LOCAL GOVERNMENT FEDERAL CREDIT UNION

Welcome to Local Government, your trusted financial partner located at 275 Smokey Park Hwy, Asheville, NC 28806. Established in 1983, we have proudly served our community for over 40 years, growing our membership to an impressive 405,040 individuals who rely on us for their financial needs. At Local Government, we believe in putting our members first. Our commitment to you is reflected in our substantial assets of $3,985,994,654 and total deposits amounting to $244,874,183. With a solid net worth of $356,601,470, we ensure that your money is safe and secure while also providing diverse lending options over 156,119 loans and leases tailored to meet various needs. Led by CEO Dwayne Naylor and Board President Aaron Noble, Jr., our dedicated team of 354 employees is here to assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. We understand the importance of accessible banking services; that's why we offer online and mobile banking solutions so you can manage your finances anytime, anywhere. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address at 3600 Wake Forest Rd, Raleigh, NC 27609-7309. Whether you're looking for personal loans or need assistance with business banking services, we're here for you. Contact us today at 919-582-9553 or explore more about what we offer on our website: www.lgfcu.org. Let us help you achieve your financial goals!

At Local Government, we believe that everyone deserves the chance to be part of a caring community focused on your financial well-being. Joining us is simple! If you live, work, or worship in the Asheville area, you are likely eligible for membership. We welcome individuals from all walks of life, so whether you're just starting out or looking to grow your financial portfolio, there's a place for you here. By becoming a member at Local Government, you'll enjoy personalized service and access to a variety of financial products designed to help you achieve your goals. To learn more about our eligibility requirements and how easy it is to open an account, please visit our website at https://www.civicfcu.org/why-civic . If you have any questions or would like assistance, feel free to give us a call at (919) 582-9553. We're here to help you every step of the way! You can start your journey with us today by checking out the account opening details at https://www.civicfcu.org/why-civic . Come see us at our branch located at 275 Smokey Park Hwy Asheville Nc 28806, and let's take this exciting step together!

At Local Government, we understand that life can get busy, and managing your finances should be as simple and secure as possible. That's why we offer a range of digital and online banking services designed to give you control over your money anytime, anywhere. With our online banking platform, you can easily check your account balances, pay bills, and transfer funds with just a few clicks. Our services are available 24/7, ensuring you have access to your financial information whenever you need it. Plus, if you're on the go, our mobile application allows you to bank right from your smartphone, making it easier than ever to manage your accounts. Security is our top priority. We use robust measures to keep your information safe while providing user-friendly features that make banking enjoyable. With electronic statements available, you can stay organized and reduce paper clutter by opting for e-statements instead of traditional mail. This way, you'll always have quick access to your financial documents without the worry of them getting lost. For those who like to send money quickly and effortlessly, our person-to-person transfer feature makes it easy to send funds directly to friends or family members. And if you prefer using mobile payments for your purchases, rest assured that our system supports this convenient feature too. While we currently do not support electronic signature authorization, we still strive to provide a smooth experience for all members. So whether you're at home or out and about in Asheville, Local Government has the tools you need for effective financial management right at your fingertips. Experience the convenience of modern banking today! Visit us online at https://www.civicfcu.org/ and explore all the options available to make banking simpler and more efficient for you.

At Local Government, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that you can trust us with your hard-earned money. With a net worth of $356,601,470, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $891 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,237,551,005 in share certificates and $808,029,665 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $750,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $286,368,987 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,681 in used auto loans and $3,454,472,503 in total loans and leases. Our operational efficiency is reflected in our $-10,403,018, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $42,869,471. Total Share and Deposit Accounts: 702,172, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local Government is your trusted partner. Visit us at 275 Smokey Park Hwy Asheville Nc 28806 or call (919) 582-9553 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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