Local Government Credit Union Greensboro NC | Top Auto Loans & Business Banking

Introduction

At Local Government, we believe in building a strong community through trust and reliable financial services. Located at 1622 Stanley Rd, Greensboro, NC 27407, our branch has been serving members since 1983 with dedication and care. Whether you're looking to open a savings account, secure an auto loan, or manage your business finances, we are here to help you every step of the way. As a proud member of the community, we have grown to serve over 405,040 members, reflecting our commitment to providing exceptional service tailored to your needs. Our total assets stand at an impressive $3,985,994,654, ensuring that we have the resources to support you in reaching your financial goals. With $244,874,183 in deposits and a robust loan portfolio of 156,119 loans and leases, we are well-equipped to assist with various financial solutions. Under the leadership of our CEO, Dwayne Naylor, and Board President, Aaron Noble, Jr., we prioritize your financial well-being. Our team of 354 employees is dedicated to providing personalized assistance and fostering long-lasting relationships with our members. While members can visit us at our Greensboro branch for all their banking needs, official correspondence should be sent to our mailing address at 3600 Wake Forest Rd, Raleigh, NC 27609-7309. Explore more about what we offer by visiting our website at Local Government Credit Union. If you have questions or need assistance, feel free to call us at 919-582-9556 during our lobby hours from 9 AM to 5 PM. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Commitment to Innovation

In addition to our dedication to personalized service, we embrace digital advancements that enhance your banking experience. With features like online banking and mobile payments, managing your finances has never been easier. We're also committed to ensuring ADA compliance so that everyone can access our services comfortably. As we look toward the future, Local Government remains focused on growth both within our branch and throughout Greensboro. With total assets amounting to $3,985,994,654, we are well-equipped to continue offering valuable services tailored to meet your needs. We invite you to join us at Local Government and experience the difference of being part of a supportive community-focused credit union. Together, let's build a brighter future! For more information or assistance, please call us at 919-582-9556 or visit our website at www.lgfcu.org.

Our Mission

At Local Government, our mission is clear: we strive to enhance the quality of life in our community by providing reliable financial solutions that promote prosperity and growth. We believe in supporting not just individual financial journeys but also local initiatives that uplift those around us. By partnering with various organizations and participating in community outreach efforts, we aim to make a positive impact beyond traditional banking. While members can visit us at 1622 Stanley Rd, official correspondence should be sent to 3600 Wake Forest Rd, Raleigh, NC 27609-7309. Our branch operates Monday through Friday from 9 AM to 5 PM, making it easy for you to stop by during your day.

Branch Location & Accessibility

Connect With Us

Ready to experience top-notch service at your credit union? Feel free to give us a call at 919-582-9556 if you have any questions or need assistance before your visit. We look forward to welcoming you into our Local Government family!

Operating Hours and Services

At Local Government, we strive to accommodate your busy schedule. We're open Monday through Friday from 9 AM to 5 PM, allowing you plenty of time during the week to stop by. While we currently do not offer ATM or drive-thru services, our team is ready and waiting to assist you inside the branch with services ranging from personal banking accounts to auto loans and mortgages. If you need official correspondence sent elsewhere, please note that our mailing address is 3600 Wake Forest Rd, Raleigh, NC 27609-7309.

Parking and Accessibility

We understand that accessibility is important for all our members. Our branch offers ample parking space, making it easy for everyone to visit us without hassle. The building is designed to be ADA compliant, featuring ramps and accessible entrances so that all individuals can navigate our space comfortably.

Member Eligibility

Welcome to the vibrant community at Local Government! Becoming a member is an exciting step towards enjoying personalized financial services and being part of a supportive network. If you live, work, or worship in the Greensboro area, you're likely eligible for membership. We embrace individuals from various backgrounds, making it easy for you to join our family. For specific eligibility details, you can check out our website at https://www.civicfcu.org/why-civic . Opening an account with us is straightforward and welcoming. Just visit us at our branch located at 1622 Stanley Rd Greensboro Nc 27407, or give us a call at (919) 582-9556 during our operating hours from 9 AM to 5 PM. We're here to help guide you through every step of the process so you can start benefiting from all that Local Government has to offer. Join us today and take advantage of our range of services designed just for you!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment solution that works as hard as you do. Our merchant services are here to simplify transactions, allowing you to focus on what you do best running your business. From point-of-sale systems that streamline sales to online payment processing that keeps your cash flow steady, we equip you with the tools needed for success. Visit us at 1622 Stanley Rd Greensboro Nc 27407 in Greensboro, NC, or call us at (919) 582-9556 to learn more about how we can partner in your business growth journey!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $537 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $205,318,219, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we do not currently offer ATMs at this location, we ensure that access to cash withdrawal services remains straightforward through our partnerships within the community. At Local Government, we're committed to making banking easier for everyone in Greensboro. Our friendly staff is always ready to help answer questions or assist with any service needs you may have. Don't hesitate to reach out at (919) 582-9556 during our operating hours from 9 AM to 5 PM, Monday through Friday. Ready to take the next step? Visit us today at 1622 Stanley Rd Greensboro Nc 27407 or explore more about our offerings online! Your financial journey starts here with us at Greensboro!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple and affordable. Picture yourself driving off in your new vehicle with a competitive rate that fits your budget. We offer flexible terms and personalized service to ensure that securing a loan is as easy as possible.

Business Banking

For entrepreneurs and small business owners, we offer robust business banking services including merchant services and business loans. Picture running your business smoothly with tailored financial solutions designed just for you.

Credit Cards with Rewards

Looking for a credit card that rewards you for everyday spending? Check out our credit cards with rewards! Enjoy benefits like cash back or points on purchases that can be redeemed for exciting rewards. It's an excellent way to get more from what you already buy.

Mortgage Loans & Refinancing

Owning a home is a big step, and we're here to help with our mortgage loans and refinancing solutions. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff will guide you through the process. You can count on us to help turn your homeownership dreams into reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage all aspects of your finances from the comfort of your home or on-the-go. Pay bills, transfer funds, and check balances at any time without needing to visit the branch.

Personal Banking

We know how important it is to have reliable banking options. With our personal banking services, you can open checking and savings accounts that fit your lifestyle. Imagine being able to easily manage your money online or through our mobile app, giving you the freedom to bank whenever and wherever you choose. Whether you're saving for a dream vacation or just need a safe place for your funds, we've got you covered.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or high-interest debts, our personal loans can provide relief. We also offer debt consolidation options designed to simplify your finances by combining multiple payments into one manageable monthly bill. Imagine reducing stress while gaining control over your financial situation our team is ready to assist.

Digital & Online Banking

Key Features

One of the standout features of our digital banking services is the ability to send money quickly and easily through person-to-person transfers. Need to split a dinner bill or pay back a friend? You can do it in seconds without needing cash or checks. Additionally, our mobile payments feature allows you to make purchases right from your phone, adding another layer of convenience to your daily life. For those who value paperless options, we offer e-statements that you can view anytime through our online platform. This not only helps you stay organized but also keeps your personal information secure there's no need to worry about sensitive documents getting lost in the mail. While some may still rely on traditional signatures for important transactions, we're proud to offer electronic signature authorization for eligible services. This streamlines processes and saves time while maintaining the security you expect from us. At Local Government, we're committed to making banking accessible for everyone. Whether you're tech-savvy or just starting out with online services, our intuitive interface and support are here to guide you every step of the way. Join us today and experience how easy banking can be!

Financial Strength

Growing Member Base

Our commitment to quality service is highlighted by the fact that we have 702,172 total share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $42,869,471. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local Government is your trusted partner. Visit us at 1622 Stanley Rd Greensboro Nc 27407 or call (919) 582-9556 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Your savings are secure through $1,237,551,005 in share certificates and $808,029,665 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $750,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-10,403,018, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Health

With a net worth of $356,601,470, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $891 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

With $286,368,987 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $26,681 in used auto loans and $3,454,472,503 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $391,623,974 in used vehicle loans and $141,786,686 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $205,318,219 provide the capital needed to grow and expand. We know how vital support is for local businesses, and our team is here to help you navigate your financing options. If you're interested in any of these loan products or would like more information on refinancing options or eligibility criteria, please don't hesitate to reach out! You can contact us at (919) 582-9556. At Local Government, we're committed to helping you find the right financial solutions that fit your lifestyle. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $324,783,918, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we offer solutions tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $145,505,121 in loans helping members manage their finances effectively. These cards provide an easy way to cover unexpected expenses or make purchases without dipping into your savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come only from legitimate financial institutions, guaranteeing transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of LendMesh in helping individuals find better financing options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence ensures that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh eliminates the guesswork often associated with loan shopping.

LOCAL GOVERNMENT FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Our Mission

Branch Location & Accessibility

Connect With Us

Operating Hours and Services

Parking and Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Lending Solutions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Growing Member Base

Member-Centric Savings Options

Operational Efficiency

Our Solid Financial Health

Reinvestment for Your Benefit

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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