Local 24 Credit Union Pasadena TX | Best Auto Loans & Business Banking

Introduction

Welcome to Local 24 Employees, your trusted financial partner located at 5001 Red Bluff Rd, Pasadena, TX 77503. Since our establishment in 1961, we have proudly served the community, building a strong foundation of trust and reliability. With a total membership of 1,129 members and assets totaling $13,209,865, we are committed to providing personalized banking solutions that cater to your needs. At Local 24 Employees, we understand that every financial journey is unique. Our dedicated team, led by CEO Gisela Verastegui and Board President Billy Wise, works tirelessly to offer a range of services including personal banking, auto loans, mortgage loans, and business banking. We take pride in our community impact and strive to support our members every step of the way. While you can reach us at our branch for all your banking needs, official correspondence should be sent to the same address: 5001 Red Bluff Rd, Pasadena, TX 77503. For any inquiries or assistance, don't hesitate to give us a call at 281-542-2400. With total deposits amounting to $2,933,935 and a net worth of $2,477,913, we ensure that your funds are secure while providing competitive loan options. Whether you're looking for an auto loan or personal financing solutions, our experienced staff is here to guide you through the process. Join us at Local 24 Employees where we prioritize your financial well-being and work together towards achieving your goals. Visit our website at local24efcu.com for more information or to start your application today!

Branch History & Mission

Our Journey

Located at 5001 Red Bluff Rd, Pasadena, TX 77503, Local 24 Employees started as a resource for individuals seeking accessible financial services. Through dedication and hard work, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, and more. We take pride in providing these services while ensuring that our members feel valued and supported every step of the way. As we evolved through the decades, we embraced change and focused on modernizing our services to meet the needs of our diverse membership. While we may not have drive-thru services or ATMs available at this time, we remain committed to offering exceptional service during our lobby hours: Monday, Tuesday, Thursday & Friday from 9:00 am to 3:00 pm and Wednesday from 9:00 am to 1:00 pm.

Our Mission

At Local 24 Employees, our mission is simple yet powerful: to provide reliable financial services while fostering community support and growth. We aim to empower our members by helping them achieve their financial goals through education and personalized service. Whether you are looking for a loan or need assistance with your savings plan, our dedicated team is here to help. In addition to offering competitive rates on loans and deposits, we are actively involved in community outreach efforts. We believe that by investing in local initiatives and building partnerships within Pasadena, we can create a stronger and more vibrant community for everyone. While members can visit us at 5001 Red Bluff Rd for all their banking needs, official correspondence should be sent to the same address. If you're looking for a place where you can manage your finances with care and dedication from friendly staff who know you by name, look no further than Local 24 Employees. We invite you to join us today! Experience firsthand how we make banking personal by becoming a member of Local 24 Employees. Together, let's build a brighter future for ourselves and our community! For any questions or inquiries, please reach out at 281-542-2400 or visit us online at local24efcu.com.

Branch Location & Accessibility

Contact Us

Feel free to reach out if you have any questions! You can call us at 281-542-2400 for more information about our services or just stop by during business hours. We look forward to welcoming you at Local 24 Employees and helping you make the most of your banking experience!

Operating Hours

We know your time is valuable. That's why we're open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 3:00 PM, and on Wednesday from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking, auto loans, or anything else we offer, our dedicated team is here during these hours to help you achieve your financial goals.

Parking & Accessibility

At our branch, we understand the importance of accessibility. We offer ample parking right outside our doors, making it easy for you to drop by without any hassle. Our facilities are designed with everyone in mind, featuring ADA-compliant features to ensure that all members can visit us comfortably.

Services Offered

While visiting us at Local 24 Employees, you can take advantage of a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that cater to every member's financial journey. Although we do not currently have ATM access or drive-thru services at this location, our team is always ready to assist you with any inquiries or transactions directly inside the branch. If you need to send official correspondence, please remember that while members can visit us at our branch address, official mail should be sent to the same address: 5001 Red Bluff Rd, Pasadena, TX 77503.

Member Eligibility

At Local 24 Employees, we believe in building a community where everyone feels welcome and supported. If you're looking to join us, becoming a member is simple and straightforward! Our eligibility criteria are designed to be inclusive, allowing individuals who live, work, or worship in the Pasadena area to apply. This means you could easily become part of our growing family and enjoy the many benefits we offer, such as personalized banking services and competitive loan rates. For those interested in learning more about the specific eligibility requirements, feel free to check out this resource: . Once you know you're eligible, opening an account with us is just a few clicks away! Visit our account opening page at https://mobicint.net/fls/userenrollment to get started. Should you have any questions or need assistance along the way, don't hesitate to reach out at (281) 542-2400. We're here to help you take that first step into a brighter financial future at Local 24 Employees located at 5001 Red Bluff Rd Pasadena Tx 77503!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to invest in new equipment or hire additional staff to meet increasing demand. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there. Our merchant services can simplify how you accept payments. Picture this: your customers can pay quickly with their cards or mobile devices while you streamline your operations. This not only enhances customer satisfaction but also boosts your sales potential. Explore how Local 24 Employees can partner with you for success. Visit us at 5001 Red Bluff Rd Pasadena Tx 77503 or give us a call at (281) 542-2400 to learn more about how our business banking and commercial services can fuel your growth!

Comprehensive List Of Services

Accessible Services

We also provide essential ATM and cash withdrawal services so you have access to your money when you need it. Although we currently do not have ATMs at our branch, we are always looking for ways to enhance accessibility for our members. If you have questions about any of these services or would like assistance in selecting what's right for you, don't hesitate to reach out! You can contact us at (281) 542-2400 or visit us at 5001 Red Bluff Rd Pasadena Tx 77503 in Pasadena, TX. At Local 24 Employees, we're more than just a credit union; we're a community partner ready to support your financial journey! Visit us today or explore more on our website at Local 24 Efcu.

Business Banking

For those running businesses, we haven't forgotten about you! Our business banking solutions include merchant services and business loans that can give your venture the boost it needs. We understand the challenges small businesses face, and our team is committed to providing personalized assistance tailored to your specific situation.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Local 24 Employees offers online and mobile banking services that let you manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills right from your smartphone or computer.

Personal Banking Solutions

Managing your finances should be easy and straightforward. At Local 24 Employees, we offer various personal banking services including checking and savings accounts that cater to your everyday needs. You can effortlessly manage your funds, whether you're saving for a big purchase or just keeping track of daily expenses. When it comes to financing vehicles, our auto loans and vehicle financing options are designed with competitive rates, making it simpler for you to drive away in your dream car. We also provide mortgage loans and refinancing services that can help make home ownership more attainable or lower your monthly payments.

Support for Life's Big Moments

Life can throw unexpected events your way, which is why our personal loans and debt consolidation services are tailored to provide financial relief when you need it most. Whether it's for an emergency expense or a planned project, we're here to support you. And don't forget about our credit cards with rewards! They offer great benefits that can make everyday purchases more rewarding.

Digital & Online Banking

Convenient Access Anytime

With our online banking platform available at https://www.local24efcu.com/ , you can check your account balances, transfer funds, and pay bills anytime you need. Even though we currently do not offer mobile applications or mobile payments, our online services ensure you have access to your financial information whenever it suits you.

Stay in Control

Managing your money should be straightforward. While we don't provide electronic statements or person-to-person transfers at this time, our system allows for easy monitoring of your accounts so you can make informed decisions about your finances. We prioritize security, ensuring that all transactions are safe and protected.

Support When You Need It

Although features like electronic signature authorization aren't part of our offerings right now, our team is dedicated to helping you navigate any questions or concerns you might have. You can always reach us by phone at (281) 542-2400 during business hours for personalized assistance. In summary, while some modern conveniences may not yet be available at Local 24 Employees, we are committed to providing reliable service and support through our online banking options. Experience ease of access and control over your finances today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 1,092, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local 24 Employees is your trusted partner. Visit us at 5001 Red Bluff Rd Pasadena Tx 77503 or call (281) 542-2400 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $2,320,411 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $54 in used auto loans and $4,089,511 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,477,913, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,874 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $919,592 in used vehicle loans and $1,112,351 in new vehicle loans to help our members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, we're here to support you through the process.

Mortgage Loans

Thinking about homeownership? Although we currently do not offer mortgage loans for Junior Lien 1-4 Family Residential Properties, we're always exploring options to expand our services. If you're interested in refinancing existing loans or learning about eligibility options for future offerings, feel free to contact us for more information.

Summary of Offerings

At Local 24 Employees, our goal is to empower you with the resources you need for successful financial management. We pride ourselves on personalized service and transparency as you explore your loan options. For more details about our loan offerings or if you have any questions about refinancing or eligibility options, please don't hesitate to reach out. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, we have no outstanding amounts in this category but are committed to providing solutions that meet your financial needs effectively when they become available.

Loan Aggregator

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LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION - Pasadena, TX