CIVIC FEDERAL CREDIT UNION - Durham, NC

Welcome to Local Government, your trusted partner in financial wellness located at 502 Rigsbee Ave, Durham, NC 27701. Since our establishment in 1983, we have proudly served our community with a commitment to providing exceptional banking services. With a robust membership of over 405,040 individuals, we are not just a credit union; we are a community dedicated to helping you achieve your financial goals. At Local Government, we manage total assets of $3,985,994,654 and maintain deposits exceeding $244,874,183. Our solid net worth of $356,601,470 reflects our strength and stability in the financial landscape. We understand the importance of having reliable access to funds, which is why we offer an impressive variety of loans over 156,119 loans and leases tailored to meet your needs. Our leadership team is dedicated to guiding our members towards better financial choices. Under the direction of CEO Dwayne Naylor and Board President Aaron Noble, Jr., we strive to create an environment where everyone feels valued and supported. Our friendly staff of 354 employees is here to assist you from 9 AM to 5 PM on weekdays. While members can visit us at our branch location for all banking services including checking accounts, auto loans, mortgages, and more, official correspondence should be sent to our mailing address: 3600 Wake Forest Rd, Raleigh, NC 27609-7309. We invite you to explore all that we have to offer by visiting our website at Local Government. Whether you're looking for personal banking solutions or business financing options, we're here for you every step of the way. Call us today at 919-582-9561 or reach out via fax at 919-755-0193 we're eager to help you succeed!

At Local Government, we believe that joining our community should feel like coming home. We welcome anyone who lives, works, worships, or attends school in the Durham area to become a member. This means that if you're part of our vibrant local community, you can enjoy all the benefits we offer, from personalized service to a range of financial products designed just for you. Not only do our members gain access to lower loan rates and higher savings yields, but they also become part of a supportive network where their voice matters. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at https://www.civicfcu.org/why-civic. Opening an account with us is easy and straightforward! You can visit us at our branch located at 502 Rigsbee Ave Durham Nc 27701 or give us a call at (919) 582-9561 for any questions. Whether you're looking to save for your future or finance your next vehicle, we're here to help every step of the way. For more information on how to open an account, please visit https://www.civicfcu.org/why-civic. We can't wait to welcome you as a member of Local Government!

At Local Government, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to create an environment where you can feel confident in your financial future. With a net worth of $356,601,470, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,237,551,005 in share certificates and $808,029,665 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $750,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these figures, we have $286,368,987 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,681 in used auto loans and $3,454,472,503 in total loans and leases. Our operational efficiency is reflected in our $-$21,753,499, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $42,869,471, we have funds available for lending and investments. Our total share accounts stand at 702,172, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local Government is your trusted partner. Visit us at 502 Rigsbee Ave Durham Nc 27701 or call (919) 582-9561 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.