Local 804 Credit Union Queens Village NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Local 804, your trusted credit union located at 21131 Jamaica Ave, Queens Village, NY 11428. Established in 1978, we've proudly served our community for over four decades, helping more than 3,100 members achieve their financial goals. As a member-focused institution, we are committed to providing personalized banking solutions that cater to your unique needs. At Local 804, we understand the importance of building strong relationships with our members. Our experienced team of five dedicated employees is here to offer you support and guidance every step of the way. Under the leadership of CEO Ysemny Abood and Board President Myles Dunn, we strive to foster a welcoming environment where everyone feels valued. With total assets exceeding $20,200,001 and total deposits reaching $522,474, we ensure that your money is safe and sound. We also take pride in offering various loan options including personal loans, auto financing, and mortgage loans totaling around 1,342 loans and leases available for our members. Our strong net worth of $6,104,275 reflects our stability and commitment to the financial health of our community. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 211-31 Jamaica Avenue, Queens Village, NY 11428. If you're looking for reliable banking services like checking accounts or business loans, you've come to the right place. Ready to take the next step towards better banking? Feel free to give us a call at 718-353-1300 or visit our website at cu804.org for more information about how we can assist you today!

Branch History & Mission

Commitment to Innovation

As we continue to grow, we embrace technology that enhances member experiences. With features like online banking and mobile applications, managing finances has never been easier or more convenient. We also ensure that all our services are ADA compliant so that everyone can access the support they need without barriers. Our operating hours are designed with your convenience in mind: Monday through Friday from 8:00 AM to 3:00 PM, with extended hours on Wednesdays until 7:00 PM. While we currently do not have ATM or drive-thru services available, our friendly staff is always ready to assist you in person or over the phone at 718-353-1300.

Join Us

At Local 804, we invite you to become part of our family. Experience the benefits of membership firsthand where your success is our priority. Whether you're looking for financial advice or simply want a safe place to save your money, we are here for you every step of the way. Together, let's build a brighter future for ourselves and our community! For more information about joining us or exploring what we offer, please visit Local 804's website.

Our Mission

The mission of Local 804 is clear: to empower our members through accessible financial services while actively contributing to the betterment of our community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's saving for a dream home or financing a new vehicle. We offer a range of services tailored to meet those needs from personal banking accounts to auto loans and mortgage options. Our dedication goes beyond just financial transactions; we strive to create meaningful connections within the community. Through partnerships and outreach efforts, we aim to provide education on financial literacy and promote economic growth in Queens Village. While members can visit us at 21131 Jamaica Ave for all their banking needs, official correspondence should be sent to our mailing address at 211-31 Jamaica Avenue, Queens Village, NY 11428.

Branch Location & Accessibility

Accessibility Features

We believe in making banking accessible for everyone. Our branch is ADA compliant, featuring ramps and other accessibility options to accommodate all members of our community. Ample parking is available nearby, so you won't have to worry about finding a spot when you visit.

Get in Touch

We're just a phone call away! If you have any questions or need assistance, don't hesitate to reach out at (718) 353-1300. Our team is ready and eager to assist you. We invite you to visit us at Local 804 today your financial journey begins here!

Operating Hours

Our doors are open during convenient hours to fit your busy schedule. You can visit us Monday through Friday from 8:00 AM to 3:00 PM, and on Wednesdays, we extend our hours until 7:00 PM. We want to make sure you have plenty of time to take care of your banking needs.

Services Offered

At Local 804, we provide a wide range of services tailored for both individuals and businesses. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Plus, with online and mobile banking options available, managing your accounts has never been easier.

Member Eligibility

Welcome to the vibrant community at Local 804! We're excited to have you consider becoming a member of our family. To join us, you'll need to meet some simple eligibility criteria. Generally, membership is open to anyone who lives, works, worships, or attends school in the area surrounding our branch located at 21131 Jamaica Ave Queens Village Ny 11428. This inclusive approach means that many people can access the benefits we offer. For a detailed look at the specific eligibility requirements, feel free to check out our resource at . Becoming a member is just the beginning of your journey with us. At Local 804, you'll enjoy personalized service and a variety of financial products designed to meet your needs from checking and savings accounts to auto loans and credit cards. If you're ready to take the next step, opening an account is straightforward! You can reach out to us directly at (718) 353-1300 for any questions or visit us in person. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business with payment solutions that are easy to use and reliable. Our merchant services streamline transactions, allowing you to focus on what matters most growing your business. Accepting payments should be simple, whether in-store or online, and our services help you do just that. Visit us at 21131 Jamaica Ave Queens Village Ny 11428 in Queens Village, NY, or call us at (718) 353-1300 to discover how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $667,623, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

We haven't forgotten about local businesses! Our business banking services, including merchant services and business loans, support entrepreneurs in achieving their dreams. Whether you're starting fresh or expanding an existing business, we're here to help you navigate your financial needs.

Cash Withdrawal Services

While we do not operate ATMs at this branch location, our cash withdrawal services ensure that accessing cash remains hassle-free during business hours. At Local 804, we prioritize our members' financial well-being through comprehensive service offerings designed with real-life scenarios in mind. Whether you're planning for the future or managing day-to-day expenses, we're here to assist every step of the way. Ready to take the next step? Give us a call at (718) 353-1300 or visit us at 21131 Jamaica Ave Queens Village Ny 11428 today! Let's work together towards your financial success!

Home Financing Options

If home ownership is on your horizon, consider our mortgage loans and refinancing services. We work with you to find the best mortgage solution that suits your lifestyle and financial situation. It's not just about buying a house; it's about creating a home where memories are made.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features, allowing you to manage your accounts anytime, anywhere. From checking balances to transferring funds or even paying bills on the go, our digital tools put control back in your hands.

Personal Banking Solutions

When it comes to managing your personal finances, we have you covered. Our checking and savings accounts are designed for ease of use, ensuring that you can access your funds whenever you need them. Whether you're saving for a rainy day or planning a big purchase, our accounts come with features that make banking simple and straightforward.

Personal Loans and Debt Management

Life can throw unexpected expenses your way, and that's why we offer personal loans and debt consolidation options. These services can help you manage bills more effectively or fund important projects without the pressure of high-interest rates. Picture consolidating multiple debts into one easy monthly payment that's peace of mind right there.

Rewards Credit Cards

For those who love to earn while they spend, our credit cards with rewards are an excellent choice. Whether you're making everyday purchases or planning a vacation, enjoy perks that reward you for being a member. It's like getting paid to spend!

Vehicle Financing Made Easy

Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms that fit your budget. Imagine driving away in your dream car without the stress of overwhelming payments. With us, financing your vehicle is just a call away.

Digital & Online Banking

Key Services for Your Convenience

With just a few clicks at https://cu804.org/, you can access our 24/7 online banking services. This means you can check your balance, make transfers, and pay bills anytime no need to rush to the bank before closing hours. Plus, if you prefer the convenience of mobile banking, our user-friendly mobile application is available for download. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends or family instantly, making it easier than ever to share expenses or settle debts. And if you're looking to simplify your paperwork, we offer electronic signature authorization for many transactions, so you can sign documents securely from anywhere.

Security You Can Trust

We prioritize your security at every step. Our online banking platform incorporates strong security measures to protect your personal information and transactions. We want our members to feel safe and confident when using our digital services. In conclusion, with a variety of digital and online banking options at Local 804, managing your finances is straightforward and secure. Join us today and experience the ease of modern banking!

Stay Informed with E-Statements

Keeping track of your financial statements has never been simpler. With e-statements available at Local 804, you can receive your account statements electronically. This not only helps reduce paper clutter but also allows you to access your statements whenever you need them.

Financial Strength

Committed Team

We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local 804 is your trusted partner. Visit us at 21131 Jamaica Ave Queens Village Ny 11428 or call (718) 353-1300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $853,010 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $935, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $6,104,275, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,022 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

With $130 in used auto loans and $13,946,936 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $184,373 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Information

If you're interested in exploring refinancing options or checking eligibility for any of our products, please feel free to contact us at 718-353-1300 or visit us at our branch located at 21131 Jamaica Ave, Queens Village, NY 11428. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey is important to us at Local 804; let's navigate it together!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,306,024 in new vehicle loans and $2,283,119 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easy for you to drive off with the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $667,623 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we can guide you through other financing solutions tailored to your needs. If you're considering refinancing your current mortgage, reach out to us for personalized assistance.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $711,118 in loans helping members manage their finances effectively, we offer flexible terms that allow you to focus on what matters most without the burden of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Local 804