LOC CREDIT UNION - Howell, MI

At Loc Credit Union, we believe in building a strong financial future for our members, one relationship at a time. Since opening our doors in 1935, we've been dedicated to serving the Howell community from our branch located at 3020 E Grand River Ave, Howell, MI 48843. With a thriving membership of 27,830 individuals and assets totaling an impressive $444,377,926, we are proud to be a trusted partner in your financial journey. Under the leadership of CEO Stephen Grech and Board President Michael Lasley, our team of 95 employees is committed to providing personalized service tailored to your unique needs. Whether you're looking for personal banking options such as checking accounts or auto loans, or business services like merchant solutions and business loans, we've got you covered. Our total deposits stand at $23,172,995, reflecting the trust our members place in us. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 3020 E Grand River Ave, Howell, MI 48843-8510. We invite you to explore the wide range of services we offer, including online and mobile banking options designed for your convenience. Join us today and experience the difference that a member-focused credit union can make. Feel free to reach out at (517) 546-8390 or visit our website at loccreditunion.com for more information. Your financial goals are important to us let's achieve them together!

Welcome to Loc, a proud part of the Howell community in MI since our doors first opened in 1935. Our branch, located at 3020 E Grand River Ave, Howell, MI 48843, has been a cornerstone for financial services and community support for nearly nine decades. As we look back on our journey, it's clear that our commitment to serving our members and neighbors has only grown stronger. From humble beginnings, Loc has evolved significantly over the years. We started with just a handful of dedicated members, and today, we proudly serve over 27,830 individuals. With total assets exceeding $444,377,926, our growth reflects not only our financial stability but also the trust placed in us by our members. We strive to create an environment where everyone feels welcome and valued. At the heart of our mission is a simple yet powerful statement: we are dedicated to empowering our members through accessible financial solutions while actively supporting our local community. We understand that banking is about more than just transactions; it's about building relationships and fostering growth. That's why we offer a range of services from personal banking and auto loans to business financing each designed with your needs in mind. Our commitment extends beyond banking. We believe in giving back to the community that has supported us throughout the years. Through various outreach programs and partnerships with local organizations, we aim to make a positive impact on the lives of those around us. While members can visit us at 3020 E Grand River Ave, official correspondence should be sent to 3020 E Grand River Ave, Howell, MI 48843-8510. For your convenience, we provide ATM availability and drive-thru banking options so you can access your accounts easily. Our operating hours are Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. As technology evolves, so do we. Our branch offers digital banking solutions like online banking and mobile payments because we know that flexibility is important in today's fast-paced world. Additionally, we ensure that all our services are ADA compliant, making them accessible for everyone in the community. We invite you to become part of the Loc family! Join us today and experience firsthand how we can help you achieve your financial goals while also being an active participant in our vibrant Howell community. Together, let's build a brighter future! For more information or assistance, feel free to reach out at 517-546-8390 or visit our website at Howell.

At Loc, we believe that everyone deserves a chance to be part of a community that cares. Joining our family is easy and welcoming, designed for individuals who live, work, or worship in the Howell area. If you're looking for a supportive financial partner, you're in the right place! To find out if you qualify, feel free to check out our detailed eligibility criteria here. Becoming a member at Loc opens the door to a wide range of services tailored just for you think personalized banking experiences, competitive loan rates, and access to various financial products that can help you thrive. Once you're ready to take the next step, opening an account is straightforward. You can get started by visiting us at 3020 E Grand River Ave Howell Mi 48843 or calling us at (517) 546-8390. Join us today and experience the benefits of being part of something special!

At Loc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong foundation that supports our commitment to serving you effectively. With a net worth of $41,642,547, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,131,293 in share certificates and $82,327,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $37,436,692 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $4,129 in used auto loans and $252,675,531 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 86 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 60,307, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Loc is your trusted partner. Visit us at 3020 E Grand River Ave Howell Mi 48843 or call (517) 546-8390 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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