Local 606 Electrical Workers Credit Union Orlando FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Local 606 Electrical Workers, where we prioritize your financial well-being and community connection! Located at 820 Virginia Dr, Orlando, FL 32803, our credit union has proudly served our members since 1965. With a commitment to providing personalized banking solutions, we cater to the unique needs of our 411 members while fostering a welcoming atmosphere. At Local 606 Electrical Workers, we understand that financial matters can be complex, which is why our dedicated team is here to guide you every step of the way. Under the leadership of CEO Janice Sullivan and Board President James Sullivan, Jr., our small but mighty team of just 2 employees is focused on delivering exceptional service. We believe in building trust through transparency and reliability, ensuring that each member feels valued. With total assets amounting to $5,821,547 and total deposits reaching $654,648, we are proud to offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our goal is to help you achieve your financial dreams with confidence. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 820 VIRGINIA DR, ORLANDO, FL 32803-2530. For any inquiries or assistance, feel free to reach out at 407-896-4733 during our lobby hours from 12:30 PM to 4:30 PM Monday through Friday. Explore more about what we offer by visiting our website at local606fcu.org. Whether you're looking for a new loan or simply want to learn more about managing your finances effectively, we're here for you every step of the way. Join us in strengthening our community because at Local 606 Electrical Workers, you're not just a member; you're family!

Branch History & Mission

The Local 606 Electrical Workers has been a cornerstone of financial support and community engagement in Orlando, FL, since its establishment in 1965. Over the years, this credit union has grown from a small local initiative into a thriving institution, currently boasting a membership of 411 individuals. Located at 820 Virginia Dr, Orlando, FL 32803, our branch is easily accessible and situated near popular local landmarks, making it a convenient stop for all your banking needs. Our mission is simple yet powerful: to provide our members with exceptional financial services while fostering a strong sense of community. We understand that every member's financial journey is unique, which is why we offer a range of services tailored to meet individual needs. From checking and savings accounts to auto loans and mortgages, we are dedicated to supporting our members' financial goals. At Local 606 Electrical Workers, we have always prioritized not just the financial well-being of our members but also the growth and development of our community. Our commitment extends beyond banking; we actively engage in partnerships and outreach programs designed to uplift those around us. This dedication reflects our belief that when our community thrives, so do we. While you can visit us at our branch location for personal service during our operating hours from 12:30 PM to 4:30 PM Monday through Friday, please note that official correspondence should be sent to 820 VIRGINIA DR, ORLANDO, FL 32803-2530 if it differs from our branch address. As technology continues to shape the banking experience, we are also committed to ensuring accessibility for all members. Although currently lacking certain digital conveniences such as online banking and ATMs, we strive to create a welcoming environment that meets everyone's needs. Our team is here to assist you every step of the way. With total assets reaching an impressive $5,821,547, we stand as a testament to sound financial management and member trust. Our focus remains on building lasting relationships with each member who walks through our doors. Join us at Local 606 Electrical Workers today and discover how we can help you achieve your financial dreams while being part of a supportive community. Let's work together for a brighter financial future! For more information or any inquiries, feel free to reach us at (407) 896-4733.

Branch Location & Accessibility

Accessibility Features

Our branch is committed to ensuring everyone can access our services. We offer ADA-compliant facilities, including ramps for easier entry. Plus, we have ample parking available nearby so you can visit us without hassle.

Operating Hours

We're here for you Monday through Friday from 12:30 PM to 4:30 PM. Whether you're looking to open an account, inquire about loans, or simply seek financial advice, our friendly staff is ready to assist you during these hours.

Services Offered

At Local 606 Electrical Workers, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that suit everyone. While we don't currently offer ATM services or drive-thru banking at this location, our team is dedicated to providing personalized service every time you visit. Feel free to give us a call at 407-896-4733 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch soon!

Member Eligibility

At Local 606 Electrical Workers, we believe that becoming a member is like joining a family a supportive community where your financial well-being is our top priority. To be eligible for membership, you simply need to be an employee of the Local 606 Electrical Workers or a member of their immediate family. We're here to help you thrive, whether it's through our personal banking services, auto loans, or other financial products designed just for you. Joining us is easy! You can find more detailed eligibility criteria by visiting http://www.local606fcu.org/ . If you're ready to take the next step, opening an account is straightforward and welcoming. Feel free to reach out to us at (407) 896-4733 if you have any questions or need assistance. We're located at 820 Virginia Dr Orlando Fl 32803, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services provide essential tools for daily operations. Imagine being able to accept payments seamlessly, manage transactions effortlessly, and keep track of finances without hassle. These services not only simplify your payment process but also help you focus on what truly matters growing your business. Visit us at 820 Virginia Dr Orlando Fl 32803 in Orlando, FL or call us at (407) 896-4733 to learn more about how we can assist you in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a small business owner, our business banking services will equip you with the tools needed for success. From merchant services that simplify payment processing to tailored business loans that support your growth ambitions, we've got what it takes to help your enterprise thrive.

Connect With Us

We invite you to visit us at our branch located at 820 Virginia Dr Orlando Fl 32803 in Orlando, FL. If you have questions or would like more information about any of our services, don't hesitate to call us at (407) 896-4733 during our lobby hours from 12:30 PM to 4:30 PM, Monday through Friday. At Local 606 Electrical Workers, we're more than just a credit union; we're your partner in building a brighter financial future. Let us help you achieve your goals today!

Credit and Debt Solutions

Managing debt is crucial in today's world, and at Local 606 Electrical Workers, we offer personal loans and debt consolidation services to help ease that burden. Imagine being able to consolidate multiple payments into one manageable monthly payment our team is ready to assist you with this important step toward financial freedom. And if you're looking to earn rewards while making purchases, consider applying for our credit cards with rewards perfect for everyday spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made online and mobile banking available for all members. Access your accounts anytime and anywhere, check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Although we currently do not have ATM services on-site, our digital banking features ensure you can manage your finances efficiently without hassle.

Personal Banking

For those starting their journey into banking or looking to enhance their financial portfolio, our personal banking options are designed with you in mind. You can open checking and savings accounts that fit your lifestyle and financial goals. Need extra funds? Our auto loans and vehicle financing options make it easy for you to drive away in your dream car without breaking the bank. Plus, if you're thinking about homeownership, our mortgage loans and refinancing solutions can guide you through the process smoothly.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking platform available at https://www.local606fcu.org/ , you can check your account balances, view transaction history, and manage your finances from the comfort of your home or on the go. Our services allow you to have real-time access to your accounts, so you always know where you stand financially.

Secure and User-Friendly Features

Although we currently do not offer electronic signature authorization or e-statements, we prioritize your security with robust measures in place. While features like mobile payments and person-to-person transfers are not yet available, our commitment remains to provide a safe environment for all your transactions.

Stay Connected

While our mobile application is still in development, we are working towards enhancing your experience further. You can still enjoy 24/7 online banking services which give you the freedom to manage your money whenever it suits you best. Whether it's checking balances or planning for future expenses, we aim to keep everything at your fingertips.

The Future is Bright

As we continue to evolve, we're excited about the potential of bringing more services like mobile payments and person-to-person transfers in the future. Our goal is to ensure that every member enjoys easy access to their finances while keeping everything secure. Explore our offerings today by visiting https://www.local606fcu.org/ and see how Local 606 Electrical Workers can support you in achieving your financial goals!

Financial Strength

Dedicated Team

We also take pride in having 2 full-time employees and 0 part-time employees ready to assist you with any inquiries or support needed. Our knowledgeable team is committed to providing you with personalized service every time you visit.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $13 in used auto loans and $1,291,285 in total loans and leases, we're here to help you navigate your financing needs effectively.

Member-Centric Savings

Your savings are secured through our operations. While we currently have no share certificates or money market shares, we focus on prioritizing our members' needs. This approach allows us to allocate resources directly to you, enabling better loan rates and lower fees.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $1,310,378 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment reflects our dedication to enhancing your financial experience while ensuring your funds are managed wisely.

Strong Financial Health

With a net worth of $1,310,378, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,251 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local 606 Electrical Workers is your trusted partner. Visit us at 820 Virginia Dr Orlando Fl 32803 or call (407) 896-4733 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,290 in used vehicle loans and $628,000 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used car, we can provide flexible terms to suit your budget.

Conclusion

Our commitment at Local 606 Electrical Workers is to support your financial journey by offering tailored loan products that fit your lifestyle and goals. Don't hesitate to reach out if you have any questions or need assistance choosing the right loan for you. You can contact us at (407) 896-4733 during our business hours from 12:30 PM to 4:30 PM, Monday through Friday. For more information on our offerings and how we can help you achieve your financial dreams, visit us online at https://www.local606fcu.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) ( https://www.ncua.gov ), based on the latest results.

Credit Lines and Unsecured Credit Cards

We also provide personal financial solutions through our credit lines, which total $500,000. This flexibility allows you to manage unexpected expenses or plan for large purchases with ease. Additionally, while we currently do not offer unsecured credit card loans, our members benefit from other lending services designed to help them maintain control over their finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, enabling you to move forward with confidence. If you're considering refinancing your existing mortgage, be sure to ask about our eligibility options.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help consumers make informed choices without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means that the loan offers displayed are based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent options for users. One of the key benefits of using LendMesh is its focus on Verified Data. All loan offers come from legitimate financial institutions, which fosters trust in the information provided. Additionally, LendMesh operates without Sponsored Listings it does not prioritize lenders based on paid promotions, aiming instead to deliver unbiased results that truly reflect available options. With Real-Time Rate Comparisons, users have access to up-to-date loan rates from multiple institutions. This feature empowers consumers to make informed decisions based on current market conditions rather than outdated information. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LOCAL 606 ELECTRICAL WORKERS FEDERAL CREDIT UNION