Locoga Credit Union Sandy UT | Convenient ATM Services Only

Introduction

Welcome to Locoga, your trusted partner in financial growth and community support, located at 8520 S Sandy Pkwy, Sandy, UT 84070. Since our establishment in 1960, we have been dedicated to serving our members with integrity and commitment. With a thriving membership of 696 individuals, we pride ourselves on being more than just a credit union; we are a part of your community. At Locoga, we understand that financial stability is crucial for our members. Our total assets amount to an impressive $4,316,164, with total deposits reaching $488,561. This strong foundation enables us to provide competitive loan options, currently totaling 290 loans and leases for our members. We maintain a solid net worth of $419,709, ensuring that your funds are secure with us. Our CEO, Peggy Daniels, along with Board President Calvin Walker, leads a dedicated team of just 2 employees, committed to delivering personalized service that meets your unique needs. We know the importance of accessible banking services; that's why we offer various options such as online banking and mobile payments to make managing your finances easier than ever. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 8520 Sandy Parkway, Sandy, UT 84070. We invite you to explore the many ways Locoga can support your financial journey. For inquiries or assistance, don't hesitate to call us at 800-999-3606. Join us today at Locoga and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Locoga, your trusted financial partner in Sandy, Utah. Since opening our doors in 1960, we have proudly served our community with dedication and care. Over the years, we've evolved to meet the changing needs of our members while staying true to our mission: to provide exceptional financial services that empower individuals and strengthen our community. Located at 8520 S Sandy Pkwy, Sandy, UT 84070, we are easily accessible for all your banking needs. Our branch is not just a place to manage your finances; it's a hub for support and connection. With a total membership of 696 and total assets amounting to $4,316,164, we continue to grow alongside our members, offering services designed to help you achieve your financial goals. At Locoga, we understand that banking is about more than just transactions; it's about building relationships. Our mission emphasizes not only providing top-notch financial products but also giving back to the community we serve. We believe in supporting local initiatives and partnering with organizations that enhance the quality of life in Sandy and beyond. While members can visit us at 8520 S Sandy Pkwy, official correspondence should be sent to our mailing address: 8520 Sandy Parkway, Sandy, UT 84070. We are committed to making your experience as convenient as possible. Although we do not currently offer drive-thru service or ATM facilities, our online banking options ensure you can access your accounts anytime from anywhere. We pride ourselves on being customer-focused and adaptable. Whether you're interested in loans or savings plans, we're here with personalized guidance. Our leadership team, including CEO Peggy Daniels and Board President Calvin Walker, is dedicated to fostering an environment where every member feels valued and understood. As we look ahead, we invite you to join us on this journey. Become a part of Locoga today and experience the benefits of being part of a credit union that truly cares about its members and the community at large. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 800-999-3606 or visit us online at www.locogafcu.com.

Branch Location & Accessibility

Welcome to Locoga, your friendly credit union located at 8520 S Sandy Pkwy in the heart of Sandy, Utah. We are dedicated to making your banking experience as convenient and accessible as possible. Our branch is easy to find, nestled near popular landmarks that make your visit a breeze. Whether you're stopping by for everyday banking needs or exploring our services, we are here to help you every step of the way. While members can visit us at 8520 S Sandy Pkwy, official correspondence should be sent to our mailing address at 8520 Sandy Parkway, Sandy, UT 84070. This ensures all your important documents reach us without delay. At our branch, accessibility is a priority. We have ADA-compliant features that ensure everyone can comfortably access our services. Parking is available nearby, making it simple for you to drop in without any hassle. Our operating hours are designed with your busy schedule in mind. Although specific hours may vary, we strive to offer a time that works for you when you need us the most. If you have any questions or need assistance during your visit, feel free to call us at 800-999-3606; we're always ready to assist! Currently, we provide essential ATM services only while there isn't a drive-thru option available at this location, our friendly staff is eager to assist you inside. So why wait? Come by Locoga today and discover how we can support your financial journey!

Member Eligibility

At Locoga, we believe that becoming a member is like joining a caring family that supports your financial journey. To be part of our community, you'll need to meet some simple eligibility criteria. Generally, membership is open to individuals who live, work, or worship in the area surrounding 8520 S Sandy Pkwy Sandy Ut 84070. It's designed to include anyone looking for a more personal banking experience that prioritizes your needs over profits. If you're curious about the specifics, you can find all the details on our website at . We strive to make the account opening process straightforward and welcoming just reach out to us at (800) 999-3606, and our friendly staff will guide you through each step. Joining Locoga not only opens doors to a range of financial services but also connects you with a network of supportive members who genuinely care about your success.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment processing solution that adapts to your business needs. Our merchant services allow you to accept payments seamlessly, whether online or in-person. This not only enhances customer satisfaction but also boosts sales by offering more payment options. Located at 8520 S Sandy Pkwy Sandy Ut 84070 in Sandy, UT, we're here to partner with you on your journey toward success. Reach out to us at (800) 999-3606 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessible Banking Solutions

We know that convenience is key in today's busy world. That's why we offer ATM Services Only at our location in Sandy, UT. This means you can easily access your funds whenever you need them, without having to worry about banking hours. Simply visit our ATM at 8520 S Sandy Pkwy Sandy Ut 84070 and enjoy quick and secure transactions.

Emphasizing Digital Banking

In addition to physical services, we embrace technology that makes banking easier for you. With features like online banking and person-to-person payment options, managing your finances has never been simpler. You can check your account balance, transfer funds, or make payments from the comfort of your home or on the go.

Personalized Member Support

While our primary service is ATM access, our commitment to you goes beyond just transactions. When you call us at (800) 999-3606, our friendly team is ready to assist with any questions or concerns you may have about managing your finances. We understand that every member has different needs, and we're dedicated to providing personalized support.

Your Financial Partner

At Locoga, we're not just here for transactions; we're here to build lasting relationships with our members. Our focus is on creating a community where you feel valued and supported. We encourage you to explore how our services can fit into your financial journey. If you're ready to take advantage of what we offer, don't hesitate to reach out or visit us at 8520 S Sandy Pkwy Sandy Ut 84070 in Sandy, UT. Join us today and experience the difference that comes with being part of the Cmc Vital Records family!

Digital & Online Banking

At Locoga, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience as easy as possible. With our 24/7 online banking services available at http://www.locogafcu.com/, you can access your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, our user-friendly platform puts the power in your hands. Plus, if you ever need to send money quickly to a friend or family member, our person-to-person transfer feature makes it effortless. For those who are always on the go, our mobile application is here to help. It allows you to manage your accounts right from your smartphone. While we currently do not offer mobile payments or electronic signature authorization, rest assured that our app provides a secure way to keep track of your finances and make transactions with ease. As part of our commitment to helping you stay organized, we also offer e-statements for those who prefer paperless options. Though this feature is not currently available at Locoga, we encourage you to stay tuned for updates as we continuously work to enhance our services. Your security is our top priority. We take measures to ensure that your information is protected while using our online services. Our systems are designed with strong security features so you can bank confidently. Experience the ease of real-time account management with digital banking at Locoga. We're here to support you every step of the way!

Financial Strength

At Locoga, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial performance, which reflects our commitment to serving you and your needs. With a net worth of $419,709, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $357,474 in share certificates and $741,153 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $416,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident; with $72 in used auto loans and $2,800,272 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $3,633 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $190,717. Total Share Accounts: 1,106, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Locoga is your trusted partner. Visit us at 8520 S Sandy Pkwy Sandy Ut 84070 or call (800) 999-3606 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,237,104 in used vehicle loans and $778,486 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in the car you want with competitive rates and flexible terms.

Credit Lines and Unsecured Loans

If you're looking for extra flexibility in managing your finances, consider our total credit lines of $750,000. We also offer flexible terms on unsecured credit card loans; however, at this time, there are no unsecured credit card loans issued. These products can be beneficial when unexpected expenses arise or if you wish to make larger purchases. We strive to provide our members with competitive rates and excellent service. If you're considering refinancing options or want to know more about eligibility criteria for any of our loan products, feel free to reach out. Our knowledgeable staff is here to assist you every step of the way. For more information about our loan offerings or assistance with your application process, please contact us at 800-999-3606 or visit us at 8520 S Sandy Pkwy, Sandy, UT 84070. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, our team can guide you through other financing options that might fit your needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This allows users to navigate their options with ease and confidence. LendMesh ensures accurate loan comparisons through a straightforward approach. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from legitimate institutions guarantees fair and transparent offers, helping users make informed decisions. The benefits of using LendMesh extend beyond just finding competitive rates. Verified data means that all loan offers come from trustworthy financial institutions, ensuring transparency throughout the process. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. This commitment to unbiased results sets it apart in a crowded marketplace. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions, which empowers them to choose what works best for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Locoga