LOCOGA FEDERAL CREDIT UNION - Valdosta, GA

Welcome to Locoga, your trusted financial partner in Valdosta, Georgia. Established in 1960, our credit union has been dedicated to serving the community for over six decades. Located at 1707 Dow St, Valdosta, GA 31601, we are proud to offer personalized financial services tailored to meet your needs. At Locoga, we believe in building strong relationships with our members. With a total membership of 696 and assets amounting to $4,316,164, we prioritize your financial well-being. Our commitment is reflected in our total deposits of $488,561 and a net worth of $419,709 ensuring that your savings are secure with us. Under the leadership of CEO Peggy Daniels and Board President Calvin Walker, our dedicated team of two employees is here to assist you every step of the way. Whether you're looking for loans or simply want to open a savings account, we're ready to help you achieve your financial goals. While you can visit us at our branch for any inquiries or services, please note that official correspondence should be directed to our mailing address: 1707 Dow St, Valdosta, GA 31601-5166. Explore more about what we offer by visiting our website at locogafcu.com. Feel free to reach out to us at (229) 253-1111 with any questions or concerns. We're excited to support you on your financial journey!

Welcome to Locoga, your trusted financial partner located at 1707 Dow St, Valdosta, GA 31601. Situated in the heart of Lowndes County, our branch is easily accessible and conveniently positioned near local landmarks that make it a familiar spot for our community members. Whether you're stopping by to discuss your financial needs or simply need some assistance, our friendly staff is here to help. While members can visit us at our branch address, official correspondence should be sent to the same location: 1707 Dow St, Valdosta, GA 31601-5166. This ensures that we receive your mail promptly and securely. At Locoga, we understand the importance of accessibility. Our branch features ADA-compliant entrances and ramps to accommodate all our members. Parking is readily available nearby, making your visit hassle-free. Though we currently do not offer drive-thru banking or ATM services, we strive to provide personalized service inside our branch. Our operating hours are designed to fit your busy schedule. Please reach out to us at 229-253-1111 for specific hours of operation, as we want to ensure you have all the details you need before visiting. We invite you to stop by and explore how Locoga can support your financial goals. Our team looks forward to welcoming you and assisting with all your banking needs!

At Locoga, we believe that everyone deserves a chance to be part of a welcoming community that values support and financial growth. Becoming a member is easy! If you live, work, or worship in the area, you're likely eligible to join us. We're here to empower you with competitive rates, personalized service, and a variety of financial products designed to meet your needs. Whether you're looking for savings options or loans, joining us means you're not just opening an account you're becoming part of something special. For more detailed eligibility information, feel free to check out our website at . If you're ready to take the next step and open an account, simply give us a call at (229) 253-1111, and we'll guide you through the process with ease. Come visit us at 1707 Dow St Valdosta Ga 31601, where our friendly team is excited to welcome you into the Locoga family!

At Locoga, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to have a reliable partner in your financial journey, and we're proud to share our robust financial strength with you. With a net worth of $419,709, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $357,474 in share certificates and $741,153 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By maintaining non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $416,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,800,272 in total loans and leases and 72 used auto loans. Our operational efficiency is reflected in our net income of $3,633, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees, ensuring our branch is always ready to serve you with a knowledgeable, committed team. In total, we have 1,106 share accounts, showing a strong and growing member base that trusts us with their finances. This growth speaks volumes about the trust placed in Locoga by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Locoga is your trusted partner. Visit us at 1707 Dow St Valdosta GA 31601 or call 229-253-1111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.