Local 265 IBEW Lincoln NE Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Local 265 Ibew, your trusted financial partner since 1963, located at 1409 Old Farm Rd, Lincoln, NE 68512. Our commitment to serving our members goes beyond just providing financial services; we believe in building a strong community where everyone can thrive together. With a membership base of 961 individuals and total assets amounting to $3,837,805, we pride ourselves on being a stable and supportive institution for all your banking needs. At Local 265 Ibew, we understand that every dollar counts. That's why we offer a range of personalized banking solutions including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards designed to benefit you. Our total deposits stand at $187,191, reflecting the trust our members place in us. Additionally, our net worth is an impressive $354,454, demonstrating our solid financial foundation. While members can visit us at our branch location, official correspondence should be sent to PO BOX 22725, Lincoln, NE 68542. This ensures that your inquiries are handled promptly and efficiently. Led by CEO Rebecca Burbach and Board President Justin Petty, our dedicated team of just 2 employees is here to assist you with friendly service and expert advice. Whether you're looking for personal banking solutions or business financing options, we're ready to help you achieve your financial goals. Feel free to reach out to us at (402) 423-4494 during our operating hours from 9:30 AM to 4:30 PM Monday through Friday. We invite you to explore our website at Local 265 Ibew for more information about our services or stop by to see how we can assist you today! Your financial well-being is our top priority, and we look forward to being part of your journey toward success.

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to join Local 265 Ibew and experience the benefits of membership firsthand. With operating hours from 9:30 AM to 4:30 PM Monday through Friday and meeting nights typically held on Wednesdays from 12:00 PM to 8:00 PM, we're here when you need us most. Together, let's build a brighter financial future! If you're ready to take the next step in your financial journey or simply want more information about what we offer, please don't hesitate to reach out at 402-423-4494. Your journey begins here!

Our Journey

Local 265 Ibew was founded with a vision to empower individuals and families by offering accessible financial services. Over the years, we have expanded our offerings beyond basic checking and savings accounts to include auto loans, mortgages, and business banking solutions. We understand that each member's journey is unique, and we strive to support them every step of the way. Conveniently located at 1409 Old Farm Rd, our branch is easily accessible for anyone in the Lincoln area. While members can visit us at this address, official correspondence should be sent to PO BOX 22725, LINCOLN, NE 68542. This central location allows us to serve our community effectively while fostering strong relationships with local organizations.

Our Mission

The mission of Local 265 Ibew is clear: we aim to provide exceptional financial services while enriching the lives of our members and supporting our community. We are committed to offering competitive rates on loans and deposits, along with convenient digital banking options like online banking for easy account management. Our focus on customer satisfaction drives us to continuously improve our services and ensure that every member feels valued. We believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we work tirelessly to uplift those around us. Whether it's through financial education workshops or community events, Local 265 Ibew strives to be an active participant in making Lincoln a better place for all.

Branch Location & Accessibility

A Range of Services Just for You

While visiting us, you'll find a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to vehicle financing and mortgage loans. Although we don't offer ATM or drive-thru services at this branch, our dedicated staff is always ready to help you in person. If you need to send official correspondence, please note that while members can visit us at 1409 Old Farm Rd Lincoln Ne 68512, official mail should be directed to PO BOX 22725, Lincoln, NE 68542.

Connect with Us!

Have questions or need assistance? Feel free to give us a call at (402) 423-4494. We look forward to welcoming you at Local 265 Ibew and helping you with all your banking needs!

Convenient Access and Parking

At Local 265 Ibew, we understand that accessibility is essential. Our location features ample parking options, making it easy for you to visit us. We also prioritize ADA compliance, ensuring that all members can access our facilities comfortably.

Operating Hours Tailored for You

Our friendly team is here to assist you during convenient hours: Monday through Friday from 9:30 AM to 4:30 PM. We also hold special meeting nights on Wednesdays from noon until 8:00 PM, giving you more opportunities to connect with us and discuss your financial goals.

Member Eligibility

At Local 265 Ibew, we believe in the power of community and the strength that comes from being part of something special. Becoming a member is a simple and welcoming process. If you live, work, or worship in our local area, you're likely eligible to join us! We cherish diversity and aim to support anyone who aligns with our mission. For more detailed eligibility criteria, feel free to check out this resource. Joining Local 265 Ibew not only opens the door to a wide range of financial services from checking and savings accounts to auto loans and mortgages but also connects you with a supportive network of fellow members. You can get started by visiting us at our branch located at 1409 Old Farm Rd Lincoln Ne 68512, or simply give us a call at (402) 423-4494 for assistance. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced world, having reliable merchant services is essential. Imagine being able to process payments smoothly while focusing on what you do best running your business. Our tailored merchant services simplify transactions and help keep your cash flow steady. You can accept payments from customers easily, enabling you to concentrate on growing your brand without worrying about payment delays. Located at 1409 Old Farm Rd Lincoln Ne 68512 in Lincoln, NE, we invite you to explore how our services can empower your business to reach new heights. Give us a call at (402) 423-4494 or visit us during our operating hours from 9:30 AM to 4:30 PM, Monday through Friday. Let's work together to achieve your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easier than ever to drive away in the car you want. We work with you to find an affordable plan that fits your budget, so whether it's a new car or a used one, we help make it happen without any unnecessary stress.

Business Banking Solutions

If you're a business owner in Lincoln, we also provide comprehensive business banking services including merchant services and business loans. These tools are designed to help your business grow and thrive while making transactions as smooth as possible. At Local 265 Ibew, we're committed to providing accessible financial solutions that cater not only to individuals but also businesses within our community. For more information about how we can assist you or if you'd like to speak with someone directly, don't hesitate to reach out at (402) 423-4494 or visit us at 1409 Old Farm Rd Lincoln Ne 68512 during our operating hours: Monday through Friday from 9:30 AM to 4:30 PM. We look forward to serving you!

Credit Cards with Rewards

To make everyday purchases even more rewarding, we offer credit cards that come with perks! Earn rewards on every dollar spent while enjoying competitive rates and no hidden fees. This is an excellent option for those who want to maximize their spending power without sacrificing convenience.

Mortgage Loans & Refinancing

For those considering homeownership or refinancing their current mortgage, our mortgage loans are tailored just for you. We understand that buying a home is one of the biggest decisions you'll ever make. That's why our experts guide you through every step, ensuring you understand all aspects of the mortgage process.

Personal Banking

Starting with personal banking, we offer various options for checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds whenever you need them while also earning interest on your savings. With our online and mobile banking services, you can manage your accounts from the comfort of your home or on the go no need to visit the branch every time you want to check your balance or transfer funds.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans provide quick access to cash when you need it most. If you're juggling multiple debts, consider our debt consolidation options that simplify payments into one manageable monthly amount, helping ease financial strain.

Digital & Online Banking

Additional Services

Although we don't have person-to-person transfers available at this time, our platform ensures that regular transfers between your accounts are straightforward and hassle-free. Plus, while electronic signature authorization isn't offered yet, we're always looking for ways to enhance our service offerings. At Local 265 Ibew, we prioritize accessibility and ease-of-use in all our digital banking solutions. Experience real-time account management today and discover how our online banking can simplify your financial tasks!

Key Features of Our Online Banking

With our user-friendly online banking platform, accessible at https://www.itsme247.com/886/authentication/username , you can take control of your financial life. Check your account balances, view transaction history, and transfer funds all from the comfort of your own space. We ensure that all your information is secure, giving you peace of mind while you manage your money. For those who prefer paperless options, we offer e-statements, allowing you to receive your account statements electronically. This not only helps the environment but also makes it simpler to keep track of your finances without clutter. While we currently do not support mobile payments or a mobile application, our commitment to offering robust online banking means that you can still enjoy 24/7 access to your accounts through our website. This gives you the flexibility to handle transactions whenever it suits you best.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $5,864, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

We have established a strong community trust with a total of 1,144 share and deposit accounts. This shows that many people rely on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local 265 Ibew is your trusted partner. Visit us at 1409 Old Farm Rd Lincoln Ne 68512 or call (402) 423-4494 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $271,552 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Future

With $348,590 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $158 in used auto loans and $3,490,213 in total loans and leases.

Solid Financial Health

With a net worth of $354,454, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,254,711 in used vehicle loans and $615,733 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we are here to assist you every step of the way.

Credit Lines

In addition to traditional loans, our credit lines totaling $500,000 can provide you with quick access to funds when you need them most. This flexibility can be invaluable for managing cash flow or covering unexpected costs. If you're considering refinancing any existing loans or want to learn about eligibility options, please reach out to us at (402) 423-4494. Our team is dedicated to finding the best solution for your situation. At Local 265 Ibew, we are proud to serve our community with transparency and commitment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although our current offerings do not include Junior Lien 1-4 Family Residential Properties loans, we're always exploring ways to support our members' housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This type of credit can give you the purchasing power you need without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to established guidelines ensures that users receive fair and transparent offers tailored to their specific needs. By relying on verified financial institutions, LendMesh guarantees that all loan offers are legitimate and trustworthy.

LOCAL 265 IBEW FEDERAL CREDIT UNION - Lincoln, NE