Loc Credit Union Hartland MI | Affordable Vehicle Loans & ATMs

Introduction

Welcome to Loc, your trusted community credit union located at 10002 Highland Rd, Hartland, MI 48353. Since our establishment in 1935, we have been dedicated to serving our members with integrity and care. With a strong commitment to our community, we proudly support over 27,830 members, offering financial solutions tailored to meet their needs. At Loc, we understand the importance of financial stability and growth. That's why our total assets stand at an impressive $444,377,926, with total deposits amounting to $23,172,995. Our focus is on empowering you through various services including personal banking, auto loans, mortgage financing, and business loans. We strive to ensure that our members can achieve their financial goals with confidence. Led by our CEO, Stephen Grech, and Board President, Michael Lasley, we prioritize transparency and member satisfaction. Our team of 95 employees is here to assist you every step of the way. Whether you're visiting us in person or connecting through our online services at loccreditunion.com, we are committed to providing a welcoming experience. While members can visit us at our branch location in Hartland, official correspondence should be sent to 22981 Farmington Rd, Farmington, MI 48336-3915. We invite you to explore the array of services we offer and discover how Loc can make a positive impact on your financial journey. For any questions or assistance, feel free to call us at 810-632-3222. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Welcome to Loc, where our story is deeply rooted in the community of Hartland, MI. Since opening our doors in 1935, we have been dedicated to serving the financial needs of our members and fostering a spirit of collaboration and support. With a membership base that has grown to over 27,830 individuals, we take pride in being more than just a financial institution; we are a cornerstone of the community. Located at 10002 Highland Rd Hartland Mi 48353, just a stone's throw from local landmarks that define our vibrant town, our branch is easily accessible for all your banking needs. Whether you're coming in for personal banking services, auto loans, or mortgage options, you can rely on us to provide friendly and knowledgeable assistance. If you need to send official correspondence, please use our mailing address at 22981 Farmington Rd, Farmington, MI 48336-3915. Our mission at Loc goes beyond traditional banking. We strive to empower our members with the tools and resources they need to achieve their financial goals while contributing positively to the community around us. We offer a range of services including checking and savings accounts, auto loans, personal loans, and business banking solutions tailored to meet the diverse needs of our members. Over the years, we have adapted to changing times by embracing technology and making banking more convenient. Our digital offerings include online banking and mobile payments, ensuring you can manage your finances anytime, anywhere. We also maintain ADA compliance because we believe everyone should have access to our services without barriers. In addition to providing excellent financial products, we actively engage in community outreach efforts. Our partnerships with local organizations allow us to support initiatives that uplift residents and promote economic growth within Hartland. We understand that when our community thrives, so do we. As you explore what we offer at Loc, know that you are joining a family committed to your success and well-being. We invite you to visit us during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am until 1:00 pm. Whether you're looking for guidance on your first loan or need help navigating financial challenges, we're here for you every step of the way. Join us today and experience the benefits of being part of Loc where your dreams matter! For any inquiries, feel free to call us at (810) 632-3222.

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to give us a call at (810) 632-3222. Our dedicated team at Loc is eager to help you achieve your financial goals. Come visit us today and experience the difference personalized service can make!

Easy Access and Parking

At Loc, we understand the importance of convenience. Our location offers ample parking for members visiting us, making it easy to stop by for banking needs without the hassle. We are committed to accessibility, ensuring our facilities are ADA compliant so everyone can navigate comfortably.

Operating Hours Designed for You

We know that life can get busy, so we've designed our operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're stopping by during your lunch break or on a weekend, we're here when you need us.

Services Tailored to Your Needs

Our branch provides a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Need cash? We have an ATM available for quick withdrawals and balance checks right outside our doors. While we don't have drive-thru service at this location, our team is ready inside to assist you promptly. For official correspondence, please send mail to 22981 Farmington Rd, Farmington, MI 48336-3915.

Member Eligibility

Becoming a member of Loc is like joining a warm, welcoming family that's dedicated to your financial well-being. If you live, work, or go to school in the Hartland area, you're already eligible to open an account with us! We believe that everyone deserves access to great financial services tailored to their needs. By becoming a member at Loc, you can enjoy benefits like personalized support, competitive rates on loans and savings accounts, and a community-focused approach to banking. Opening an account is simple and straightforward! Just visit us at 10002 Highland Rd Hartland Mi 48353 or give us a call at (810) 632-3222 for more details. You can also find all the eligibility criteria and necessary steps online at . We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. Imagine a local café that wanted to upgrade its equipment to serve more customers. With our commercial loans, they could invest in high-quality machinery, enhancing their service and boosting sales. This type of financing can be a game changer for small businesses looking to grow.

Merchant Services That Make Transactions Smooth

In today's fast-paced market, offering convenient payment options is vital. Our merchant services simplify transactions, allowing businesses to accept credit and debit cards seamlessly. Picture a bustling retail shop where customers can quickly pay with their preferred method without delays at checkout. This not only enhances customer satisfaction but also encourages repeat business. Located at 10002 Highland Rd Hartland Mi 48353 in Hartland, MI, we invite you to explore how our business banking and commercial services can help your enterprise flourish. Reach us at (810) 632-3222 for more information or visit us online at https://www.loccreditunion.com/. Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure easy access to your funds whenever you need them. With basic ATM access for withdrawals and balance checks, managing cash flow has never been more convenient. At Loc, we're not just about transactions; we're about relationships. Our knowledgeable staff is always available at (810) 632-3222 during our operating hours Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm to answer any questions or provide assistance tailored just for you. We invite you to visit us or explore more about our services online at Hartland. Let us help you achieve your financial goals today!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. With competitive rates and flexible terms, you can drive away in your dream car without breaking the bank. Whether it's a new ride or refinancing an existing loan, we're ready to assist you.

Business Banking

For our local entrepreneurs, our Business Banking services provide everything from merchant services to business loans. We understand the challenges of running a business and are dedicated to supporting you with financial tools that promote growth and success.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Imagine earning rewards while doing your grocery shopping or fueling up your car! These benefits add value to every dollar spent and can be redeemed for various perks.

Mortgage Loans & Refinancing

Homeownership is a big step, and at Loc, we offer comprehensive Mortgage Loans & Refinancing solutions. Our dedicated team will guide you through the mortgage process, ensuring you find the right loan for your unique situation. Picture moving into your new home with peace of mind knowing you've made a smart financial choice.

Personal Banking

For individuals seeking reliable banking solutions, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine being able to easily manage your money with online and mobile banking checking balances, transferring funds, or paying bills right from your phone or computer. Our digital features ensure that you can access your accounts anytime, anywhere.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We help simplify your financial life by combining multiple debts into one manageable payment making it easier for you to stay on track financially.

Digital & Online Banking

Convenient Online Access

Our online banking platform is available 24/7 at https://www.loccreditunion.com/. This means you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with our mobile application, you can access all these features right from your smartphone, making it easier than ever to stay connected to your accounts.

Enhanced Features for Members

We know that life can be busy, so we provide features like e-statements for easy access to your account statements without the clutter of paper. Our mobile payments feature lets you make purchases quickly and securely using just your phone. Need to send money to a friend? Our person-to-person transfer option makes it easy to share funds instantly. With these services at Loc, you have the tools you need for real-time account management right at your fingertips. Embrace the ease of digital banking and take control of your finances today!

Secure Transactions

Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are not only simple but also safe. You can trust that your personal information remains protected while you manage your accounts online.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 60,307, showing a strong and growing member base that trusts us with their finances. This robust foundation allows us to maintain liquidity while supporting the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Loc is your trusted partner. Visit us at 10002 Highland Rd Hartland Mi 48353 or call (810) 632-3222 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 86 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $37,436,692 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,129 in used auto loans and $252,675,531 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $49,131,293 in share certificates and $82,327,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $41,642,547, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $57,678,260 in used vehicle loans and $19,261,743 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring you can drive off with confidence.

Credit Lines

For those who need ongoing access to funds, our credit lines totaling $40,000,000 provide a convenient solution. They're perfect for covering unexpected expenses or making larger purchases without hassle. If you're considering refinancing any of these products or exploring eligibility options, our team is ready to assist you in finding the best solutions tailored to your financial circumstances. Visit us at 10002 Highland Rd Hartland Mi 48353, Hartland, MI 48353 or give us a call at (810) 632-3222. Our friendly staff is eager to help you navigate through your options during our operating hours: Monday - Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help support your journey towards achieving financial stability and success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,908,432, make buying or refinancing simple. We guide you through the process, offering support every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $4,020,097 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

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