Local Government Credit Union Raleigh NC: Convenient ATM Services Only

Introduction

Welcome to Local Government at 3600 Wake Forest Rd, Raleigh, NC 27609 your trusted partner in achieving financial well-being since 1983. As a proud member of our community, we're dedicated to providing you with exceptional service and tailored financial solutions. With over 405,040 members, we focus on your needs, ensuring that each interaction is personal and supportive. At Local Government, we take pride in our robust financial health. Our total assets amount to an impressive $3,985,994,654, allowing us to offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. We have financed 156,119 loans and leases, demonstrating our commitment to helping you achieve your dreams. Our leadership team is here for you. Under the guidance of CEO Dwayne Naylor and Board President Aaron Noble, Jr., we strive to foster a friendly environment where every member feels valued. You can reach us anytime at 919-755-0534 or visit our website at lgfcu.org for more information. While members can visit us at 3600 Wake Forest Rd, official correspondence should be sent to the same address for your convenience. Whether you're looking to save, borrow, or simply explore your options, we invite you to stop by or call us today. At Local Government, we're here to support you every step of the way!

Branch History & Mission

Our Mission

At Local Government, our mission extends beyond just offering financial products; we strive to empower our members through education and support. We believe in making banking personal by being actively involved in our community. We partner with local organizations and engage in outreach efforts that make a real impact in the lives of those around us. Whether you're looking for checking accounts, auto loans, mortgages, or credit cards with rewards, we are here to help you every step of the way. Our commitment is not only to provide excellent financial services but also to enhance the quality of life for everyone in our community. If you're ready to experience all that Local Government has to offer, we invite you to visit us at 3600 Wake Forest Rd Raleigh Nc 27609 or reach out via phone at (919) 755-0534. Join us as we continue this journey together your financial future starts here!

Our Story

Located at 3600 Wake Forest Rd Raleigh Nc 27609, just a stone's throw away from local landmarks that define our city, such as [insert nearby landmark or feature], we have cultivated relationships built on trust and transparency. Our founding members envisioned a place where everyone could find the support they need for their financial goals, whether it's saving for a home, purchasing a vehicle, or planning for retirement. Over the years, we have continually adapted and expanded our offerings to meet the evolving needs of our members. With no ATM or drive-thru services available, we focus on providing personalized service during our administrative hours from Monday to Friday, 8:30 AM to 5:30 PM. We understand that convenience matters; hence, we've embraced digital advancements like online banking and mobile payments to ensure you can manage your finances effortlessly.

Branch Location & Accessibility

Convenient Access

Parking is available right outside the branch, so you can easily pop in without any hassle. We are committed to accessibility; our facility complies with ADA standards, featuring ramps and other accommodations to ensure everyone can access our services comfortably.

Get in Touch

If you have questions or would like more information about what we offer, feel free to give us a call at 919-755-0534. We invite you to stop by and see how we can assist you today!

Operating Hours

We are here for you during our administrative hours from 8:30 AM to 5:30 PM, Monday through Friday. Whether you need assistance with checking accounts, auto loans, or mortgage options, our friendly staff is ready to help during these times.

Services Offered

At Local Government, we offer a wide range of services tailored to fit your financial needs. From personal banking solutions like checking and savings accounts to various loan options such as auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of online and mobile banking whenever you need it.

Member Eligibility

At Local Government, we believe that everyone deserves the chance to be part of a supportive financial community. Joining us is a straightforward process, and if you're a member of our local government or affiliated organizations, you're already on the right track! We welcome individuals who live, work, worship, or attend school in our community, as well as those who have family members that are already part of our credit union family. If you want to learn more about the specific eligibility criteria, feel free to check out our detailed information at https://www.civicfcu.org/why-civic . Becoming a member not only opens the door to a range of financial services tailored just for you but also allows you to enjoy personalized support from our dedicated team. Ready to take the next step? Opening an account with us is quick and easy! Just give us a call at (919) 755-0534, and we'll guide you through the simple process. Join us at Local Government located at 3600 Wake Forest Rd Raleigh Nc 27609, and experience the difference of being part of a community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $537 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $205,318,219, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan options, we offer a range of merchant services designed to simplify transactions for your business. Picture this: you're busy serving customers, and the last thing you want is a complicated payment process. Our merchant services make it easy for you to accept payments seamlessly, whether in-store or online. This means more time focusing on what you do best growing your business. Join us at Local Government, located at 3600 Wake Forest Rd Raleigh Nc 27609, where we're dedicated to being your partner in success. For more information, give us a call at (919) 755-0534. Let's build a brighter future together!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

When it's time to hit the road, our Auto Loans & Vehicle Financing options make purchasing a new car straightforward. We offer competitive rates and flexible terms that work for your budget. Whether you're buying a new vehicle or refinancing an existing loan, our team is ready to assist you every step of the way.

Business Banking Services

For small businesses, we offer comprehensive Business Banking solutions including merchant services and business loans. Our team understands the challenges small business owners face and is committed to providing tailored financial support that helps you thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards program offers you the chance to earn points on everyday purchases. From travel rewards to cashback options, these cards add value every time you swipe. It's a great way to make the most out of your spending.

Digital Banking Features

At Local Government, we pride ourselves on making banking accessible through our robust Online & Mobile Banking platforms. You can easily check balances, transfer funds, pay bills, and even send money to friends through person-to-person payment options all from the comfort of your home or on-the-go. If you have any questions or need assistance exploring these services further, don't hesitate to reach out! Call us at (919) 755-0534 or visit us at 3600 Wake Forest Rd Raleigh Nc 27609. We're here to help you achieve your financial goals!

Mortgage Loans and Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. We understand that buying a home is one of the biggest decisions you'll make, which is why we offer tailored mortgage solutions that suit different needs and budgets. Our refinancing options can also help lower your monthly payments or access cash for other expenses.

Personal Banking Solutions

For everyday banking needs, our Personal Banking services include checking and savings accounts designed to fit your lifestyle. Imagine having a checking account that allows you to manage your finances effortlessly while earning interest on your savings. With convenient online and mobile banking options, you can access your accounts anytime, anywhere. Plus, features like e-statements help keep your finances organized and easy to track.

Personal Loans and Debt Consolidation

If you're facing unexpected expenses or want to simplify your payments, our Personal Loans & Debt Consolidation services provide flexible borrowing options. You can consolidate high-interest debt into one manageable payment, making it easier to regain control of your finances.

Digital & Online Banking

Accessible Online Banking

Our online banking platform, available at https://www.civicfcu.org/ , provides 24/7 access to your accounts. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. We prioritize security, ensuring that your information is safe while you manage your finances with confidence.

E-Statements for Convenience

Say goodbye to paper clutter with our e-statements feature! Enjoy quick access to your account statements without the hassle of waiting for them in the mail. Plus, you'll help protect the environment by reducing paper waste. If you prefer staying organized, e-statements are a great way to keep track of your transactions electronically.

Mobile Banking at Your Fingertips

With our mobile application, banking is as easy as tapping a button. Whether you're making person-to-person transfers or utilizing mobile payments, everything you need is right in your pocket. Our app is designed for ease of use so that you can complete transactions quickly and efficiently wherever you are.

Security and Peace of Mind

While enjoying these convenient features, rest assured that your financial information is secure. We do not currently offer electronic signature authorization, but our systems are built with robust security measures to protect against unauthorized access. With Local Government, you're not just a member; you're part of a community that values convenience and security in banking. Explore all that we have to offer today at https://www.civicfcu.org/ and take control of your finances like never before!

Financial Strength

A Trusted Partner

Total Share and Deposit Accounts: 702,172, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local Government is your trusted partner. Visit us at 3600 Wake Forest Rd Raleigh Nc 27609 or call (919) 755-0534 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $1,237,551,005 in share certificates and $808,029,665 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $750,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-10,403,018 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $286,368,987 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,681 in used auto loans and $3,454,472,503 in total loans and leases.

Strong Financial Position

With a net worth of $356,601,470, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $891 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan offerings, we also provide options for debt consolidation and personal loans. Whether you're looking to streamline your payments or need extra cash for unexpected expenses, we have solutions available. If you're interested in exploring these options further or checking your eligibility for any of our loan products, please don't hesitate to contact us at (919) 755-0534 or visit us at 3600 Wake Forest Rd Raleigh Nc 27609 in Raleigh, NC. For performance insights and financial data regarding our services, feel free to visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $391,623,974 in used vehicle loans and $141,786,686 in new vehicle loans already helping members get on the road. We have financing options tailored for both new and used vehicles, ensuring you can find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $205,318,219 provide the capital needed to grow and expand your business. We are dedicated to supporting local businesses and can work with you to create a financing plan that suits your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $324,783,918, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $145,505,121 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to enhance your spending power while keeping your finances in check.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures fair and transparent offers for all users.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results that reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed financial choices without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the effectiveness of LendMesh in aiding individuals to secure better loan conditions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LOCAL GOVERNMENT FEDERAL CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Mission

Our Story

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans and Refinancing

Personal Banking Solutions

Personal Loans and Debt Consolidation

Digital & Online Banking

Accessible Online Banking

E-Statements for Convenience

Mobile Banking at Your Fingertips

Security and Peace of Mind

Financial Strength

A Trusted Partner

Member-Centric Savings Options

Operational Efficiency

Reinvestment for Growth

Strong Financial Position

Loan Offering

Additional Services

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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