Local 50 Plumbers & Steamftrs CU Northwood OH | Best Auto Loans & Business Banking

Introduction

Welcome to Local 50 Plumbers & Steamftrs, your trusted financial partner located at 7570 Caple Blvd Ste C, Northwood, OH 43619. Established in 1969, we have proudly served our community for over five decades, helping members achieve their financial goals with personalized service and a commitment to excellence. With a total membership of 2,268, we strive to create meaningful relationships that foster trust and reliability. At Local 50 Plumbers & Steamftrs, we understand the unique needs of our members. Our assets total an impressive $10,521,051, while our deposits stand strong at $750,342. We are dedicated to providing a range of services including personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking options. Our leadership team is led by CEO Amy Cobb and Board President Jeffrey Stuller, who are committed to steering our credit union towards continued growth and member satisfaction. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 7570 Caple Blvd STE C, Northwood, OH 43619-1084. We invite you to reach out to us at 419-662-3993 during our lobby hours from Monday to Friday, 7:30 A.M. to 4:15 P.M., where our friendly staff will be eager to assist you. Join us today and experience the benefits of being part of a community-focused credit union that puts its members first! Whether you're looking for financing options or just need some guidance on your financial journey, Local 50 Plumbers & Steamftrs is here for you every step of the way.

Branch History & Mission

Join Us

As we look forward to the future with excitement and optimism, we invite you to be part of our journey. Experience the benefits that Local 50 Plumbers & Steamftrs offers where your financial needs meet community spirit. Together, let's build a brighter tomorrow!

Our Mission

At Local 50 Plumbers & Steamftrs, our mission is simple yet powerful: to provide accessible financial services while supporting the community's growth and development. We believe that everyone deserves a chance at financial success. We strive to create a welcoming environment where all members feel valued and understood. While members can visit us at 7570 Caple Blvd Ste C Northwood Oh 43619, official correspondence should be sent to 7570 Caple Blvd STE C, Northwood, OH 43619-1084. In line with our commitment to accessibility, we continually work toward ensuring ADA compliance in all aspects of our service. Our involvement extends beyond banking; we actively participate in community outreach efforts. By partnering with local organizations and initiatives, we aim to uplift those around us and contribute positively to Northwood's vibrant culture. In this digital age, we recognize the importance of convenience without compromising personal touch. Although currently lacking features like online banking or ATM availability, our friendly staff is always ready to assist you directly at the branch or over the phone at 419-662-3993.

Our Story

From our humble beginnings to our current status as a vital part of the local community, Local 50 Plumbers & Steamftrs has always focused on meeting the unique needs of our members. With a total membership of 2,268 and total assets amounting to $10,521,051, we have grown alongside the community we serve. Throughout the years, we have embraced change and innovation while remaining true to our core mission. As we evolved, so did our services. We offer a wide range of personal banking options including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, credit cards with rewards, and business banking solutions such as merchant services and business loans. Our operating hours from Monday to Friday from 7:30 A.M. to 4:15 P.M. ensure that we are available when you need us most.

Branch Location & Accessibility

Convenient Access and Parking

At our Northwood location, you'll find ample parking available right outside the entrance, ensuring a hassle-free experience. The branch is designed with accessibility in mind, featuring ADA-compliant ramps and pathways for those who may need extra assistance.

Get in Touch

While you can visit us at our branch address, if you need to send any official correspondence, please direct it to our mailing address: 7570 Caple Blvd STE C, Northwood, OH 43619-1084. We invite you to come experience the welcoming atmosphere at Local 50 Plumbers & Steamftrs. Stop by today or give us a call; we look forward to assisting you with all your banking needs!

Operating Hours That Fit Your Schedule

We know that your time is valuable. That's why we're open Monday through Friday from 7:30 A.M. to 4:15 P.M., making it easy for you to stop by before or after work. If you have any questions or need assistance while you're here, don't hesitate to call us at 419-662-3993. Our friendly staff is always ready to help!

Services Tailored for You

Local 50 Plumbers & Steamftrs offers a variety of services to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we provide personalized banking solutions that cater to both individuals and businesses alike. While we currently do not offer ATM services or drive-thru banking, our team is dedicated to providing efficient service inside the branch.

Member Eligibility

At Local 50 Plumbers & Steamftrs, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're interested in joining us, you'll find that eligibility is quite simple and welcoming. Generally, anyone who works for or is affiliated with the plumbing and steamfitting industry can join, along with their immediate family members. This means whether you're a seasoned professional or just starting out, we want you to be part of our community. For more detailed eligibility criteria, feel free to check out our website at . Opening an account with us is straightforward and designed to make you feel right at home. You can easily begin the process by visiting our branch located at 7570 Caple Blvd Ste C Northwood Oh 43619, or if you have any questions, don't hesitate to give us a call at (419) 662-3993. We're here to help you take this exciting step toward financial empowerment and community belonging!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently do not have specific member or non-member commercial loans funded, our focus remains on creating flexible financing options when the need arises.

Merchant Services

Imagine running your business smoothly with merchant services that enable easy payment processing for your customers. Whether it's accepting credit card payments or managing transactions online, these services enhance customer satisfaction and streamline your operations. Located at 7570 Caple Blvd Ste C Northwood Oh 43619 in Northwood, OH, we invite you to visit us and discuss how we can support your business's financial journey. Together, let's build a brighter future for your company! For more information, call us at (419) 662-3993.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch located at 7570 Caple Blvd Ste C Northwood Oh 43619 in Northwood, OH, we're committed to ensuring that cash withdrawal services are accessible when needed. At Local 50 Plumbers & Steamftrs, our commitment extends beyond just providing services; it's about building lasting relationships with our members based on trust and support. If you're interested in any of these offerings or have questions about how we can assist you better, please don't hesitate to reach out at (419) 662-3993 during our lobby hours from Monday to Friday, 7:30 A.M. - 4:15 P.M. Join us today at Local 50 Federal Credit Union and take the next step towards financial empowerment!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing options. We know how important it is to have reliable transportation, whether it's commuting to work or taking family trips. With competitive rates and flexible terms, we help you get behind the wheel without breaking the bank.

Business Banking Support

For those who run businesses, we offer robust business banking solutions, including merchant services and business loans. We know how vital it is for businesses to have access to quick funding and efficient payment processing systems.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide online and mobile banking options that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills all from the palm of your hand.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Enjoy the benefits of earning points on purchases that can be redeemed for travel, merchandise, or cash back. It's not just about spending; it's about making your money work for you.

Financial Flexibility with Personal Loans

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether you need funds for a big purchase or want to consolidate high-interest debt into one manageable payment, we're ready to assist.

Home Ownership Made Easy

Dreaming of owning your own home? Our mortgage loans and refinancing services can make that dream a reality. We provide various mortgage options tailored to fit different budgets and preferences. Whether you're a first-time homebuyer or looking to refinance an existing loan for better rates, we're here to guide you through the process.

Personal Banking Solutions

For everyday banking, we offer personal banking services including checking and savings accounts. These accounts are perfect for managing your daily expenses while also helping you save for the future. Imagine having a checking account that allows you to easily track your spending or a savings account that earns interest over time both designed to make your financial life easier.

Digital & Online Banking

Accessibility and Real-Time Management

Even without mobile applications or person-to-person transfer options, you can still reach out to us directly at (419) 662-3993 for assistance with your banking needs. Our friendly team is here to help during lobby hours from 7:30 A.M. to 4:15 P.M., Monday through Friday. At Local 50 Plumbers & Steamftrs, we believe that every member deserves a seamless banking experience that fits into their daily life. We are continuously working on enhancing our services to provide you with the best possible tools for financial management. In summary, while we may not have all the digital bells and whistles just yet, our commitment to serving you with integrity and care remains unwavering. Stay tuned for future updates as we strive to bring more convenient options your way!

Security and User-Friendly Features

Your security is our top priority. Although electronic signatures, e-statements, and mobile payments aren't available right now, we focus on ensuring that your personal information remains safe and secure while you manage your finances. We are dedicated to making banking easy to understand and accessible for everyone.

Financial Strength

Member-Centric Savings

Members' savings are secured through our financial offerings. Although we currently have $0 in share certificates and $0 in money market shares, we focus on creating stable and rewarding growth opportunities for you. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,471,825, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,399 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $1,418,330 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is supported by $226 in used auto loans and $7,593,143 in total loans and leases, enabling us to assist you with various financial goals. Our operational efficiency is reflected in our $52,348, which helps us continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 2 full-time employees and 0 part-time employees ready to serve you with knowledge and dedication.

Trust Built on Reliability

Our net shares (funds available for lending and investments) stand at $0, while the number of total share accounts is robust at 1,804 showing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local 50 Plumbers & Steamftrs is your trusted partner. Visit us at 7570 Caple Blvd Ste C Northwood Oh 43619 or call (419) 662-3993 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,941,517 in used vehicle loans and $2,320,167 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing solutions tailored to fit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We provide personalized assistance to ensure you understand all available options and help you find the best fit for your financial situation.

Refinancing Options

If you're considering refinancing any existing loans, we can assist with that as well. Our team will guide you through eligibility options and help you assess how refinancing might benefit you financially. At Local 50 Plumbers & Steamftrs, we're here to support you every step of the way. If you have any questions or want to learn more about our loan offerings, feel free to reach out at (419) 662-3993 during our operating hours: Monday through Friday from 7:30 A.M. to 4:15 P.M. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Enjoy the freedom of making purchases while keeping track of your spending with our straightforward credit options.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring clarity in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users find the best options without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores LendMesh's effectiveness in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the offers presented are fair and transparent.

LOCAL 50 PLUMBERS & STEAMFTRS FEDERAL CREDIT UNION