Lone Star Credit Union Terrell TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Lone Star, your trusted financial partner in the heart of Terrell, Texas! Established in 1967, we have proudly served our community for over five decades, helping our members achieve their financial goals. Located at 140 9th St, Terrell, TX 75160, we are dedicated to providing personalized banking solutions that fit your unique needs. At Lone Star, our commitment to our members is evident in our impressive track record. With a total membership of 11,209 and assets reaching $168,856,509, we strive to ensure that every member feels valued and secure. Our financial strength is showcased by $6,466,413 in total deposits and a net worth of $15,716,428. We pride ourselves on being a reliable choice for personal and business banking services. Our experienced team, led by CEO Marcy Phillips and Board President Wayne Price, is here to guide you through your financial journey. Whether you're looking for checking and savings accounts or seeking loans for your next big purchase like an auto loan or a mortgage we offer a wide range of services tailored just for you. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please address it to the same location: 140 9th St, Terrell, TX 75160. If you're ready to take the next step towards better financial health or simply want to learn more about how we can help you thrive in today's economy, don't hesitate to reach out! Call us at 214-327-9367 or explore more about our offerings on our website at www.lonestarcu.org. Join us today and experience the difference with Lone Star!

Branch History & Mission

Lone Star Credit Union has been a cornerstone of the Terrell community since it first opened its doors in 1967. Located at 140 9th St, Terrell, TX 75160, we have grown alongside our members, celebrating milestones and achievements that reflect our commitment to providing exceptional financial services. With a total membership of over 11,200 and assets reaching $168,856,509, we are proud to be a trusted financial partner for our community. From humble beginnings, Lone Star has evolved into a full-service credit union that offers a wide range of products including personal banking accounts, auto loans, mortgages, and business services. We are dedicated to making banking accessible and convenient for everyone in Terrell and beyond. Our operating hours are designed with your schedule in mind: we're open from 9 AM to 5 PM Monday through Friday for lobby services and offer drive-thru banking from 8 AM to 5 PM on weekdays. At the heart of our mission is a commitment to community support. We strive not only to provide superior financial solutions but also to enrich the lives of those we serve. Our partnerships with local organizations help us engage in outreach efforts that create lasting impacts within our neighborhoods. We believe that by investing in our community, we strengthen the bonds that make Terrell such a wonderful place to live. While members can visit us at our physical branch location on 9th St, official correspondence should be sent to the same address. We proudly offer ATM services for your convenience and maintain drive-thru banking facilities for quick transactions. As we embrace digital advancements like online banking and mobile applications, we remain committed to accessibility for all members, including those who may need ADA-compliant services. We invite you to join Lone Star Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community dedicated to helping each other thrive. For more information or to become a member, please call us at (214) 327-9367 or visit our website at www.lonestarcu.org. Let's build a brighter future together!

Branch Location & Accessibility

Convenient Access

We understand that accessibility is key for our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, there's ample parking available right outside the door, making it easy to pop in for your banking needs.

Get in Touch!

Have questions or want more information? Don't hesitate to give us a call at 214-327-9367. Our friendly team is ready to assist you with any inquiries you may have. We invite you to stop by and experience the Lone Star difference where community matters!

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 9 AM to 5 PM, with extended hours starting at 8 AM on other weekdays. If you're in need of quick service, our drive-thru is open Wednesday from 9 AM to 5 PM and from 8 AM to 5 PM on other weekdays. No matter your schedule, we aim to provide convenient banking solutions tailored to you.

Services Tailored for You

At Lone Star, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Use our ATM available on-site or take advantage of our drive-thru services for simple transactions like deposits and withdrawals. While members can visit us at the branch address mentioned above, official correspondence should be sent to the same mailing address: 140 9th St, Terrell, TX 75160.

Member Eligibility

Becoming a member of Lone Star is like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, worship, or attend school in our community, as well as their family members. This means if you have a connection to our area, you're already on your way to enjoying the benefits of membership! At Lone Star, you'll find personalized service and a range of financial products designed to help you achieve your goals, from checking and savings accounts to loans tailored just for you. Ready to take the next step? Opening an account is easy! You can find all the details about eligibility at https://lonestarcu.org/membership/become-a-member/, which provides up-to-date information on how to join us. If you have any questions or need assistance, don't hesitate to give us a call at (214) 327-9367. We can't wait to welcome you to our community at 140 9Th St Terrell Tx 75160!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify everyday transactions. Picture having a reliable payment processing system that allows your customers to pay easily while ensuring quick access to your funds. This means less hassle for you and more time to focus on growing your business. Visit us at 140 9Th St Terrell Tx 75160 in Terrell, TX, or call us at (214) 327-9367 to learn how our business banking and commercial services can help you achieve your goals!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

We understand that small businesses are vital to our community's success. That's why our business banking services, including merchant services and business loans, are designed to help local entrepreneurs thrive. We take the time to understand your unique challenges so that we can offer personalized financial solutions tailored for growth.

Convenient Access Anytime, Anywhere

In today's fast-paced world, having access to your accounts when you need them is essential. Our robust online and mobile banking platforms allow you to manage your finances from anywhere at any time. With features such as e-statements and electronic signature authentication, banking has never been easier or more secure. Additionally, our branch includes an ATM for cash withdrawals and basic transactions along with a drive-thru service for quick deposits and withdrawals. We believe in making banking accessible and straightforward for everyone.

Get Started Today!

At Lone Star in Terrell, TX, we're dedicated to helping you achieve financial stability through a wide range of services tailored just for you. If you're ready to explore how we can assist you in reaching your financial goals, call us at 214-327-9367 or visit us online at lonestarcu.org. Join our community today!

Homeownership Within Reach

Owning a home is a dream for many, and our mortgage loans and refinancing options make this dream attainable. We work closely with you to find the best terms and rates that suit your situation. Whether it's your first home or an investment property, we're here to support you every step of the way.

Personal Banking Made Simple

Managing your finances should be straightforward and convenient. At Lone Star, we offer a variety of personal banking services designed with you in mind. From checking and savings accounts that help you save for the future to credit cards with rewards that make every purchase more rewarding, we ensure that your everyday banking is efficient and beneficial. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates to get you on the road quickly. If you're looking to consolidate debt or cover unexpected expenses, our personal loans can give you the financial flexibility you need.

Digital & Online Banking

Key Features of Our Online Services

Our online banking services are available 24/7, meaning you can access your accounts whenever it suits you best. Whether you're an early bird or a night owl, you'll find that managing your money has never been easier. Plus, with e-statements available, you can say goodbye to paper clutter and view your statements electronically at any time. If you need to sign documents quickly, our electronic signature authorization makes it simple and efficient. You can finalize important transactions without having to visit a branch. And for those who prefer using their smartphones, our user-friendly mobile application allows you to keep track of your finances right at your fingertips.

Making Payments & Transfers Easy

While our mobile payments feature isn't currently available, we do offer person-to-person transfers to make sending money to friends and family straightforward and hassle-free. Just another way we strive to enhance your banking experience. With these tools at your disposal, real-time account management is just a click away. Join us today at Lone Star and discover how our digital banking services can simplify your financial life!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 41 full-time employees ready to assist you with your needs. This dedicated team ensures that each member receives personalized attention and support whenever they walk through our doors or reach out by phone.

Conclusion: Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lone Star is your trusted partner. Visit us at 140 9Th St Terrell Tx 75160 or call (214) 327-9367 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $15,576,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $2,144 in used auto loans and $122,370,301 in total loans and leases.

Secure Savings Options

Members' savings are secured through $40,069,856 in share certificates and $10,882,650 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,311, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $15,716,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $38,301,474 in used vehicle loans and $14,808,496 in new vehicle loans, helping members get on the road without breaking the bank. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you with tailored options that fit your budget.

Credit Lines

For those looking for additional flexibility, we offer credit lines totaling $12,000,000. This product allows you to access funds as needed without the hassle of reapplying for a loan each time. It's an ideal solution for unexpected expenses or ongoing projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $19,264,982. We make buying or refinancing simple and straightforward. Our dedicated staff will guide you through each step of the mortgage process, ensuring you find an option that works for your financial situation.

Refinancing Options

If you're currently carrying debt on high-interest loans or credit cards, consider our refinancing options available across all products. Refinancing can often reduce your monthly payments and save you money in interest over time. At Lone Star, we pride ourselves on being more than just a lender; we're your partners in navigating financial opportunities. For further details about eligibility and how to apply for any of our loan products, please visit our website or check out our membership page here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Reach out today and take the next step towards achieving your financial aspirations!

Unsecured Credit Cards

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $4,929,790 in loans available, we help members effectively manage their finances while enjoying the benefits of rewards and no annual fees.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers when comparing different loans. Each lender featured in the comparison tool has been vetted to ensure compliance and reliability.

Lone Star