Long Beach Teachers Credit Union Lido Beach NY | Best Auto Loans & Top Checking Accounts

Introduction

Welcome to Long Beach Teachers, your trusted financial partner located at 322 Lagoon Dr W, Lido Beach, NY 11561. Since our establishment in 1939, we have proudly served our members and built a strong community foundation. With a total membership of 372, we are dedicated to providing personalized financial services that cater to your unique needs. At Long Beach Teachers, we understand that each member's journey is important. Our commitment shines through our impressive total assets of $2,866,615 and total deposits amounting to $614,504. We believe in supporting our members with accessible loans, having facilitated 113 loans and leases to date. Our net worth stands robust at $659,305, reflecting our stability and reliability as a credit union. While members can visit us at our branch address, official correspondence should be sent to 322 Lagoon Drive West, Long Beach, NY 11561. We encourage you to explore our services including personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and even business banking solutions. Led by CEO James Fiola and Board President Patricia Baron, our small team of just two employees is dedicated to ensuring that every member feels valued and supported. You can reach us at (516) 897-2064 during our lobby hours from Monday to Friday between 3:00 PM and 4:30 PM. We invite you to discover how Long Beach Teachers can assist you in achieving your financial goals. Whether you're looking for a loan or need assistance with your account, we're here for you every step of the way. Visit us today or check out our website at lbeach.org for more information!

Branch History & Mission

Long Beach Teachers has been a cornerstone of the Lido Beach community since its establishment in 1939. Our branch, located at 322 Lagoon Dr W, Lido Beach, NY 11561, has witnessed decades of growth and change, evolving to meet the financial needs of our members while staying true to our mission of service and support. From our humble beginnings serving local educators, we have expanded our membership to include over 372 individuals who trust us with their financial journeys. With total assets amounting to $2,866,615, we continue to prioritize the well-being of our members through personalized banking solutions and community outreach. Our mission is simple yet profound: to empower our members through accessible financial services while nurturing the communities we serve. We are dedicated to providing high-quality personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment extends beyond just financial transactions; we strive to foster relationships that uplift our community. While members can visit us at 322 Lagoon Dr W Lido Beach Ny 11561, official correspondence should be sent to 322 Lagoon Drive West, Long Beach, NY 11561. We invite you to experience our supportive environment during our lobby hours from Monday to Friday from 3:00 PM to 4:30 PM. While we currently do not offer ATM or drive-thru services, we ensure that every interaction is meaningful and tailored to your needs. As part of our commitment to innovation and accessibility, we are continually exploring ways to enhance your experience with online and mobile banking services in the future. Additionally, we take pride in being ADA compliant and welcoming all individuals into our branch. Throughout the years, Long Beach Teachers has engaged in various community outreach efforts aimed at uplifting local schools and organizations. Our partnerships with educational institutions reinforce our dedication to supporting teachers and their families in Lido Beach. If you're looking for a credit union that values your financial well-being as much as you do, we invite you to join Long Beach Teachers today. Experience the difference of being part of a community-focused financial institution where your goals matter. Reach out to us at (516) 897-2064 for more information or visit our website at lbeach.org for additional resources. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with accessibility in mind, ensuring that everyone can enjoy our services. We have ample parking available for our members, along with ADA-compliant features such as ramps for easy entry. Although we currently do not offer ATM or drive-thru services, our dedicated staff is always ready to assist you during lobby hours.

Get in Touch!

If you have any questions or would like more information about our services, feel free to give us a call at 516-897-2064. We look forward to welcoming you into the Long Beach Teachers family! Come visit us soon!

Operating Hours

We know your time is valuable! Our lobby hours are Monday through Friday from 3:00 PM to 4:30 PM. Whether you need help with checking and savings accounts, vehicle financing, or personal loans, we're here when you need us.

Services Offered

At Long Beach Teachers, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to mortgage refinancing and credit card options with rewards, we are committed to helping you achieve your financial goals.

Member Eligibility

Becoming a member of Long Beach Teachers is like joining a close-knit family where your financial well-being is the top priority. If you live, work, or attend school in the area or have a family member who is already a member, you are eligible to join us at our welcoming location at 322 Lagoon Dr W Lido Beach Ny 11561. We believe in creating opportunities for everyone, so whether you're looking for savings accounts, auto loans, or personal banking services, we've got something for you. Joining is simple! Just give us a call at (516) 897-2064 to learn more about what it takes to become part of our community. You can also visit our website for the most up-to-date eligibility details: . We're excited to help you take the next step towards achieving your financial goals with us!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

When it comes to managing transactions, our merchant services simplify operations. Imagine a bustling café where your customers can pay easily with their cards or mobile wallets, allowing you to focus on what you do best serving great coffee and delighting your patrons. Our services help streamline payments, ensuring smooth operations so you can concentrate on growing your business. Visit us at 322 Lagoon Dr W Lido Beach Ny 11561 in Lido Beach, NY, or give us a call at (516) 897-2064 to learn how we can help you achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features enable you to manage your accounts anytime and anywhere. Check balances, transfer funds, or pay bills with just a few taps on your phone or clicks on your computer. While we currently do not have ATM services available at our branch, our digital banking solutions make accessing your money easier than ever. --- If you're ready to explore all that Long Beach Teachers has to offer or if you have any questions about our services, don't hesitate to reach out! Call us at (516) 897-2064, and let's work together towards achieving your financial goals. Visit us today at 322 Lagoon Dr W Lido Beach Ny 11561, and experience the difference of personalized banking!

Financing Your Dreams

Need a new car? Our Auto Loans & Vehicle Financing make it simple to drive away in the vehicle you want. With competitive rates and flexible terms, getting behind the wheel has never been easier. If you're considering buying a home, our Mortgage Loans & Refinancing options can help turn that dream into reality with affordable solutions tailored to fit your budget.

Managing Debt Wisely

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. If you're looking to manage existing debt or fund a personal project, we provide options that can ease your financial stress.

Personal Banking Made Easy

When it comes to managing your finances, having the right tools is essential. That's why we offer Personal Banking options including checking and savings accounts designed to help you save for your future while giving you easy access to your funds. Whether you're saving for a vacation or just managing day-to-day expenses, we've got you covered.

Rewarding Credit Options

At Long Beach Teachers, we understand the importance of rewarding loyalty. That's why we offer Credit Cards with Rewards that allow you to earn points for every purchase, making everyday spending more beneficial.

Supporting Local Businesses

We are committed to fostering local entrepreneurship through our Business Banking services. From merchant services that facilitate transactions to business loans aimed at helping your business grow, we're here to support local enterprises in achieving their goals.

Digital & Online Banking

At Long Beach Teachers, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to give you the freedom to handle your banking needs anytime, anywhere. One of the key features is our online banking portal, which you can access at https://lbeach.org/. Although we currently do not support electronic signatures, e-statements, or mobile payments, our online platform ensures you can easily manage your accounts with just a few clicks. While we don't have a dedicated mobile app or person-to-person transfer options right now, our commitment to enhancing your banking experience remains strong. With our 24/7 online banking services, you can keep track of your account activity in real-time. Whether it's checking balances or reviewing transactions, you'll have everything you need right at your fingertips. Plus, our user-friendly interface makes navigation a breeze for everyone. Though some features like e-statements and mobile payments aren't available just yet, we are dedicated to providing a secure environment for all your financial transactions. Our focus is on ensuring that your information stays safe while giving you the convenience of accessing your accounts whenever you need. Experience the ease and security of managing your finances digitally with Long Beach Teachers! We're here to help you every step of the way on your banking journey.

Financial Strength

Dedicated Team

We also take pride in having 2 part-time employees who ensure our branch is always ready to serve you with a knowledgeable and committed team. We understand that personalized service is key to building lasting relationships with our members.

Growing Membership Base

With 372 total share accounts, we have a strong and growing member base that trusts us with their finances. Our commitment to transparency and reliability means you're not just another account; you're part of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Long Beach Teachers is your trusted partner. Visit us at 322 Lagoon Dr W Lido Beach NY 11561 or call us at 516-897-2064 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports your financial goals across various sectors. Currently, we have $1,031,049 in total loans and leases, including new vehicle loans amounting to $173,116. This means we're well-equipped to help you secure the funds you need for your next big purchase or project.

Member-Centric Approach

Unlike traditional banks, we prioritize our members' needs. While we do not have any non-member deposits at this time, our focus remains on enhancing your experience with better loan rates and exclusive perks. Our $523,020 in undivided earnings represents our dedication to reinvesting in innovative banking tools and stronger lending options to serve you better.

Strong Financial Health

With a net worth of $659,305, we maintain robust financial health. This strong position allows us to offer better rates, lower fees, and improved member services. Our net worth ratio of 2300 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,116 in new vehicle loans already helping members get on the road. We also have options for used vehicles, making it easier than ever to find the right fit for your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we're committed to helping you explore your financing options when you're ready.

Refinancing and Eligibility Options

If you're interested in refinancing existing loans or exploring eligibility options, feel free to reach out. Our team is here to guide you through the process and ensure you find the best solution for your financial situation. For more information about our loan products or to speak with a member of our team, please contact us at (516) 897-2064 or visit us at our branch located at 322 Lagoon Dr W Lido Beach Ny 11561 in Lido Beach, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take the next step towards fulfilling your financial aspirations with us today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product is ideal for those looking for convenient access to funds without collateral requirements.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's crucial to have a tool that brings clarity to your choices. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every loan offer you see is backed by reliable institutions, making your search for favorable terms fair and transparent. One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, which helps maintain transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This dedication to providing unbiased results allows users to make informed decisions without any hidden influences. Another significant benefit is the real-time rate comparisons. With up-to-date loan rates from multiple institutions, you can quickly identify which options best meet your financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options and discover competitive rates, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.