Lone Star Credit Union Dallas TX | Best Auto Loans & Business Banking

Introduction

Welcome to Lone Star, where your financial well-being is our top priority! Located at 7508 Ferguson Rd, Dallas, TX 75228, we have proudly served our community since 1967. With a dedicated membership of over 11,209 individuals, our credit union is built on trust, reliability, and a commitment to helping you achieve your financial goals. At Lone Star, we understand the importance of community. Our total assets reach an impressive $168,856,509, reflecting our stability and ability to support your financial journey. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you. While members can visit us at our Ferguson Road location for all their banking needs, official correspondence should be directed to the same address. Our friendly team of 41 employees is ready to assist you Monday through Friday during convenient hours. Under the leadership of CEO Marcy Phillips and Board President Wayne Price, we prioritize making banking accessible and straightforward. We aim to create a welcoming environment where every member feels valued. With total deposits amounting to $6,466,413 and cash in hand of $2,111,747, you can trust that your finances are secure with us. As a member-focused institution, we strive to offer competitive loan options and excellent service tailored just for you. Ready to take the next step? Visit us today or call us at 214-327-9367 to discover how Lone Star can make your financial dreams come true! For more information about our services or to become a member, check out our website at Lone Star Credit Union.

Branch History & Mission

At Lone Star, we take pride in our rich history and our unwavering commitment to our members and community. Established in 1967, our branch has grown from humble beginnings into a vital financial resource for the people of Dallas, TX. Located at 7508 Ferguson Rd, we are conveniently situated near local landmarks that make us accessible to everyone in the area. Over the years, Lone Star has achieved remarkable milestones. Today, we proudly serve over 11,200 members and manage assets totaling more than $168 million. This growth reflects our dedication to providing exceptional financial services while maintaining a strong focus on community support. Our mission is simple yet profound: to empower individuals and families by offering personalized banking solutions that enhance their financial well-being. While members can visit us at our branch address, official correspondence should be sent to 7508 Ferguson Rd, Dallas, TX 75228. Our team is available during convenient operating hours Monday through Friday from 9 AM to 5 PM for lobby services, and extended drive-thru hours on weekdays from 8 AM to 5 PM (9 AM to 5 PM on Wednesdays) ensuring we're here when you need us. At Lone Star, we believe in making banking easier for everyone. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to innovation is evident in our online banking capabilities and mobile app that allow you to manage your finances anytime and anywhere. Community outreach is another cornerstone of our mission. We actively seek partnerships with local organizations to provide support where it's needed most. Whether it's sponsoring events or participating in community development projects, we aim to foster a spirit of collaboration that benefits all. We invite you to join the Lone Star family. Experience firsthand how our member-centric approach can help you achieve your financial goals while being part of a caring community. Together, let's build a brighter future! For more information about becoming a member or opening an account with us, please visit our website or call us at 214-327-9367 today!

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 214-327-9367. We are eager to help you with your financial journey. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 7508 Ferguson Rd, Dallas, TX 75228. We look forward to welcoming you into our community! Visit Lone Star today and discover how we can support your financial goals.

Getting Here

Parking is available right outside our branch, making it simple for you to drop in whenever you need assistance. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and pathways to ensure everyone can visit us comfortably.

Operating Hours

We know your time is valuable! That's why we keep our doors open from 9 AM to 5 PM Monday through Friday for lobby services. On Wednesdays, we welcome you a bit later, opening at 9 AM and closing at 5 PM. If you prefer drive-thru banking, we're happy to accommodate your needs from 8 AM to 5 PM on Monday, Tuesday, Thursday, and Friday.

Services Offered

At Lone Star, we offer a variety of services tailored just for you ranging from personal checking and savings accounts to auto loans and mortgage refinancing. Need cash? Our ATM service is available for quick withdrawals and balance checks. For those who appreciate the ease of drive-thru banking, we provide basic transactions like deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Lone Star, we believe that everyone deserves a place in our friendly and supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Dallas County, you are eligible to join us. We take pride in offering personalized service and a range of financial products designed to help you achieve your goals. To learn more about the specific eligibility criteria, feel free to visit our website at https://lonestarcu.org/membership/become-a-member/ . Opening an account with us is a breeze! You can start your journey towards membership online by visiting https://banking.lonestarcu.org/enrollment . If you have any questions or need assistance, don't hesitate to give us a call at (214) 327-9367. Join us at Lone Star located at 7508 Ferguson Rd Dallas Tx 75228, and experience the benefits of being part of a credit union that truly cares about its members!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions to meet diverse needs.

Merchant Services

In today's competitive marketplace, efficient payment processing is crucial. Our merchant services are designed to simplify transactions and enhance customer experience. Imagine receiving payments quickly and securely, allowing you to focus on what truly matters growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Let us partner with you at Lone Star, located at 7508 Ferguson Rd Dallas Tx 75228, Dallas, TX. Together, we can pave the way for your business's bright future!

Comprehensive List Of Services

ATM & Drive-Thru Access

For those quick transactions, our ATM services allow you to withdraw cash or check balances efficiently. If you prefer face-to-face interactions for simple tasks like deposits or withdrawals, our drive-thru banking service is available for your convenience. At Lone Star, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you succeed financially. If you have questions or need assistance with any of our services, feel free to call us at (214) 327-9367. Ready to take the next step? Visit us at 7508 Ferguson Rd Dallas Tx 75228, explore our offerings online at Ferguson Rd, or stop by during our operating hours: 9 AM - 5 PM Monday through Friday (with drive-thru hours starting at 8 AM). We're here to assist you!

Business Banking Services

If you're a business owner, you'll find our business banking services particularly useful. We provide essential tools such as merchant services for smooth transactions and tailored business loans to support your growth initiatives.

Convenient Digital Banking

In today's fast-paced world, we know how important it is to have access to your finances anytime, anywhere. That's why we offer robust online and mobile banking platforms. With these features, you can easily check balances, transfer funds, or pay bills from the comfort of your home or on the go.

Lending Options Tailored for You

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are here to help you stay afloat. Additionally, if you prefer using credit wisely, check out our credit cards with rewards that offer benefits for every purchase.

Personal Banking Solutions

We offer various personal banking options designed for convenience and ease. Our checking and savings accounts make it simple to manage your money while earning interest on your deposits. If you're thinking about buying a car, our auto loans and vehicle financing options can get you behind the wheel without breaking the bank. And for those considering home ownership, we provide comprehensive mortgage loans and refinancing solutions that fit your budget.

Digital & Online Banking

Convenient Online Banking

With 24/7 online banking services available at http://www.lonestarcu.org , you can check your balance, transfer funds, and pay bills whenever it suits you. Say goodbye to long lines at the bank; now, everything you need is just a click away! Plus, our user-friendly interface ensures that even if you're not tech-savvy, you'll feel right at home.

Mobile Banking Made Easy

For those on the go, our mobile application puts banking in the palm of your hand. You can manage your accounts from anywhere, making it easier than ever to stay on top of your finances. While mobile payments are not yet available, our app offers a range of features that will help you keep track of your spending effectively.

Quick Transfers

Need to send money quickly? While person-to-person transfers aren't offered at this time, our online banking tools allow for straightforward management of your accounts and transactions. At Lone Star, we're committed to providing an accessible and efficient banking experience tailored to meet your needs. Join us today and discover how easy banking can be!

Safe and Secure Transactions

Security is a top priority at Lone Star. Our electronic signature authorization feature allows you to sign documents safely online, so you can complete transactions without the worry of losing important paperwork. With e-statements available, you'll also enjoy the peace of mind that comes from knowing your financial information is secure and easily accessible.

Financial Strength

A Growing Community

Our commitment is reflected in the strong member base that trusts us with their finances: we have achieved a total of 22,156 share and deposit accounts. This growth speaks volumes about the trust placed in us by our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lone Star is your trusted partner. Visit us at 7508 Ferguson Rd Dallas Tx 75228 or call (214) 327-9367 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $40,069,856 in share certificates and $10,882,650 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,311, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $15,576,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Position

With a net worth of $15,716,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $2,144 in used auto loans and $122,370,301 in total loans and leases. We also take pride in having 41 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,301,474 in used vehicle loans and $14,808,496 in new vehicle loans already helping members get on the road. We make it easy for you to choose the right financing option that fits your budget and lifestyle. Our team is here to guide you through every step of the process.

Credit Lines

For those who need additional flexibility, our credit lines totaling $12,000,000 provide an easy way to access funds when needed. Whether it's for personal use or unexpected costs, having a line of credit can give you peace of mind. At Lone Star, we're committed to providing personalized service and competitive rates. If you're interested in learning more about our loan offerings or want assistance with the application process, don't hesitate to reach out! You can contact us at (214) 327-9367 or visit us at our location: 7508 Ferguson Rd Dallas Tx 75228 in Dallas, TX. For more information on eligibility and how to become a member, please visit our website or check out our membership page here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,264,982, make buying or refinancing simple. We provide various mortgage solutions so you can find one that meets your needs. If you're considering refinancing your current mortgage, be sure to ask us about eligibility options that could save you money.

Personal Financing

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,929,790 in loans helping members manage their finances effectively. This option allows you to consolidate debt or cover unexpected expenses without the stress of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you easily navigate the lending landscape and make informed decisions. LendMesh ensures accurate loan comparisons through a robust sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers, making it easier for you to find the right loan. One of the standout features of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. The focus is solely on providing unbiased results that reflect current market conditions. With real-time rate comparisons available from multiple institutions, users can quickly assess their options and select loans that best fit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers, look no further. Explore your options today at LendMesh and find the best rates tailored for your financial goals. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LONE STAR CREDIT UNION