Loc Credit Union Brighton MI | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Loc, your trusted credit union in Brighton, Michigan. Since our establishment in 1935, we have proudly served our community, providing financial solutions tailored to meet the needs of our over 27,830 members. Located at 1025 E Grand River Ave, Brighton, MI 48116, we are dedicated to helping you achieve your financial goals with a personal touch. At Loc, we understand that every member's journey is unique. With total assets of $444,377,926 and total deposits amounting to $23,172,995, we offer a range of services designed for both personal and business banking. Our commitment to supporting our members is reflected in the $13921 loans and leases we have extended, empowering individuals and families to invest in their dreams. While you can visit us at our branch for friendly service and expert advice, please note that any official correspondence should be sent to our mailing address: 22981 Farmington Rd, Farmington, MI 48336-3915. Led by our dedicated CEO, Stephen Grech, and Board President Michael Lasley, our team of 95 employees works tirelessly to ensure your banking experience is smooth and rewarding. Whether you're looking for auto loans, mortgage refinancing, or personalized banking solutions, we are here to guide you every step of the way. Experience a credit union that truly cares about its members. Visit us today or call us at 248-474-2200 to learn more about how we can help you thrive financially!

Branch History & Mission

Welcome to Loc, a credit union with a rich history and a steadfast mission to serve the community in Brighton, MI. Since opening our doors in 1935, we've been dedicated to providing financial services that empower our members and support local growth. Over the years, we have evolved significantly while remaining true to our core values of integrity, service, and community. Located at 1025 E Grand River Ave, our branch is easily accessible and situated near several local landmarks. We invite you to stop by during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For your convenience, we also offer drive-thru banking and ATM services. At Loc, we pride ourselves on being more than just a financial institution; we are a community partner. Our mission is clear: to provide affordable financial solutions that enhance the quality of life for our members while contributing positively to the local economy. With over 27,830 members and total assets of $444,377,926, we are committed to supporting every individual's journey towards financial stability. Our commitment extends beyond traditional banking services. We embrace digital advancements to ensure accessibility for all members. Services like online banking, mobile payments, and electronic statements allow us to meet your needs anytime and anywhere. We believe in making banking easier while maintaining compliance with ADA standards so everyone can access our services without barriers. Loc actively participates in community outreach programs aimed at enhancing the lives of those around us. From financial literacy workshops to partnerships with local organizations, we strive to make a lasting impact on Brighton and its residents. While members can visit us at 1025 E Grand River Ave, official correspondence should be sent to 22981 Farmington Rd, Farmington, MI 48336-3915. If you have any questions or need assistance, feel free to reach out at 248-474-2200. We invite you to join us at Loc Credit Union where your financial wellness matters most! Experience the benefits of being part of a community-focused organization that puts its members first. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

Located near the heart of Brighton, our branch is just a short drive from popular landmarks such as the scenic and vibrant . With ample parking available right outside, you won't have to worry about finding a spot when you visit us. For those who prefer to stay on the go, we offer both ATM access and a drive-thru service for quick transactions without leaving your vehicle.

Hours That Work for You

At Loc, we understand that life can be busy, which is why we offer flexible operating hours. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Our team is ready to assist you during these hours, ensuring you get the help you need when it's most convenient for you.

Services Tailored to Your Needs

We pride ourselves on offering a variety of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and mortgages, we have something for everyone. If you're looking for quick and easy banking solutions, our drive-thru service allows for deposits and withdrawals without any hassle. Should you need official correspondence, please note that while you can visit us at 1025 E Grand River Ave Brighton Mi 48116, you can send mail to our mailing address at 22981 Farmington Rd, Farmington, MI 48336-3915.

Your Financial Partner

We are committed to providing accessible financial services in a welcoming environment. If you have any questions or would like more information about what we offer, don't hesitate to reach out! Call us at (248) 474-2200 or simply stop by we're excited to serve you!

Member Eligibility

Becoming a member of Loc is like joining a welcoming family that truly cares about your financial journey. We invite anyone who lives, works, worships, or attends school in the Brighton area to join us. It's our way of ensuring that our community grows together, and every member feels supported. Plus, as a member of Loc, you'll enjoy personalized services and competitive rates on loans and savings accounts tailored just for you. Getting started is easy! Just visit us at 1025 E Grand River Ave Brighton Mi 48116 or give us a call at (248) 474-2200 for any questions. You can also find more detailed eligibility information at . If you're ready to open an account, check out the simple process outlined here: http://app.loanspq.com/vl/vehicleloan.aspx?lenderref=locfcu061019. We can't wait to welcome you to our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or hire additional staff without financial strain. Our commercial loans can make this a reality, giving you the capital needed for crucial investments.

Merchant Services

In addition to our loan options, we offer merchant services that simplify payment processing for your business. Picture a busy Saturday at your shop where customers can pay quickly and easily using their cards or mobile payments. This convenience not only enhances customer satisfaction but also improves your cash flow management. With services like online banking and mobile applications available, managing your finances has never been easier. Visit us at 1025 E Grand River Ave Brighton Mi 48116 in Brighton, MI, or call us at (248) 474-2200 to learn more about how we can support your business journey!

Comprehensive List Of Services

Additional Services

For those quick transactions that don't require entering the branch, our basic drive-thru banking lets you handle deposits, withdrawals, and simple transactions without leaving your car. Additionally, our ATMs allow for hassle-free access to cash and balance checks whenever needed. We invite you to visit us at 1025 E Grand River Ave Brighton Mi 48116 or call us at (248) 474-2200 to learn more about how we can assist with all your financial needs. Join the Loc family today and experience personalized service that puts you first!

Business Banking Support

If you're an entrepreneur or own a small business, you'll find our business banking services invaluable. From merchant services that simplify transactions to business loans that help fund your growth, we are here to support your venture with expert advice and tailored solutions.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features at Brighton. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills all from your smartphone or computer. Our ATM and cash withdrawal services ensure that accessing your funds is quick and easy.

Mortgage Services

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process smoothly. We understand that purchasing a home is a significant milestone, which is why our knowledgeable staff is here to assist you every step of the way.

Personal Banking Solutions

Navigating your finances can be challenging, but with our personal banking services, it doesn't have to be. We offer checking and savings accounts tailored to fit various lifestyles, making it easy for you to manage your money effectively. Need a new vehicle? Our auto loans and vehicle financing options provide competitive rates and flexible terms, helping you get on the road quickly. When life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the financial relief you need. Plus, with credit cards that offer rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Our online banking platform empowers you with real-time account management. Whether you want to check your balance, pay bills, or transfer money, everything is just a few clicks away. You can also enjoy the ease of e-statements, allowing you to view and manage your statements electronically saving trees and keeping your information organized. With our electronic signature authorization feature, signing documents has never been easier or more secure. You can complete necessary paperwork from the comfort of your home without the hassle of printing or mailing. For those on the go, our mobile application provides a user-friendly interface for managing your finances right from your smartphone. You can even make mobile payments quickly and securely, ensuring that you never miss a beat in today's fast-paced world.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send funds instantly. Whether it's splitting a dinner bill or helping out a loved one, transferring money has never been this straightforward. In an age where convenience is key, Loc is committed to providing you with secure and accessible banking solutions tailored to fit your lifestyle. Join us today and experience how easy banking can be!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 60,307, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Loc is your trusted partner. Visit us at 1025 E Grand River Ave Brighton Mi 48116 or call (248) 474-2200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth and Innovation

With $37,436,692 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,129 in used auto loans and $252,675,531 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 86 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $49,131,293 in share certificates and $82,327,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $41,642,547, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us to be here for you when it counts.

Loan Offering

Additional Financial Services

In addition to these core offerings, we provide credit lines totaling $40,000,000, giving our members additional flexibility when managing their finances. We aim to empower you with the tools necessary for sound financial decision-making. Feel free to reach out to us at (248) 474-2200 for any questions regarding our loan products or if you'd like assistance in finding the right option for your situation. You can also visit us at 1025 E Grand River Ave Brighton Mi 48116 in Brighton, MI, where our friendly staff is ready to help! For more information about our services and current offerings, please check out our website at https://www.loccreditunion.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $57,678,260 in used vehicle loans and $19,261,743 in new vehicle loans, helping members get on the road with ease. Whether you're interested in financing a brand-new vehicle or a reliable used one, we are here to support you with flexible terms tailored to your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,908,432, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the process. If you're looking to refinance your existing mortgage, our team can assist you in exploring eligibility options that may save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,020,097 in loans helping members manage their finances effectively. These cards come with various benefits that allow for easy tracking of expenses while providing the convenience you need for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover options tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see has been vetted for accuracy and fairness. You can trust that the information presented is legitimate and up-to-date.

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