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneur members, we offer robust business banking services including merchant services and business loans. We know how vital it is to have the right support when running a business. Our team is here to guide you through financing options that can help take your venture to the next level.

Convenient Access and Support

Accessibility is key at Long Reach. You can take advantage of ATM services for cash withdrawals and balance checks without hassle. Our drive-thru banking allows for quick deposits and withdrawals while you're on the go. Plus, if you're a member of one of our partner credit unions, our shared branch transactions make it easy for you to access funds wherever you are.

Credit Cards with Benefits

Don't forget about our credit cards that come with rewards! Whether you're shopping for groceries or planning a weekend getaway, earn points on every purchase that can lead to exciting rewards. This is just one more way we help you get the most out of your spending.

Financing Your Dreams

When it comes to financing, we have you covered with competitive auto loans and vehicle financing options. Picture yourself driving away in a new car without the stress of high-interest rates. Additionally, our mortgage loans and refinancing services can help make home ownership a reality or save you money on your current mortgage. We also provide personal loans for debt consolidation or unexpected expenses giving you peace of mind when life throws you a curveball.

Let's Connect!

We invite you to explore all that Long Reach has to offer at 10767 Energy Hwy Friendly WV 26146. If you have questions or want personalized assistance with any service, don't hesitate to call us at 304-652-8363. Join us today and discover how we can help meet your financial goals! Visit us online at lrefcu.org for more information or to open an account!

Personal Banking Made Simple

We offer a variety of personal banking solutions, including checking and savings accounts tailored to fit your lifestyle. Imagine having the flexibility to manage your day-to-day expenses while also saving for that special vacation or emergency fund. With our easy-to-use online and mobile banking platforms, you can check your balances, pay bills, and transfer funds anytime from anywhere.

Digital & Online Banking

At Long Reach, we understand that convenience and security are essential when it comes to managing your finances. That's why we offer a robust suite of digital and online banking services designed to make your banking experience as smooth and accessible as possible. You can easily access your accounts anytime, anywhere through our online banking platform at https://lrefcu.org/. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking services empower you with real-time account management right at your fingertips. Plus, if you prefer using your smartphone, our mobile application is available for download, allowing you to bank on-the-go with ease. One of the standout features is the ability to send money directly to friends and family with our person-to-person transfer service. No more hassle of cash or checks; just a few taps on your phone and you're done! You can also enjoy the convenience of mobile payments, making it easy to pay for purchases without the need for cash or cards. For those who like to keep their statements organized, we offer e-statements that provide a simple way to view your financial activity without the clutter of paper. And rest assured, all these features are designed with security in mind. While we currently don't support electronic signature authorization, your personal information remains safe as you manage your accounts online. At Long Reach, we strive to provide you with user-friendly tools that enhance your banking experience while ensuring that you feel secure every step of the way. Join us today and take advantage of our digital banking solutions that put you in control!

Financial Strength

Growing Trust

We have a robust member base with 20,698 total share accounts, showing that more individuals trust us with their finances every day. Our net shares available for lending stand at $0, reflecting our commitment to supporting your goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Long Reach is your trusted partner. Visit us at 10767 Energy Hwy Friendly Wv 26146 or call (304) 652-8363 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $52,401,875 in share certificates and $6,354,198 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is evident in our $541,386 figure, which reflects our ability to manage operations effectively while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 0 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledge and care.

Reinvestment for Better Services

With $13,980,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $2,567 in used auto loans and $115,444,400 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $16,061,545, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $44,404,855 in used vehicle loans and $12,233,745 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a reliable used one, our team is here to assist you every step of the way.

Credit Lines

For those who prefer flexibility, our credit lines totaling $10,000,000 are designed to help you access funds when you need them without the hassle of applying for a new loan each time. This can be particularly useful for ongoing projects or unplanned expenses. Our team at Long Reach, located at 10767 Energy Hwy Friendly Wv 26146, Friendly, WV, is committed to providing personalized service to help you find the right loan solution. If you're interested in exploring refinancing options or checking your eligibility for our various loan products, please don't hesitate to contact us at (304) 652-8363. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently do not offer Junior Lien 1-4 Family Residential Properties loans, but our mortgage specialists can guide you through various alternatives available for home financing.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,881,997 in loans helping members manage their finances effectively. This option provides an easy way to handle unforeseen costs while enjoying benefits like rewards and cashback.

Loan Aggregator

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LONG REACH FEDERAL CREDIT UNION - Friendly, WV

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