Introduction
Welcome to Logan County School Employees Federal Credit Union, a trusted partner for your financial journey since 1985. Located at 144 Vocational Rd, Stollings, WV 25646, our credit union stands as a pillar of support for the community, serving over 418 members with dedication and care. At Logan County School Employees, we understand that life brings various financial needs, from personal banking solutions to auto loans and mortgage refinancing. With total assets of $1,389,973 and total deposits amounting to $1,172,942, we are committed to managing your finances with expertise and integrity. Our current board president, James Motes, alongside CEO James Hundley, leads our team of dedicated staff who are here to assist you every step of the way. While members can visit us at our branch in Stollings, official correspondence should be sent to our mailing address: PO Box 601, Logan, WV 25601. We invite you to reach out by phone at 304-752-1513 during our lobby hours on Tuesdays and Thursdays from 4:30 p.m. to 7:30 p.m. Our goal is simple: to provide personalized banking solutions that meet your unique needs while fostering a sense of community among our members. Whether you're looking for checking and savings accounts or exploring loan options totaling up to 100, we are here to help you achieve your financial goals. Join us today and experience the difference that comes with being part of a member-focused credit union. We look forward to serving you!
Branch History & Mission
At Logan County School Employees Federal Credit Union, we take pride in our rich history and unwavering commitment to our members. Established in 1985, our branch has grown alongside the community of Stollings, WV, becoming a trusted financial partner for over 418 members. With total assets of $1,389,973, we have built a solid foundation that empowers us to provide meaningful financial services tailored to the needs of our members. Located at 144 Vocational Rd, Stollings, WV 25646, our branch is easily accessible for those in the area. While members can visit us at this address for their banking needs, official correspondence should be sent to PO 601, Logan, WV 25601. Our operating hours are designed with your convenience in mind join us on Tuesdays and Thursdays from 4:30 p.m. to 7:30 p.m. Our mission is simple yet impactful: to enhance the financial well-being of our members while fostering a sense of community support. We understand that financial decisions can be daunting, so we strive to offer personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and more all with an emphasis on serving educators and school employees. Over the years, we have embraced growth and innovation while remaining rooted in our community values. From our humble beginnings to becoming a vital part of the local fabric, we've continuously sought ways to enhance member experience through partnerships and outreach efforts. Our focus on customer service ensures that every member feels valued and understood. Although we currently do not offer ATM or drive-thru services, we are dedicated to exploring new opportunities for convenience as we grow. We are also committed to being ADA compliant so that all members can access our services without barriers. As you consider your financial journey, we invite you to join Logan County School Employees Federal Credit Union. Experience firsthand how we prioritize your needs while supporting the community around us. Your membership means more than just banking; it's about being part of something larger a family that cares about your financial success. For any inquiries or assistance, feel free to reach out at (304) 752-1513. Let's build a brighter financial future together!
Branch Location & Accessibility
Convenient Access
Nestled in beautiful Stollings, WV, our branch is close to familiar landmarks that make finding us easy. While you visit us at our branch address, please note that any official correspondence should be sent to PO 601, Logan, WV 25601. We prioritize accessibility for everyone. Our facility meets ADA compliance standards, ensuring that all members can navigate comfortably. Parking is available nearby, making it easy for you to stop by whenever you need.
Operating Hours
We understand that your time is valuable. That's why we offer convenient lobby hours on Tuesdays and Thursdays from 4:30 p.m. to 7:30 p.m., allowing you to come in after your workday ends. If you have any questions before your visit, feel free to give us a call at 304-752-1513.
Services Offered
At Logan County School Employees, we provide a variety of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and mortgage refinancing. While we currently do not have ATM or drive-thru services available, our friendly staff is ready to assist you with personalized service during our operating hours. We invite you to come experience the welcoming atmosphere at Logan County School Employees. Join us in building a stronger financial future together!
Member Eligibility
Joining the Logan County School Employees family means stepping into a community where your financial needs are understood and supported. At our branch located at 144 Vocational Rd, Stollings, WV 25646, we warmly welcome individuals who work in education, as well as their immediate family members. Becoming a member is straightforward; if you share this connection to education or reside within our service area, you're likely eligible! We believe that everyone deserves a chance to access affordable banking solutions, and membership at Logan County School Employees opens the door to many benefits like personal loans, auto financing, and more. To learn more about the specific eligibility criteria, we invite you to visit our website for detailed informati. If you're ready to take the next step towards becoming a member or have questions about opening an account, please don't hesitate to give us a call at (304) 752-1513. We look forward to welcoming you into our community!
Business Banking & Commercial Services
Financing Your Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for everyone looking to thrive.
Practical Merchant Services
Imagine having the tools you need to accept payments effortlessly. Our merchant services empower you to process transactions smoothly, enhancing customer satisfaction and streamlining your operations. This means more time focusing on what matters growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Stollings. Let us be your partner in achieving success! Visit us at 144 Vocational Rd Stollings Wv 25646 or call us at (304) 752-1513 to learn how we can help your business flourish.
Comprehensive List Of Services
Business Banking
For our entrepreneurial members, we provide Business Banking services including Merchant Services and Business Loans. This support can help small businesses thrive, ensuring they have access to the capital they need to grow.
Credit Cards
Rewards are essential in today's world, which is why we offer Credit Cards with Rewards. These cards not only allow you to make purchases but also earn points on every dollar spent, perfect for those who enjoy traveling or shopping.
Digital Banking Convenience
In today's fast-paced world, convenience matters. That's why we prioritize Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. Although we currently do not have ATM services available, our digital platform ensures that accessing your funds is easy and secure. At Logan County School Employees, we're more than just a credit union; we're a community partner dedicated to helping you achieve your financial goals. To learn more about how we can assist you or if you have questions about specific services, don't hesitate to reach out by calling us at (304) 752-1513. Join us today and experience personalized financial services that make a difference!
Loans and Financing
Need a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms that can fit any budget. We also offer Mortgage Loans & Refinancing, making homeownership achievable for many of our members. If life throws unexpected expenses your way, consider our Personal Loans & Debt Consolidation options designed to help you regain control over your finances.
Personal Banking
We understand that personal banking is about more than just transactions; it's about building relationships and supporting your financial journey. At Logan County School Employees, we offer Checking & Savings Accounts that fit various lifestyles and goals. From everyday spending to saving for significant milestones, our accounts help you manage your money efficiently.
Digital & Online Banking
Accessibility and Support
Even without an online presence, our dedicated staff is always ready to assist you during our operating hours. You can visit us at our branch located at 144 Vocational Rd Stollings Wv 25646. For those who prefer to connect over the phone, feel free to call us at (304) 752-1513. We're here to provide guidance and support every step of the way.
Future Improvements
We know how important digital banking features are for our members, which is why we're exploring options for future enhancements. While electronic signatures, e-statements, mobile payments, and person-to-person transfers aren't available yet, we're constantly looking for ways to improve your banking experience. At Logan County School Employees, your convenience and security are our top priorities. We appreciate your trust in us and look forward to serving you in person!
Financial Strength
Building Trust Together
Our total share accounts stand at 479, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $0, indicating that all resources are dedicated to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Logan County School Employees is your trusted partner. Visit us at 144 Vocational Rd Stollings WV 25646 or call 304-752-1513 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $6,112 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional bank practices; with non-member deposits at $0, our focus is solely on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our performance reflects our operational efficiency. Despite reporting a net income of -$5,698, we remain committed to offering competitive loan rates and solid financial products for our members. We also take pride in having 1 part-time employee, ensuring our branches are always ready to serve you with knowledgeable support.
Reinvestment for Growth
With $195,086 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $206,634 in total loans and leases available.
Solid Financial Health
With a net worth of $239,802, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1725 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? While we currently have no auto loans available, we strive to offer some of the lowest rates in the industry when they become accessible. In the past, we have successfully facilitated numerous loans for both used and new vehicles.
Credit Card Options
We also understand the importance of flexibility when it comes to managing finances. While our unsecured credit card loans are not available at this moment, we plan to provide competitive terms in the future. This ensures that our members can navigate their financial needs effectively. Our team is here to discuss eligibility options and refinancing possibilities as they become available. Feel free to reach out with any questions you may have about our loan offerings or other financial services. For further inquiries, please don't hesitate to contact us at (304) 752-1513. Our office is located at 144 Vocational Rd Stollings Wv 25646 in Stollings, WV. We look forward to helping you with your financial journey! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Mortgage Loans
Thinking about homeownership? We offer mortgage options, including Junior Lien 1-4 Family Residential Properties loans. Although currently there are no mortgage loans available at this time, our dedicated team will guide you through the process when you're ready to buy or refinance.
Loan Aggregator
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How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees users have access to legitimate loan offers.
