Lone Star Credit Union Greenville TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Lone Star Credit Union, where our commitment to your financial well-being shines bright! Located at 2611 Eastland Ave, Greenville, TX 75402, we have been serving our community since 1967. With a dedicated membership of over 11,200 individuals, we take pride in being a trusted partner in your financial journey. At Lone Star, we believe that every member deserves personalized service and tailored solutions. Our total assets amount to an impressive $168,856,509, ensuring that we have the resources to support your needs. Whether you're looking for a new auto loan where we've successfully financed 7,037 loans or seeking a secure place for your savings with total deposits reaching $6,466,413, we've got you covered. Our leadership team is here to guide you every step of the way. Under the direction of our CEO, Marcy Phillips, and Board President, Wayne Price, we are dedicated to fostering a welcoming environment where members can thrive. We also boast a team of 41 employees who are passionate about making your banking experience smooth and enjoyable. While members can visit us at our branch location for services like personal banking and auto financing, official correspondence should be sent to our mailing address: 2611 Eastland Ave, Greenville, TX 75402-8916. Join us today and discover how Lone Star Credit Union can help you achieve your financial goals. For any questions or assistance, feel free to give us a call at 214-327-9367 or explore more on our website at LoneStarCU.org. Let's embark on this journey together!

Branch History & Mission

Community Commitment

Lone Star actively participates in community outreach programs that support local initiatives and foster partnerships with other organizations. We understand the importance of giving back and strive to make a positive impact on the lives of those around us. In this digital age, we've embraced technology with online banking options and mobile applications that make managing your finances easier than ever. Our commitment to ADA compliance ensures that all members can access our services comfortably.

Join Us Today!

We invite you to experience the unique benefits that come with being part of the Lone Star family. Discover how we can help you achieve your financial goals while being part of a community-focused credit union. For more information or to become a member today, please call us at 214-327-9367 or visit our website at www.lonestarcu.org. Join us in making a difference!

Our Evolution

Since our doors first opened, Lone Star has evolved significantly. We started with a small group of dedicated individuals who shared a vision: to create a financial institution that prioritizes people over profit. As we expanded our services over the years, we introduced various offerings such as auto loans, mortgage loans, and personal banking options all designed to meet the diverse needs of our community. Our branch is conveniently located near local landmarks that make it easy for members to visit us. Whether you're stopping by for a quick transaction at our drive-thru or utilizing our ATM services, we strive to make your banking experience simple and efficient.

Our Mission

Our mission goes beyond just providing financial services; it's about enriching lives and supporting the community. At Lone Star, we believe in empowering our members through financial education and resources that promote better money management and savings practices. We are here to help you navigate your financial journey whether it's purchasing your first car or planning for retirement. While members can visit us at 2611 Eastland Ave, official correspondence should be sent to 2611 Eastland Ave, Greenville, TX 75402-8916.

Branch Location & Accessibility

Operating Hours

We understand that life can get busy! That's why our lobby operates by appointment only but our drive-thru service is here to assist you from 8 AM to 5 PM on weekdays, and opens a bit later at 9 AM on Wednesdays. If you prefer a personal touch, feel free to give us a call at 214-327-9367 to schedule an appointment that suits your schedule.

Services Offered

When you visit Lone Star, you'll discover a range of services designed to fit your lifestyle. From checking and savings accounts to auto loans and mortgage options, we have something for everyone. Need quick cash? Our ATM is available for withdrawals and balance checks whenever you need it. While our branch does not offer shared services, we're committed to providing excellent customer service tailored just for you. Our team is here to help with personal banking, credit cards with rewards, business banking solutions, and more all aimed at helping you achieve your financial goals. If you're ready to experience the benefits of membership with Lone Star, we invite you to visit us or give us a call today. Your financial journey starts here!

Member Eligibility

At Lone Star, we believe that everyone deserves a financial partner who truly cares. Joining our community is simple and welcoming! To become a member, you'll need to meet certain eligibility criteria that include living, working, or worshiping in specific areas or being a family member of an existing member. We're committed to making the membership process as easy as possible for you, so don't hesitate to reach out if you have questions about your eligibility. For a detailed look at the requirements, check out our resource at https://lonestarcu.org/membership/become-a-member/ . Once you're ready to take the next step, opening an account with us is straightforward. You can visit us at our branch located at 2611 Eastland Ave Greenville Tx 75402 or start the process online by visiting https://banking.lonestarcu.org/enrollment . If you prefer to speak with someone directly, feel free to call us at (214) 327-9367. We're excited to welcome you into the Lone Star family and help you achieve your financial goals!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine a busy retail day where customers are eager to purchase your products; our reliable payment solutions ensure transactions are smooth and quick. This means less waiting for customers and more time for you to focus on what really matters growing your business. Visit us at 2611 Eastland Ave Greenville Tx 75402 in Greenville, TX, or call us at (214) 327-9367 to discover how we can help take your business to the next level!

Comprehensive List Of Services

Business Banking Made Simple

If you're a business owner, our Business Banking services, including Merchant Services and Business Loans, are tailored to support your entrepreneurial journey. We know running a business comes with its own set of challenges, so having reliable financial backing can make all the difference.

Connect with Us

At Lone Star, we're committed to making banking convenient and supportive for everyone in our community. If you're ready to take control of your financial future or want more information about any of our services, don't hesitate to reach out! Give us a call at 214-327-9367, visit us at 2611 Eastland Ave, Greenville, TX 75402, or explore more at www.lonestarcu.org. Your financial well-being is just a conversation away!

Convenience at Your Fingertips

Accessing banking services should be hassle-free. With our Online & Mobile Banking, managing your accounts is just a tap away. Need cash? Our ATMs are available for quick withdrawals and balance checks whenever you need them. For those times when you prefer in-person assistance, our Basic Drive-Thru Banking allows for simple transactions like deposits and withdrawals without leaving your car perfect for busy schedules!

Loan Options Tailored for You

We understand that life can sometimes throw unexpected challenges your way. That's why we offer Personal Loans & Debt Consolidation solutions to help you regain control of your finances. Whether it's consolidating debt or financing a special project, we are here to assist. For those who enjoy earning rewards on their purchases, our Credit Cards with Rewards provide great benefits that fit into your lifestyle. Enjoy cashback or travel points as you spend wisely!

Personal Banking Solutions

Managing your personal finances has never been easier. We offer Checking & Savings Accounts designed for convenience and flexibility. Imagine having access to your funds anytime with online banking and mobile features. You can easily check balances, transfer money, and pay bills from the comfort of your home. For those considering a new vehicle, our Auto Loans & Vehicle Financing options help you get behind the wheel without breaking the bank. Picture driving off in your dream car while knowing you secured an excellent interest rate! If home ownership is on your horizon, explore our Mortgage Loans & Refinancing services. Our team will guide you through the process to ensure you find a mortgage that suits your budget and lifestyle.

Digital & Online Banking

Key Services

Our online banking platform allows you to check your account balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? While we currently do not offer person-to-person transfers, our system is designed for easy navigation, making routine transactions quick and hassle-free. If you prefer to keep track of your finances on the go, you'll love our mobile application. Available for download, this app puts all the power of online banking in your pocket. You can access your accounts anytime and anywhere, ensuring that you're always in control of your money.

Security and Accessibility

Your security is our top priority. We use electronic signature authorization for secure document signing, giving you peace of mind when managing sensitive information. Plus, with e-statements available, you can easily review your financial activity without the clutter of paper statements. Although we currently do not support mobile payments directly through our app, we're continuously looking for ways to enhance your experience. Our commitment to providing reliable digital banking means you can trust us to keep your information safe while making it accessible whenever you need it. In summary, at Lone Star, our digital and online banking services are tailored to make your life easier. Whether you're checking balances or managing payments, we're here to help you every step of the way!

Financial Strength

A Trusted Partner

Our total share accounts stand at 22,156, showing a strong and growing member base that trusts us with their finances. This collective strength enables us to remain a dependable partner for all your banking needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lone Star is your trusted partner. Visit us at 2611 Eastland Ave Greenville Tx 75402 or call (214) 327-9367 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

Our financial strength is further illustrated by our $15,576,067 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We understand the importance of supporting your financial goals. That's why we offer $2,144 in used auto loans and $122,370,301 in total loans and leases to assist you across various sectors.

Member-Centric Savings

Your savings are secure with us! We have $40,069,856 in share certificates and $10,882,650 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,311, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We are also proud to have 41 full-time employees and 0 part-time employees dedicated to serving you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $15,716,428, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,301,474 in used vehicle loans and $14,808,496 in new vehicle loans already helping members get on the road. We provide flexible terms for both new and used vehicles, ensuring that you find a plan that suits you best.

Credit Lines

Our credit lines are another excellent choice for those needing quick access to funds. With a total available amount of $12,000,000, these lines allow you to withdraw only what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,264,982, make buying or refinancing simple. We aim to provide transparent terms and support through the entire process so that your path to homeownership is clear and achievable.

Refinancing Options

If you're looking to refinance an existing loan or checking your eligibility for any of our products, we invite you to reach out. Our team is ready to assist you in finding the best options available tailored specifically for your situation. For more information about our loan offerings or assistance regarding eligibility criteria, feel free to call us at 214-327-9367. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Lone Star help you navigate your financial journey today!

Unsecured Credit Card Loans

Managing everyday expenses has never been easier. We also offer flexible terms on unsecured credit card loans, with a total of $4,929,790 in loans helping members manage their finances effectively. This option provides you with the freedom to spend while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from regulated institutions ensures that users receive fair and transparent offers. LendMesh prioritizes verified data; all loan offers come from legitimate financial institutions. This means you can trust that the information you see is accurate and up-to-date. Additionally, there are no sponsored listings on LendMesh. The platform does not prioritize lenders based on paid promotions its goal is to provide unbiased results so you can make informed decisions without external influences.

LONE STAR CREDIT UNION