LOCAL 1233 FEDERAL CREDIT UNION

Welcome to Local 1233, your trusted financial partner located at 19 Fenwick St, Newark, NJ 07114. Since our establishment in 1971, we have proudly served the community with a commitment to providing exceptional financial services tailored to meet your needs. With a membership of 893 and a robust asset base of $13,698,132, we are dedicated to enhancing your financial well-being. At Local 1233, we understand that every member is unique. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. Our team is here to help you navigate the various options available for home financing and debt consolidation. We also offer business banking services, ensuring that local businesses thrive alongside our members. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: PO BOX 4049, Newark, NJ 7112. Our leadership team is committed to fostering a culture of trust and service excellence. Under the guidance of CEO Khadija Rover and Board President Anthony Brown, our small but dedicated staff of 3 employees works hard every day to create a welcoming atmosphere where your financial goals can be realized. With total deposits reaching $2,302,076 and a net worth of $2,348,444, we pride ourselves on being a stable and reliable choice for your financial journey. Our approach prioritizes member satisfaction and community impact values that resonate throughout everything we do. Ready to take the next step towards achieving your financial dreams? Contact us at 973-824-7246 or explore more about our offerings by visiting our website at Local 1233. We look forward to serving you!

At Local 1233, we believe that becoming a member means joining a caring community where your financial goals are our priority. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for you to be part of our family. To learn more about specific eligibility requirements, feel free to check out our detailed guide at https://local1233fcu.org/membership/ . Once you're ready to take that step, opening an account is simple and straightforward. Just visit us at our branch located at 19 Fenwick St Newark Nj 07114, or give us a call at (973) 824-7246 for any questions you might have. We're here to help every step of the way! Enjoy the benefits of membership, including competitive rates on loans and personalized service that puts you first. Your journey toward better banking starts here!

At Local 1233, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to providing you with the best possible services, we want to assure you of our strong financial foundation. With a net worth of $2,348,444, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong position is reflected in our net worth ratio of $1,713, which showcases a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize your savings. Members' funds are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members directly; currently, we have no non-member deposits, which means all our resources are dedicated to serving you. With $2,269,832 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to enhance your experience. Our lending capacity is significant as well with $71 in used auto loans and $5,817,609 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is evident with a reported net income of $0, ensuring that we can consistently provide competitive loan rates and solid financial products tailored for you. We also take pride in having 2 full-time employees and 1 part-time employees ready to assist you at every turn. The trust you've placed in us is further demonstrated by our total share accounts of 955, showcasing a growing member base that believes in our mission. Our net shares available for lending stand at $0, indicating ample opportunity for investment back into our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Local 1233 is your trusted partner. Visit us at 19 Fenwick St Newark Nj 07114 or call (973) 824-7246 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.